low st andrew's cross: low shrubby plant having yellow flowers with four petals arranged in a cross; Bermuda and southeastern United States to West Indies and eastern Mexico
st john's wort: any of numerous plants of the genus Hypericum having yellow flowers and transparently dotted leaves; traditionally gathered on St John's eve to ward off evil
balance of payments: a system of recording all of a country's economic transactions with the rest of the world over a period of one year