Summary: Moving to Work Charter Program Act of 2011 - Directs the Secretary of Housing and Urban Development to enter into charter contracts, beginning in FY2012, with up to 250 public housing agencies administering the public housing program or the section 8 housing assistance program under the United States Housing Act of 1937. States that such charter contracts shall: (1) supersede and have a term commensurate with any annual contributions contract between a public housing agency and the Secretary; and (2) provide that a participating public housing agency shall receive capital and operating assistance allocated to it under specified laws. Exempts charter contracts from the requirements of the United States Housing Act of 1937, except those for payment of wages prevailing in the community and the demolition and disposition of public housing. Requires a charter contract to provide that a public housing agency: (1) may combine section 8 low-income assistance and Public Housing Capital and Operating Fund assistance and use it for housing assistance and related services for activities under this Act; (2) shall ensure that at least 75% of the families assisted are very low-income families; (3) shall establish a reasonable rent policy designed to encourage employment, self-sufficiency, and home ownership by participating families; and (4) meet specified additional requirements. Directs the Secretary to appoint a federal advisory committee to assess and develop a demonstration program to test standards, criteria, and practices for a national public housing agency accreditation system or other evaluation system.

moving work charter program act directs secretary housing_and_urban_development enter charter contracts beginning fy2012 public housing agencies administering public housing program section housing assistance program united_states housing act states charter contracts shall supersede term commensurate annual contributions contract public housing agency secretary provide participating public housing agency shall receive capital operating assistance allocated specified laws exempts charter contracts requirements united_states housing act payment wages prevailing community demolition disposition public housing requires charter contract provide public housing agency combine section low income assistance assistance use housing assistance related services activities act shall ensure families assisted low income families shall establish reasonable rent policy designed encourage employment self sufficiency home ownership participating families meet specified additional requirements directs secretary appoint federal advisory committee assess develop demonstration program test standards criteria practices national public housing agency accreditation system evaluation system


Summary: Amends the Internal Revenue Code to: (1) make permanent the the minimum low-income housing tax credit rate for new buildings that are not federally subsidized, and (2) establish a minimum 4% low-income housing tax rate for existing buildings that are not federally subsidized.

amends internal revenue code permanent minimum low income housing tax credit rate new buildings federally subsidized establish minimum low income housing tax rate existing buildings federally subsidized


Summary: Family Self-Sufficiency Act - Amends the United States Housing Act of 1937 to revise the purpose of the Family-Self-Sufficiency (FSS) program to include the use of both low-income housing assistance under Section 8 of such Act (as in current law) and public housing capital and operating funds under Section 9 in order to enable eligible families to achieve economic independence and self-sufficiency. Eliminates the budget allocation reserved for public housing agency (PHA) incentive awards. Prescribes and/or revises eligibility requirements for families to participate in local FSS programs and for the eligible entities to administer them. Makes the owner or sponsor of a multifamily property receiving rental assistance under Section 8, as well as a PHA, an eligible entity for administering a local FSS program. Revises the scope of supportive services provided through a local FSS program under a contract of participation between an eligible entity and a leaseholder receiving assistance under Sections 8 or 9 to include: (1) education for attainment of a GED, (2) education in pursuit of a post-secondary degree or certification, (3) health and mental health services as needed, (4) homeownership education and assistance, and (5) financial literacy. Removes training in homemaking and parenting skills from the list of authorized supportive services. Revises requirements for and limitations on rent increases. Requires an eligible entity to place in an interest-bearing escrow account, for each participating family, an amount equal to any increase in rent the family pays. Requires payment of the escrow account funds to the family after the end of the contract of participation, unless the family fails to qualify to receive it. Modifies requirements for the establishment of fees for costs incurred by eligible entities administering FSS programs. Authorizes owners of privately-owned properties, under specified conditions, voluntarily to make local FSS programs available to their tenants by entering into cooperative agreements with local PHAs administering FSS programs.

family self sufficiency act amends united_states_housing_act revise purpose family self sufficiency program include use low income housing assistance section act current law public housing capital operating funds section order enable eligible families achieve economic independence self sufficiency eliminates budget allocation reserved public housing agency pha incentive awards prescribes revises eligibility requirements families participate local programs eligible entities administer makes owner sponsor multifamily property receiving rental assistance section pha eligible entity administering local program revises scope supportive services provided local program contract participation eligible entity leaseholder receiving assistance sections include education attainment education pursuit post secondary degree certification health mental health services needed homeownership education assistance financial literacy removes training parenting skills list authorized supportive services revises requirements limitations rent increases requires eligible entity place interest bearing escrow account participating family equal increase rent family pays requires payment escrow account funds family end contract participation family fails qualify receive modifies requirements establishment fees costs incurred eligible entities administering programs authorizes owners privately owned properties specified conditions voluntarily local programs available tenants entering cooperative agreements local phas administering programs


Summary:
Transparency and Security in Mortgage Registration Act of 2013 - Amends the National Housing Act to prohibit the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from purchasing, acquiring, newly lending on the security of, newly investing in securities consisting of, or otherwise newly dealing in any Mortgage Electronic Registration System, Inc. (MERS) mortgage or mortgages.

Prohibits the Government National Mortgage Association (Ginnie Mae) from newly guaranteeing the payment of principal of or interest on any trust certificate or other security based or backed by a trust or pool that contains, or purchase or acquire, any MERS mortgage.

Directs Fannie Mae, Freddie Mac, and Ginnie Mae to require all their current MERS mortgages to be assigned to the proper servicer, holder, or creditor.

Directs the Secretary of Housing and Urban Development (HUD) to study: (1) the impacts of the lack of electronic records and uniform standards found in local land title recordation systems currently used in the various states; (2) any progress states have made in developing electronic land title recordation systems containing uniform standards; (3) the current oversight role of the federal government in the transfer and recordation of land titles; and (4) the feasibility of creating a federal land title recordation system for property transfers that would maintain all previous records of the land-property without invalidating, interfering with, or preempting state real property law governing the transfer and perfection of land title.

transparency security mortgage registration act amends national housing act prohibit federal_national_mortgage_association fannie_mae federal_home_loan_mortgage_corporation freddie_mac purchasing acquiring newly lending security newly investing securities consisting newly dealing mortgage mortgages ginnie_mae newly guaranteeing payment principal interest trust certificate security based backed trust pool contains purchase acquire mortgage directs fannie_mae freddie_mac ginnie_mae require current mortgages assigned proper servicer holder creditor directs secretary housing_and_urban_development hud study impacts lack electronic records uniform standards found local land title recordation systems currently states progress states developing electronic land title recordation systems containing uniform standards current oversight role federal government transfer recordation land titles feasibility creating federal land title recordation system property transfers maintain previous records land property invalidating interfering preempting state real property law governing transfer land title


Summary: Housing Assistance for Veterans Act of 2013 or HAVEN Act - Directs the Secretary of Housing and Urban Development (HUD) to establish a pilot program to award grants to nonprofit organizations that primarily serve veterans or low-income individuals. Requires such grants to be used to rehabilitate and modify the primary residence of disabled or low-income veterans (at a specified limited or no cost to such veterans). Limits grant amounts to $1 million per organization. Requires the Secretary to direct the oversight of grant fund use. Requires a minimum of 50% matching funds by participating organizations.

housing assistance veterans act secretary housing_and_urban_development hud establish pilot program award grants nonprofit organizations primarily serve veterans low income individuals requires grants rehabilitate modify primary residence disabled low income veterans specified limited cost veterans limits grant amounts million organization requires secretary direct oversight grant fund use requires minimum matching funds participating organizations


Summary:
Energy Assistance for American Families Act - Amends the Low-Income Home Energy Assistance Act of 1981 to authorize appropriations for FY2014-FY2018.

Permits a state to use any allotment from such appropriations to assist households whose income does not exceed 75% of the state median income.

energy assistance american families act amends authorize appropriations fy2014-fy2018 permits state use allotment appropriations assist households income exceed state median income


Summary:
Protect Our Schools from Tax Delinquents Act of 2013 - Amends the United States Housing Act of 1937 to require that each housing assistance payments contract entered into under the Section 8 rental assistance voucher program by a public housing agency (PHA) and the owner of a dwelling unit provide that such owner pay, on a timely basis, all covered taxes validly assessed against the property in which the unit is located. Defines "covered taxes" as any tax under state or local law assessed upon real property or the revenue of which is dedicated for use only for schools or for costs of education.

Allows a contract to provide that, upon notification and identification of a tax delinquency by a taxing authority, the PHA shall abate all of the rental assistance amounts for the property, transferring them monthly to the taxing authority, until the delinquency is eliminated.

Declares that nothing in this Act may be construed to authorize, or establish any cause or grounds for, the termination of the tenancy of any tenant from any dwelling unit assisted under the rental assistance voucher program.

Requires the Secretary of Housing and Urban Development (HUD) to maintain a database of information regarding owners of dwelling units: (1) assisted under the program whose housing assistance payments contracts have been terminated for noncompliance with the requirements of this Act, and (2) with respect to whom assistance amounts have been abated and transferred to a taxing authority.

protect schools tax delinquents act amends united_states housing act require housing assistance payments contract entered section rental assistance voucher program public housing agency pha owner dwelling unit provide owner pay timely basis covered taxes validly assessed property unit located defines covered taxes tax state local law assessed real property revenue dedicated use schools costs education allows contract provide notification identification tax delinquency taxing authority pha shall abate rental assistance amounts property transferring monthly taxing authority delinquency eliminated declares act construed authorize establish cause grounds termination tenancy tenant dwelling unit assisted rental assistance voucher program requires secretary housing_and_urban_development hud maintain database information owners dwelling units assisted program housing assistance payments contracts terminated noncompliance requirements act respect assistance amounts transferred taxing authority


Summary:
Safely Sheltering Disaster Victims Act of 2013 - Transfers a specified amount made available for the Department of Housing and Urban Development (HUD) Community Development Fund in the Disaster Relief Appropriations Act, 2013 to the Public and Indian Housing Tenant-Based Rental Assistance HUD account for tenant-based rental assistance only, including related administrative expenses, to areas impacted by Hurricane Sandy.

Subjects such funds to specified requirements, including that:

 they be made available for such assistance by 60 days after enactment of this Act; the HUD Secretary waive the public housing agency (PHA) project-based limitation for use of such assistance (under the voucher program) for low-income families; the amounts may be provided only to PHAs that agree to give a preference to making such assistance available to eligible families displaced by Hurricane Sandy; such families are otherwise eligible for such assistance; and an eligible family may continue to receive such assistance after the transferred amounts are no longer available, subject to family eligibility and the availability of amounts in appropriation Acts. Retains the designation of such amounts as an emergency requirement pursuant to the Balanced Budget and Emergency Deficit Control Act of 1985 (Gramm-Rudman-Hollings Act).

safely disaster victims act transfers specified available department_of_housing_and_urban_development hud disaster relief appropriations act public indian housing tenant based rental assistance hud account tenant based rental assistance including related administrative expenses areas impacted hurricane sandy subjects funds specified requirements including available assistance days enactment act hud secretary waive public housing agency pha project based limitation use assistance voucher program low income families amounts provided phas agree preference making assistance available eligible families displaced hurricane sandy families eligible assistance eligible family continue receive assistance transferred amounts longer available subject family eligibility availability amounts appropriation acts retains designation amounts emergency requirement pursuant balanced_budget emergency deficit control act gramm rudman hollings act


Summary:
Public Housing Disaster Preparedness Act of 2013 - Requires the Secretary of Housing and Urban Development (HUD) to require each public housing agency (PHA) that owns, operates, or assists at least 500 dwelling units in public housing projects (covered PHA) to develop a disaster response and relief plan to provide:

 guidance for PHAs and their staff, residents of dwelling units in public housing, relevant federal, state, and local agencies and officials, and community-based organizations; and comprehensive information regarding pre-disaster, disaster impact, and post-disaster policies, standards, procedures, and protocols. Requires the plan to: (1) be included in the annual and five-year PHA plans required to be submitted under the Act, and (2) be submitted for HUD approval before its implementation.

Prescribes requirements for the plan, including protocols for:

 establishing communication and support; immediate disaster response; protecting the special needs of residents; safe evacuation of residents and staff; supporting short- and long-term relocation of residents; temporarily renting vacant PHA units to local victims of a disaster who are not residents of public housing; prohibiting PHAs from evicting residents (with certain exceptions) during a disaster period; providing residents with specified emergency information immediately after the conclusion of a disaster; protecting and restoring public housing building; listing the condition and location of emergency supplies and equipment; providing information regarding federal, state, and local grant and loan programs and other disaster relief resources available to a covered PHA, including information regarding the insurance policy of the covered PHA and how to file a claim; implementing the plan properly; and implementing certain emergency disaster training. Requires a covered PHA to:

 disseminate information (accessible to individuals with limited English proficiency) about the emergency protocols established under the plan to each resident of a PHA dwelling unit the PHA owns, operates, or assists before the resident moves into the unit as well as once every year, and, if possible, before an impending disaster; maintain a list, updated annually, of the members of each family residing in such a dwelling unit, and identify the special needs of certain residents because of a disability, physical or mobility impairment, or medical condition, the units in which elderly residents reside, and the units in which residents with limited English proficiency reside as well as their primary languages; and take specified actions to provide rental payment fairness for such dwelling units. Requires the HUD Inspector General to evaluate the plan, after its implementation following a disaster, and if necessary to make recommendations for improving it within 180 days after the conclusion of the disaster.

Makes conforming amendments to the United States Housing Act of 1937.

public housing disaster preparedness act requires secretary housing_and_urban_development hud require public housing agency pha owns operates assists dwelling units public housing projects covered pha develop disaster response relief plan provide guidance phas staff residents dwelling units public housing relevant federal state local agencies officials community based organizations comprehensive information pre disaster disaster impact post disaster policies standards procedures protocols requires plan included annual year pha plans required submitted act submitted hud approval implementation prescribes requirements plan including protocols establishing communication support immediate disaster response protecting special needs residents safe evacuation residents staff supporting short- long term relocation residents temporarily renting vacant pha units local victims disaster residents public housing prohibiting phas evicting residents certain exceptions disaster period providing residents specified emergency information immediately conclusion disaster protecting restoring public housing building listing condition location emergency supplies equipment providing information federal state local grant loan programs disaster relief resources available covered pha including information insurance policy covered pha file claim implementing plan properly implementing certain emergency disaster training requires covered pha disseminate information accessible individuals limited english proficiency emergency protocols established plan resident pha dwelling unit pha owns operates assists resident moves unit year possible impending disaster maintain list updated annually members family residing dwelling unit identify special needs certain residents disability physical mobility impairment medical condition units elderly residents reside units residents limited english proficiency reside primary languages specified actions provide rental payment fairness dwelling units requires hud inspector general evaluate plan implementation following disaster necessary recommendations improving days conclusion disaster makes conforming amendments united_states housing act


Summary:
Affordable Housing Regulation Simplification Act of 2013 - Amends the Federal National Mortgage Association Charter Act to authorize the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation Act to authorize the Federal Home Loan Mortgage Corporation (Freddie Mac), to purchase, service, sell, lend on the security of, and otherwise deal in affordable workforce housing mortgages for one-family residences: (1) that shall be used as the mortgagor's residence at least 8 of any 12 months and 240 days of any 365 days; (2) located within, or are part of, a multifamily housing development meeting certain requirements, (3) is subject to certain resale restrictions; and (4) is located in a high tourism area.

Prescribes mortgagor income and employment criteria.

Exempts such mortgages from any requirements and guidelines of such government sponsored entities (also known as GSEs) that are inconsistent with such authority.

Limits the application of this Act to such mortgages in a high tourism area.

Amends the National Housing Act to authorize the Secretary of Housing and Urban Development (HUD) to insure any affordable workforce housing mortgage meeting certain requirements.

Requires the Secretary of HUD to provide a spot approval process for insurance of condominium unit mortgages that does not require prior approval of the entire project or of the homeowners association for the entire project.

Directs the Secretary of Commerce to: (1) determine high tourism areas; and (2) reassess and update such designation on a biennial basis

affordable housing regulation simplification act amends federal_national_mortgage_association charter act authorize federal_national_mortgage_association fannie_mae federal_home_loan_mortgage_corporation_act authorize federal_home_loan_mortgage_corporation freddie_mac purchase service sell lend security deal affordable workforce housing mortgages family residences shall mortgagor residence months days days located multifamily housing development meeting certain requirements subject certain resale restrictions located high tourism area prescribes mortgagor income employment criteria exempts mortgages requirements guidelines government sponsored entities known gses inconsistent authority limits application act mortgages high tourism area amends national housing act authorize secretary housing_and_urban_development hud insure affordable workforce housing mortgage meeting certain requirements requires secretary hud provide spot approval process insurance condominium unit mortgages require prior approval entire project homeowners association entire project directs secretary commerce determine high tourism areas reassess update designation biennial basis


Summary:
Jumpstart GSE Reform Act - Prohibits the use of an increase in the guarantee fee required to be charged by the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), or any affiliate of such organizations (enterprises) to offset an increase in outlays or a reduction in revenues for any purposes other than those related to the enterprises' business functions under: (1) the congressional budget, (2) the Balanced Budget and Emergency Deficit Control Act of 1985 (Gramm-Rudman-Hollings Act), or (3) the Statutory Pay-As-You-Act 2010.

Prohibits the Secretary of the Treasury from selling, transferring, relinquishing, liquidating, divesting, or otherwise disposing of any outstanding shares of senior preferred stock acquired pursuant to a specified Senior Preferred Stock Purchase Agreement between the Department of the Treasury and an enterprise until Congress has passed and the President has signed into law legislation that includes a specific instruction to the Secretary regarding the sale, transfer, relinquishment, liquidation, divestiture, or other disposition of the senior preferred stock so acquired.

use increase guarantee fee required charged federal_national_mortgage_association fannie_mae federal_home_loan_mortgage_corporation freddie_mac affiliate organizations enterprises offset increase outlays reduction revenues purposes related enterprises business functions congressional budget balanced_budget emergency deficit control act gramm rudman hollings act statutory pay act prohibits secretary treasury selling transferring relinquishing liquidating divesting disposing outstanding shares senior preferred stock acquired pursuant specified department_of_the_treasury enterprise congress passed president signed law legislation includes specific instruction secretary sale transfer relinquishment liquidation divestiture disposition senior preferred stock acquired


Summary:
Let the GSEs Pay Us Back Act of 2013 - Directs the Secretary of the Treasury, the Federal National Mortgage Association (Fannie Mae) and any affiliate, and the Federal Home Loan Mortgage Corporation (Freddie Mac) and any affiliate (government sponsored enterprises or GSEs), with each GSE acting through an appointed conservator, to enter into an agreement that modifies the Preferred Stock Purchase Agreement for the GSE to provide that: (1) any Senior Preferred Stock purchased under the Agreement by the Treasury shall not accrue further dividends; and (2) any amounts received by the GSE, before or after the modification, during a single year as a draw upon the Treasury's commitment under the Agreement shall be treated as a loan by the Treasury to the GSE meeting specified criteria.

Specifies as such criteria that this loan be treated as though originated on the date of the last such draw during that year, with: (1) an original principal obligation equal to the aggregate amount of such draws, (2) a 30-year term, (3) an annual interest rate of 5%, and (4) requirements for full amortization of the loan over the 30-year term. Requires the GSE to repay the loan in accordance with the amortization schedule established.

Requires any dividends paid by the GSE to the Treasury under the Agreement before the modification to be treated as payments of principal and interest due under the loan, to be credited against payments due: (1) first to the loan with the earliest origination date that has not yet been fully repaid until it is repaid, and (2) then to the loan having the next earliest origination date until it is repaid.

let gses pay act directs secretary treasury federal_national_mortgage_association fannie_mae affiliate federal_home_loan_mortgage_corporation freddie_mac affiliate government sponsored enterprises gses gse acting appointed conservator enter agreement modifies gse provide purchased agreement treasury shall accrue dividends amounts received gse modification single year draw treasury commitment agreement shall treated loan treasury gse meeting specified criteria specifies criteria loan treated originated date draw year original principal obligation equal aggregate year term annual interest rate requirements amortization loan year term requires gse repay loan accordance amortization schedule established requires dividends paid gse treasury agreement modification treated payments principal interest loan credited payments loan earliest origination date fully repaid repaid loan having earliest origination date repaid


Summary:
Housing Assistance Eligibility Verification Act of 2013 - Amends part D (Child Support and Establishment of Paternity) of title IV of the Social Act to direct the Secretary of Agriculture (USDA) to furnish to the Secretary of Health and Human Service (HHS) information in the Federal Parent Locator Service (FPLS) and other USDA sources for comparison with information in the National Directory of New Hires, in order to obtain information in the Directory with respect to individuals (including tenants) who are applying for or participating in any housing program under the Housing Act that extends financial assistance, through the Farmers Home Administration, to owners of farms and other real estate, among other such parties.

Requires USDA to seek information, and make information disclosures, only to the extent necessary to verify an individual's employment and income.

Requires the Secretary of HHS to: (1) compare information in the National Directory with information provided by USDA about such individuals; and (2) disclose to USDA, in turn, National Directory information about them.

Authorizes USDA to use the information resulting from a data match to: (1) verify the employment and income of such individuals; and (2) analyze such information after the removal of personal identifiers.

Sets forth rules for the types of disclosures permitted and conditions on disclosure.

Amends the Internal Revenue Code to apply to farm housing programs under the Housing Act of 1949 the requirement that the Commissioner of Social Security and the Secretary of the Treasury disclose return information on earned, retirement, and unearned income to federal, state, and local agencies administering certain programs under the Social Security Act, the Food Stamp Act of 1977, or veterans programs, or certain housing assistance programs.

housing assistance eligibility verification act amends child support establishment paternity title social act direct secretary agriculture usda furnish secretary health_and_human_service hhs information federal_parent_locator_service usda sources comparison information national_directory_of_new_hires order obtain information directory respect individuals including tenants applying participating housing program housing act extends financial assistance owners farms real estate parties requires usda seek information information disclosures extent necessary verify individual employment income requires secretary hhs compare information information provided usda individuals disclose usda turn information authorizes usda use information resulting data match verify employment income individuals analyze information removal personal identifiers sets forth rules types disclosures permitted conditions disclosure amends internal revenue code apply farm housing programs housing act requirement commissioner_of_social_security secretary treasury disclose return information earned retirement unearned income federal state local agencies administering certain programs social security act food stamp act veterans programs certain housing assistance programs


Summary: Defending American Taxpayers From Abusive Government Takings Act of 2013 - Amends the Federal National Mortgage Association Charter Act, the Federal Home Loan Mortgage Corporation Act, the National Housing Act, and the Housing Act of 1949, respectively, to prohibit the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from purchasing, the Federal Housing Authority (FHA) from insuring, and the Department of Agriculture from newly guaranteeing, making, or insuring any mortgage secured by a structure or dwelling unit located in a county in which the state, including an agency or local government, has used the power of eminent domain to take a residential mortgage.

takings act amends federal_national_mortgage_association charter act federal_home_loan_mortgage_corporation_act national housing act housing act respectively prohibit federal_national_mortgage_association fannie_mae federal_home_loan_mortgage_corporation freddie_mac purchasing fha insuring department_of_agriculture newly guaranteeing making insuring mortgage secured structure dwelling unit located county state including agency local government power eminent domain residential mortgage


Summary:
Protecting American Taxpayers and Homeowners Act of 2013 - GSE Bailout Elimination and Taxpayer Protection Act - Directs the Director of the Federal Housing Finance Agency (FHFA), five years after enactment of this Act, to appoint FHFA as receiver of the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or (GSEs) under the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, to carry out mandatory receivership (thus terminating the current conservatorship for such GSEs).

Repeals the Fannie Mae and Freddie Mac charters effective five years after enactment of this Act.

Amends the Housing and Community Development Act of 1992, the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, the Federal National Mortgage Association Charter Act, and the Federal Home Loan Mortgage Corporation Act to prescribe specified requirements, limitations, and prohibitions on GSE activities until their charters are repealed and authorities terminated.

FHA Reform and Modernization Act of 2013 - Establishes the Federal Housing Administration (FHA) as a wholly owned government corporation to: (1) provide residential mortgage insurance and other credit enhancement and related activities; (2) supplement private sector activity by serving hard-to-serve markets, developing new mortgage products, and filling gaps in the provision and delivery of mortgage credit; and (3) deliver housing mortgage insurance and credit enhancement and provide other services in a non-discriminatory manner.

Prescribes FHA requirements concerning: (1) budget and business plans; (2) examinations, reports, and cost estimates; (3) the Mutual Mortgage Insurance Fund and capital ratios, reserves, and restoration plans; (4) borrower suspension, ineligibility, and foreclosure; (5) mortgage repurchase; (6) mortgagee indemnification; (7) eminent domain; and (8) residual income.

Transfers to FHA, at the end of a five-year transition period, the functions of, authority provided to, and the responsibilities of the Secretary of Housing and Urban Development (HUD) and HUD personnel.

Amends the National Housing Act to repeal the home equity conversion mortgage (reverse mortgage) program and mortgage insurance for hospitals.

National Mortgage Market Utility Act of 2013 - Requires the Director of FHFA to provide for the organization, incorporation, examination, operation, and regulation of a not-for-profit national mortgage market Utility to: (1) enhance efficiency, liquidity, and security in the secondary market for residual mortgages; (2) establish standards for originating and servicing eligible collateral and for issuers and trustees of qualified securities, which would be exempt from the Securities Act of 1933; and (3) operate a common securitization platform that could be available to issues of residential mortgage-backed securities.

Prohibits the Utility from: (1) originating, servicing, insuring, or guaranteeing any residential mortgage or other associated financial instrument; or (2) guaranteeing timely payment of principal or interest on any mortgage-related security.

Requires the Director to: (1) issue a charter for the Utility; and (2) oversee the transfer to the Utility of the securitization infrastructure announced by the FHFA on October 4, 2012, and as developed by an enterprise or the enterprises in conservatorship (the Platform).

Sets forth standards for qualified securities.

Directs the utility to organize and operate a national mortgage data repository.

United States Covered Bond Act of 2013 - Directs the Secretary of the Treasury to establish a covered bond regulatory oversight program for the evaluation and maintenance of programs of eligible issuers under which, on the security of a single cover pool, one or more series of covered bonds may be issued.

Defines covered bonds as any recourse debt obligation of an eligible issuer that: (1) has an original term to maturity of not less than one year, (2) is secured by a perfected security interest in or other perfected lien on a cover pool owned directly or indirectly by the obligation's issuer, (3) is issued under a covered bond program approved by the applicable covered bond regulator, (4) is identified in a register of covered bonds maintained by the Secretary, and (5) is not a deposit subject to the Federal Deposit Insurance Act.

Amends the Secondary Mortgage Market Enhancement Act of 1984 to authorize any person, trust, corporation, partnership, association, business trust, or business entity created under federal or state law to purchase, hold, and invest in covered bonds.

Amends the Internal Revenue Code with respect to the tax treatment of estates created under covered bond programs and certain transfers under covered bond programs. Imposes a tax on certain estates created under covered bond programs.

Directs the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the Comptroller of the Currency to study the impact of the Regulatory Capital Rules finalized by the Board on July 2, 2013 (pursuant to the Third Basel Accord on capital adequacy, stress testing, and market liquidity risk, or Basel III).

Prohibits the Board, the FDIC, and the Comptroller of the Currency, in implementing the Basel III Liquidity Coverage Ratio amendments, from requiring, as a condition for status as a high quality liquid asset, that residential mortgage-backed securities be collateralized only by (or be collateralized by a certain percentage of) full recourse mortgage loans.

Amends the Truth in Lending Act to modify the items, compensation, and charges included in points and fees with respect to a high-cost mortgage.

Amends the Bank Holding Company Act to exclude from hedge funds and private equity funds certain issuers of asset-backed securities.

Amends the Securities Act of 1933 with respect to exemptions from specified prohibitions relating to interstate commerce and the mails for transactions by any person other than an issuer, underwriter, or dealer or transactions by an issuer not involving any public offering. Prohibits the Securities and Exchange Commission (SEC) from conditioning the availability of such exemptions upon an issuer's undertaking to provide to investors, in connection with initial offers or sales or on an ongoing basis after an initial offer or sale, the same or substantially similar information as would be required in a transaction to which such prohibitions apply. (Thus suspends Regulation AB II rulemaking.)

Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) and the Securities Exchange Act of 1934 to repeal the requirement that federal banking agencies and the SEC jointly prescribe credit risk regulations for securitizers to retain an economic interest in a portion of the credit risk for any asset the securitizer, through the issuance of an asset-backed security, transfers, sells, or conveys to a third party.

Amends the Truth in Lending Act, the Home Mortgage Disclosure Act of 1975, the Truth in Lending Act, and the Dodd-Frank Act to make exemptions from specified requirements, or repeal related requirements, for certain residential mortgages, particularly those serving as collateral for a qualified security.

Amends the Federal Financial Institutions Examination Council Act of 1978 with respect to: (1) timeliness of examination reports, (2) examination standards, (3) establishment of an Office of Examination Ombudsman, and (4) the right to appeal before an independent administrative law judge.

Common Sense Economic Recovery Act of 2013 - Cites circumstances under which, for purposes of determining capital requirements or measuring an insured depository institution's capital, such an institution may treat a non-accrual loan as an accrual loan.

(Non-accrual [also known as non-performing or doubtful] loans are those on which interest is overdue and full collection of principal is uncertain, and so interest, if it has not been paid in over 90 days, cannot be credited to the bank's revenue account until it has actually been received.)

homeowners act gse bailout elimination taxpayer protection act directs director federal_housing_finance_agency fhfa years enactment act appoint fhfa receiver federal_national_mortgage_association fannie_mae federal_home_loan_mortgage_corporation freddie_mac government sponsored enterprises gses federal_housing_enterprises_financial_safety soundness act carry mandatory receivership terminating current conservatorship gses repeals fannie_mae freddie_mac charters effective years enactment act amends housing_and_community_development_act federal_housing_enterprises_financial_safety soundness act federal_national_mortgage_association charter act federal_home_loan_mortgage_corporation_act prescribe specified requirements limitations prohibitions gse activities charters repealed authorities terminated fha reform modernization act establishes federal_housing_administration fha wholly owned government corporation provide residential mortgage insurance credit enhancement related activities supplement private sector activity serving hard serve markets developing new mortgage products filling gaps provision delivery mortgage credit deliver housing mortgage insurance credit enhancement provide services non discriminatory manner prescribes fha requirements concerning budget business plans examinations reports cost estimates mutual_mortgage_insurance_fund capital ratios reserves restoration plans borrower suspension ineligibility foreclosure mortgage repurchase mortgagee indemnification eminent domain residual income transfers fha end year transition period functions authority provided responsibilities secretary housing_and_urban_development hud hud personnel amends national housing act repeal home equity conversion mortgage reverse mortgage program mortgage insurance hospitals requires director fhfa provide organization incorporation examination operation regulation profit national mortgage market utility enhance efficiency liquidity security secondary market residual mortgages establish standards originating servicing eligible collateral issuers trustees qualified securities exempt securities act operate common securitization platform available issues residential mortgage backed securities prohibits utility originating servicing insuring guaranteeing residential mortgage associated financial instrument guaranteeing timely payment principal interest mortgage related security requires director issue charter utility oversee transfer utility securitization infrastructure announced fhfa october developed enterprise enterprises conservatorship platform sets forth standards qualified securities directs utility organize operate national mortgage data repository united states covered bond act directs secretary treasury establish covered bond regulatory oversight program evaluation maintenance programs eligible issuers security single cover pool series covered bonds issued defines covered bonds recourse debt obligation eligible issuer original term maturity year secured security interest lien cover pool owned directly indirectly obligation issuer issued covered bond program approved applicable covered bond regulator identified register covered bonds maintained secretary deposit subject federal_deposit_insurance_act amends authorize person trust corporation partnership association business trust business entity created federal state law purchase hold invest covered bonds amends internal revenue code respect tax treatment estates created covered bond programs certain transfers covered bond programs imposes tax certain estates created covered bond programs directs_the_board_of_governors federal_reserve_system board federal_deposit_insurance_corporation fdic comptroller currency study impact regulatory capital rules finalized board july pursuant capital adequacy stress testing market liquidity risk fdic comptroller_of_the_currency implementing amendments requiring condition status high quality liquid asset residential mortgage backed securities collateralized collateralized certain percentage recourse mortgage loans amends truth lending act modify items compensation charges included points fees respect high cost mortgage amends bank_holding_company_act exclude hedge funds private equity funds certain issuers asset backed securities amends securities act respect exemptions specified prohibitions relating interstate commerce mails transactions person issuer underwriter dealer transactions issuer involving public offering prohibits securities_and_exchange_commission sec conditioning availability exemptions issuer undertaking provide investors connection initial offers sales ongoing basis initial offer sale substantially similar information required transaction prohibitions apply suspends regulation rulemaking amends dodd frank wall street reform consumer protection act securities_exchange_act repeal requirement federal banking agencies sec jointly prescribe credit risk regulations retain economic interest portion credit risk asset securitizer issuance asset backed security transfers sells conveys party amends truth lending act home mortgage disclosure act truth lending act dodd frank act exemptions specified requirements repeal related requirements certain residential mortgages particularly serving collateral qualified security amends federal_financial_institutions_examination_council_act respect timeliness examination reports examination standards establishment right appeal independent administrative law judge common sense economic recovery act cites circumstances purposes determining capital requirements measuring insured depository institution capital institution treat non accrual loan accrual loan non accrual known non performing doubtful loans interest overdue collection principal uncertain interest paid days credited bank revenue account actually received


Summary:
Housing Assistance for Veterans Act of 2013 or HAVEN Act - Directs the Secretary of Housing and Urban Development (HUD) to establish a pilot program to award grants to nonprofit organizations that primarily serve veterans or low-income individuals. Requires such grants to be used to rehabilitate and modify the primary residence of disabled or low-income veterans (at a specified limited or no cost to such veterans). Limits grant amounts to $1 million per organization. Requires the Secretary to direct the oversight of grant fund use. Requires a minimum of 50% matching funds by participating organizations.

Requires the Inspector General of HUD to review and report to the Chairmen of specified congressional committees on: (1) the use of appropriated funds by HUD and by grantees under the pilot program, and (2) oversight and accountability of such grantees.

housing assistance veterans act secretary housing_and_urban_development hud establish pilot program award grants nonprofit organizations primarily serve veterans low income individuals requires grants rehabilitate modify primary residence disabled low income veterans specified limited cost veterans limits grant amounts million organization requires secretary direct oversight grant fund use requires minimum matching funds participating organizations requires inspector general hud review report chairmen specified congressional committees use appropriated funds hud grantees pilot program oversight accountability grantees


Summary: Low and Moderate Income Housing Act of 2014 - Amends the Internal Revenue Code, with respect to the low-income housing tax credit, to provide that a qualified low-income housing project is eligible for the credit if 50% or more of the residential units in such project are both rent-restricted and occupied by individuals whose income is at least 50%, but not more than 120%, of area median gross income.

low moderate income housing act amends internal revenue code respect low income housing tax credit provide qualified low income housing project eligible credit residential units project rent restricted occupied individuals income area median gross income


Summary:
Preservation Enhancement and Savings Opportunity Act of 2014 - Amends the Low-Income Housing Preservation and Resident Homeownership Act of 1990 (LIHPRHA) with respect to a plan of action the Secretary of Housing and Urban Development (HUD) may approve for extension of the low-income affordability restrictions on any eligible low-income housing.

Entitles the owner of a property subject to a plan of action or use agreement to distribute:

 annually all surplus cash generated by the property; and any funds accumulated in a residual receipts account, upon request made to the Secretary and notwithstanding any conflicting provision in the use agreement, but only if the individual is in material compliance with the use agreement. Requires an owner distributing any such amounts to:

 continue to operate the property in accordance with the affordability requirements of its use agreement for its remaining useful life; continue to renew or extend any project-based rental assistance contract for at least 20 years, as required by the property's plan of action; and have the option to extend the contract to a 20-year term, if he or she has an existing multi-year project-based rental assistance contract for less than 20 years. Declares that neither LIHPRHA, nor any plan of action or use agreement implementing it, shall restrict an owner from obtaining a new loan or refinancing an existing loan secured by a low-income housing project, or from distributing the proceeds of such a loan, except that, in conjunction with such refinancing:

 the owner shall provide for adequate rehabilitation pursuant to a capital needs assessment to ensure long-term sustainability of the property satisfactory to the lender or bond issuance agency; any resulting budget-based rent increase shall include debt service on the new financing, commercially reasonable debt service coverage, and replacement reserves as required by the lender; and rent increases for units not covered by a project-based rental subsidy contract or tenant-based rental subsidy shall be limited to 10%.

opportunity act amends respect plan action secretary housing_and_urban_development hud approve extension low income affordability restrictions eligible low income housing entitles owner property subject plan action use agreement distribute annually surplus cash generated property funds accumulated residual receipts account request secretary notwithstanding conflicting provision use agreement individual material compliance use agreement requires owner distributing amounts continue operate property accordance affordability requirements use agreement remaining useful life continue renew extend project based rental assistance contract years required property plan action option extend contract year term existing multi year project based rental assistance contract years declares plan action use agreement implementing shall restrict owner obtaining new loan refinancing existing loan secured low income housing project distributing proceeds loan conjunction refinancing owner shall provide adequate rehabilitation pursuant capital needs assessment ensure long term sustainability property satisfactory lender bond issuance agency resulting budget based rent increase shall include debt service new financing commercially reasonable debt service coverage replacement reserves required lender rent increases units covered project based rental subsidy contract tenant based rental subsidy shall limited


Summary: Home Energy Affordability Tax Relief Act of 2014 or the HEATR Act of 2014 - Amends the Internal Revenue Code to allow an individual taxpayer an income-based refundable tax credit for energy costs for the taxpayer's principal residence. Limits such credit to the lesser of 33% of such costs or $500. Allow such credit for residential energy costs paid or incurred after the enactment of this Act and before April 1, 2016.

act amends internal revenue code allow individual taxpayer income based refundable tax credit energy costs taxpayer principal residence limits credit lesser costs allow credit residential energy costs paid incurred enactment act april


Summary: Section 8 Relief Act of 2014 - Requires any new housing assistance payments contract providing rental assistance to low-income families under the United States Housing Act of 1937 that is attached to a structure to have a 40-year term.

section relief act requires new housing assistance payments contract providing rental assistance low income families united_states housing act attached structure year term


Summary:
Renters Tax Credit Act of 2014 - Amends the Internal Revenue Code to allow a business-related tax credit for a portion of the rent paid by a qualified renter.

Defines "qualified renter" as a family unit with income not greater than the higher of 60% of local median income or 150% of the federal poverty line.

Establishes the amount of such credit as the rent reduction amount, which: (1) is the amount by which the fair market rent for a rental unit exceeds the rent charged to the qualified renter; and (2) shall not exceed the excess of the rent charged to the qualified renter (or, if lower, specified modest rent) over 30% of the qualified renter's income (prorated monthly).

amends internal revenue code allow business related tax credit portion rent paid qualified defines qualified family unit income greater higher local median income federal poverty line establishes credit rent reduction fair market rent rental unit exceeds rent charged qualified shall exceed excess rent charged qualified lower specified rent qualified income prorated monthly


Summary: Amends the Internal Revenue Code, with respect to the low-income housing tax credit, to make permanent the minimum 9% credit rate for new buildings that are not federally-subsidized and to establish a minimum 4% credit rate for existing buildings that are not federally-subsidized.

amends internal revenue code respect low income housing tax credit permanent minimum credit rate new buildings federally subsidized establish minimum credit rate existing buildings federally subsidized


Summary: Amends the Internal Revenue Code to allow a state or local government agency to petition the Secretary of Housing and Urban Development (HUD) to review a HUD designation of (or failure to designate) an area as a qualified census tract (low income area) or difficult development area (an area with high construction, land, and utility costs relative to area median gross income).

amends internal revenue code allow state local government agency petition secretary housing_and_urban_development hud review hud designation failure designate area qualified census tract low income area difficult development area area high construction land utility costs relative area median gross income


Summary:
Rental Assistance Housing Preservation and Rehabilitation Act of 2014 - Modifies funding requirements for the Rental Assistance Demonstration, provided in the Department of Housing and Urban Development Appropriations Act, 2012, for voluntary conversion of properties assisted via public housing agencies from the Public Housing Capital and Operating Funds, or assisted under the moderate rehabilitation program to properties with assistance under a project-based subsidy contract or the voucher program.

Increases from 60,000 to 150,000 the maximum number of units currently receiving specified assistance required to be so converted.

Extends through FY2016 the eligibility for the conversion of assistance of owners of certain assisted properties for which an event after October 1, 2006 has caused or results in the termination of rental assistance or affordability restrictions and the issuance of tenant protection vouchers.

rehabilitation act modifies funding requirements provided voluntary conversion properties assisted public housing agencies assisted moderate rehabilitation program properties assistance project based subsidy contract voucher program increases maximum number units currently receiving specified assistance required converted extends fy2016 eligibility conversion assistance owners certain assisted properties event october caused results termination rental assistance affordability restrictions issuance tenant protection vouchers


Summary: P.J.'s Act - Amends the Housing and Community Development Act of 1974 to make the acquisition, installation, and maintenance of security cameras, safety lighting, and building locking mechanisms in public housing eligible for community development block grant (CDBG) assistance.

acquisition installation maintenance security cameras safety lighting building locking mechanisms public housing eligible community development block grant cdbg assistance


Summary:
Fairness and Accountability In Rental Assistance Act of 2014 or the FAIR Assistance Act of 2014 - Amends the Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1996 with respect to the Department of Housing and Urban Development (HUD) Moving to Work demonstration program.

Limits the payment standard used in connection with a voucher for tenant-based rental assistance under the program, for FY2015 and thereafter, to 120% of the fair market value rental established under the United States Housing Act of 1937 for the applicable market area and size of dwelling unit.

Exempts from this limitation any family that:

 is elderly or disabled; or resides, at the time of a declared major disaster, and before the first adjustment to the fair market rental after the disaster declaration, in a principal residence located within the disaster area that meets other conditions and requirements as the HUD Secretary may provide.

fairness accountability rental assistance act fair assistance act amends departments veterans affairs housing_and_urban_development independent_agencies_appropriations_act respect department_of_housing_and_urban_development hud moving work demonstration program limits payment standard connection voucher tenant based rental assistance program fy2015 fair market value rental established united_states housing act applicable market area size dwelling unit exempts limitation family elderly disabled resides time declared major disaster adjustment fair market rental disaster declaration principal residence located disaster area meets conditions requirements hud secretary provide


Summary:
Keeping Families Home Act of 2014 - Directs each mortgage servicer to establish a deed-for-lease program which shall permit an eligible mortgagor to:

 enter into a deed in lieu of foreclosure agreement; continue to occupy and lease the property that is the subject of the agreement for one year; and have a right of first refusal to purchase such property after the end of the one-year lease period, if the owner intends to sell the property at that time. Exempts small servicers from such requirement.

Requires a lease to carry a monthly rent amount equal to the fair market rent for the property, as determined by an independent private appraiser hired by and paid by the servicer.

keeping families home act directs mortgage servicer establish deed lease program shall permit eligible mortgagor enter deed lieu foreclosure agreement continue occupy lease property subject agreement year right refusal purchase property end year lease period owner intends sell property time exempts small servicers requirement requires lease carry monthly rent equal fair market rent property determined independent private appraiser hired paid servicer


Summary:
Fair Local Adjustment for Tenant Rents Act of 2014 - Amends the United States Housing Act of 1937 to revise and eliminate specified requirements with respect to public housing agencies (PHAs) establishing flat rental amounts for PHA dwelling units.

Authorizes a PHA to request the Secretary of Housing and Urban Development (HUD) to establish a flat rent for a dwelling unit in an amount less than the required 80% of the applicable fair market rental, if the PHA demonstrates that such minimum amount is not an accurate measure of the unit's rental value.

Changes $50 from a maximum to a minimum monthly rental amount (including utilities) for individuals: (1) residing in public housing, (2) receiving tenant-based rental (voucher) assistance, or (3) receiving tenant-based assistance under the certificates or moderate rehabilitation programs.

amends united_states housing act revise eliminate specified requirements respect public housing agencies phas establishing flat rental amounts pha dwelling units authorizes pha request secretary housing_and_urban_development hud establish flat rent dwelling unit required applicable fair market rental pha demonstrates minimum accurate measure unit rental value changes maximum minimum monthly rental including utilities individuals residing public housing receiving tenant based rental voucher assistance receiving tenant based assistance certificates moderate rehabilitation programs


Summary:
Tenant Income Verification Relief Act of 2014 - Amends the United States Housing Act of 1937 with respect to annual review of low-income families' income for eligibility requirements for certain federal assisted housing programs.

Prohibits, after the initial review of any family's fix income, the public housing agency (PHA) or owner from being required to review its income for any year for which the family certifies, in accordance with specified requirements as the Secretary of Housing and Urban Development (HUD) shall establish.

 Requires the PHA or owner to review each such family's income at least once every three years.

Requires PHAs to also review a family's income receiving Section 8 (rental assistance voucher program) at least once every three years (currently, at least annually).

tenant income verification relief act amends united_states housing act respect annual review low income families income eligibility requirements certain federal assisted housing programs prohibits initial review family fix income public housing agency pha owner required review income year family certifies accordance specified requirements secretary housing_and_urban_development hud shall establish requires pha owner review family income years requires phas review family income receiving section rental assistance voucher program years currently annually


Summary:
Closing the Digital Divide for Students Act of 2014 - Amends the United States Housing Act of 1937 to require high-speed Internet service costs to be included in public housing utility allowances for households with children who qualify for free and reduced price school lunches.

Prohibits a dwelling unit's Internet cost allowance from: (1) exceeding the lowest cost available in the area, and (2) including costs for cable or satellite television or for joint packages for Internet service together with cable or satellite television.

Conditions Internet cost allowances on the service including technology to block visual depictions that are obscene or harmful to minors.

closing digital divide students act amends united_states housing act require high speed internet service costs included public housing utility allowances households children qualify free reduced price school lunches prohibits dwelling unit internet cost allowance exceeding lowest cost available area including costs cable satellite television joint packages internet service cable satellite television conditions internet cost allowances service including technology block visual depictions obscene harmful minors


Summary:
Small Public Housing Agency Opportunity Act of 2013 - Amends the United States Housing Act of 1937 to subject a small public housing agency (PHA) to the same requirements as a PHA.

Defines a small PHA as a PHA for which the sum of the number of public housing dwelling units and the number of vouchers under Section 8 (tenant-based assistance) it administers is 550 or fewer.

Requires the Secretary of Housing and Urban Development (HUD) to:

 provide for physical inspections of a small PHA public housing project at least once every three years, unless it is a troubled small PHA; determine the financial condition of a small PHA's public housing program solely on the basis of the ratio of current assets to current liabilities; and determine management condition of a small PHA's public housing program solely on the basis of the ratio of vacant unit months to eligible unit months. Requires a small PHA administering Section 8 tenant-based assistance under the housing voucher program to make physical inspections of assisted units at least once every three years.

Requires HUD to evaluate the management of a small PHA's voucher program solely on the basis of its lease-up rate or the budget utilization rate.

Directs HUD to designate a small PHA as a high-performing agency if it exceeds acceptability criteria.

Specifies conditions under which HUD may designate a small PHA as a troubled small PHA with respect to its public housing program or housing voucher program.

Requires HUD to establish an appeals process for a small PHA to dispute a determination of deficiency.

Requires HUD and the small PHA to enter into a one-year corrective action agreement (renewable at HUD option) under which the small PHA shall undertake actions to correct deficiencies.

Prescribes and/or revises requirements to reduce the administrative burden on small PHAs with respect to:

 certain reports; community service; economic opportunities for low- and very low-income persons; exemption of a small PHA administering not more than 400 public housing dwelling units, upon request, from any asset management requirement; exemption from environmental review for a development or modernization project with a total cost of not more than $100,000; and streamlined HUD procedures for such reviews. Authorizes a small PHA to convert all or a portion of its public housing units to project-based voucher assistance or to project-based assistance.

Requires HUD to carry out a demonstration project to examine how various methods of determining rent in public housing affect the administrative burden on small PHAs and public housing residents.

Establishes rent-setting mechanisms for demonstration project participants based on: (1) a tiered system for initial rents for extremely low-income families, very low-income families, and low-income families; (2) a certain range of gross income percentages; or (3) one or more of these methods in combination with methods established for assisted housing rental payments.

Authorizes a small PHA to elect to be paid for its utility and waste management costs under the formula for a period, at its discretion, of up to 20 years based on its average annual consumption during the three-year period preceding the year in which the election is made.

Requires HUD to develop and deploy all electronic information systems necessary to accommodate full consolidated reporting by PHAs electing to operate in consortia.

opportunity act amends united_states housing act subject small public housing agency pha requirements pha defines small pha pha sum number public housing dwelling units number vouchers section tenant based assistance administers fewer requires secretary housing_and_urban_development hud provide physical inspections small pha public housing project years troubled small pha determine financial condition small pha public housing program solely basis ratio current assets current liabilities determine management condition small pha public housing program solely basis ratio vacant unit months eligible unit months requires small pha administering section tenant based assistance housing voucher program physical inspections assisted units years requires hud evaluate management small pha voucher program solely basis lease rate budget utilization rate directs hud designate small pha high performing agency exceeds acceptability criteria specifies conditions hud designate small pha troubled small pha respect public housing program housing voucher program requires hud establish appeals process small pha dispute determination deficiency requires hud small pha enter year corrective action agreement renewable hud option small pha shall undertake actions correct deficiencies prescribes revises requirements reduce administrative burden small phas respect certain reports community service economic opportunities low- low income persons exemption small pha administering public housing dwelling units request asset management requirement exemption environmental review development modernization project total cost streamlined hud procedures reviews authorizes small pha convert portion public housing units project based voucher assistance project based assistance requires hud carry demonstration project examine methods determining rent public housing affect administrative burden small phas public housing residents establishes rent setting mechanisms demonstration project participants based tiered system initial rents extremely low income families low income families low income families certain range gross income percentages methods combination methods established assisted housing rental payments authorizes small pha elect paid utility waste management costs formula period discretion years based average annual consumption year period preceding year election requires hud develop deploy electronic information systems necessary accommodate consolidated reporting phas electing operate consortia


Summary:
Moving to Work Charter Program Act of 2013 - Directs the Secretary of Housing and Urban Development (HUD) to enter into charter contracts, beginning in FY2014, with up to 250 public housing agencies administering the public housing program or the section 8 housing assistance program under the United States Housing Act of 1937.

States that such charter contracts shall: (1) supersede and have a term commensurate with any annual contributions contract between a public housing agency (PHA) and the Secretary; and (2) provide that a participating PHA shall receive capital and operating assistance allocated to it under specified laws.

Exempts charter contracts from the requirements of the United States Housing Act of 1937, except those for payment of wages prevailing in the community and the demolition and disposition of public housing.

Requires a charter contract to provide that a PHA: (1) may combine section 8 low-income assistance and Public Housing Capital and Operating Fund assistance and use it for housing assistance and related services for activities under this Act; (2) shall ensure that at least 75% of the families assisted are very low-income families; (3) shall establish a reasonable rent policy designed to encourage employment, self-sufficiency, and home ownership by participating families; and (4) meet specified additional requirements.

Directs the Secretary to appoint a federal advisory committee to assess and develop a demonstration program to test standards, criteria, and practices for a national public housing agency accreditation system or other evaluation system.

moving work charter program act directs secretary housing_and_urban_development hud enter charter contracts beginning fy2014 public housing agencies administering public housing program section housing assistance program united_states housing act states charter contracts shall supersede term commensurate annual contributions contract public housing agency pha secretary provide participating pha shall receive capital operating assistance allocated specified laws exempts charter contracts requirements united_states housing act payment wages prevailing community demolition disposition public housing requires charter contract provide pha combine section low income assistance assistance use housing assistance related services activities act shall ensure families assisted low income families shall establish reasonable rent policy designed encourage employment self sufficiency home ownership participating families meet specified additional requirements directs secretary appoint federal advisory committee assess develop demonstration program test standards criteria practices national public housing agency accreditation system evaluation system


Summary:
Permanently Protecting Tenants at Foreclosure Act of 2013 - Amends the Protecting Tenants at Foreclosure Act of 2009 to repeal its sunset date December 31, 2012 (thus making the Act permanent).

Establishes a private right of action to enforce compliance with such Act.

permanently_protecting_tenants foreclosure act amends protecting_tenants foreclosure act repeal sunset date december making act permanent establishes private right action enforce compliance act


Summary: Housing for Homeless Students Act of 2014 - Amends the Internal Revenue Code to qualify low-income building units that provide housing for full-time students who were homeless youth or homeless veterans during a five-year period prior to occupying a low-income housing unit for the low-income housing tax credit.

housing homeless students act amends internal revenue code qualify low income building units provide housing time students homeless youth homeless veterans year period prior occupying low income housing unit low income housing tax credit


Summary:
(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Tenant Income Verification Relief Act of 2015

 Amends the United States Housing Act of 1937 with respect to annual review of low-income families' income for eligibility requirements for certain federal assisted housing programs.

Prohibits, after the initial review of any family's fix income, the public housing agency (PHA) or owner from being required to review its income for any year for which the family certifies, in accordance with specified requirements as the Secretary of Housing and Urban Development shall establish.

 Requires the PHA or owner to review each such family's income at least once every three years.

Requires PHAs to also review a family's income receiving Section 8 (rental assistance voucher program) at least once every three years (currently, at least annually).

measure amended introduced summary version repeated tenant income verification relief act amends united_states housing act respect annual review low income families income eligibility requirements certain federal assisted housing programs prohibits initial review family fix income public housing agency pha owner required review income year family certifies accordance specified requirements secretary housing_and_urban_development shall establish requires pha owner review family income years requires phas review family income receiving section rental assistance voucher program years currently annually


Summary:
Housing America's Workforce Act of 2015

 Amends the Internal Revenue Code to allow employers a business-related tax credit for up to 50% (100% for small business employers) of the qualified housing expenses paid for the benefit of their employees. Defines "qualified housing expenses" to include homeownership assistance and rental assistance. Limits the amount of such credit to the lesser of $10,000 or 6% of an employee's home purchase price, or up to $5,000 for rental assistance. Excludes from employee gross income the value of employer-paid housing assistance.

Authorizes the Secretary of Housing and Urban Development to award grants in FY2015-FY2017, on a competitive basis, to nonprofit housing organizations or local governments for certain costs, including operating costs and technical assistance costs, of employer-assisted housing programs. Requires the Secretary to establish a national clearinghouse, including a website, to provide information about employer-assisted housing programs to federal, state, and local governments and other interested entities.

Directs the Comptroller General to conduct a study of employer-assisted housing programs and provide the Secretary with an interim report by January 1, 2018, and final report by December 31, 2019.

amends internal revenue code allow employers business related tax credit small business employers qualified housing expenses paid benefit employees defines qualified housing expenses include homeownership assistance rental assistance limits credit lesser employee home purchase price rental assistance excludes employee gross income value employer paid housing assistance authorizes secretary housing_and_urban_development award grants fy2015 fy2017 competitive basis nonprofit housing organizations local governments certain costs including operating costs technical assistance costs employer assisted housing programs requires secretary establish national clearinghouse including website provide information employer assisted housing programs federal state local governments interested entities directs comptroller general conduct study employer assisted housing programs provide secretary interim report january final report december


Summary:
P.J.'s Act

 Amends the Housing and Community Development Act of 1974 to make eligible for community development block grant assistance rehabilitation to improve public safety, including the acquisition, installation, and maintenance of security cameras, safety lighting, and building locking mechanisms in public housing.

act amends housing_and_community_development_act eligible community development block grant assistance rehabilitation improve public safety including acquisition installation maintenance security cameras safety lighting building locking mechanisms public housing


Summary:
Keeping Families Home Act of 2015

 Directs each mortgage servicer to establish a deed-for-lease program which shall permit an eligible mortgagor to:

 enter into a deed in lieu of foreclosure agreement; continue to occupy and lease the property that is the subject of the agreement for one year; and have a right of first refusal to purchase such property after the end of the one-year lease period, if the owner intends to sell the property at that time. Exempts small servicers from such requirement.

Requires a lease to carry a monthly rent amount equal to the fair market rent for the property, as determined by an independent private appraiser hired by and paid by the servicer.


Summary:
Energy Assistance for American Families Act

This bill amends the Low-Income Home Energy Assistance Act of 1981 to reauthorize the Low-Income Home Energy Assistance Program for FY2016-FY2020.

A state may use any allotment from funds appropriated for FY2016-FY2020 to assist households whose income does not exceed 75% of the state median income.

energy assistance american families act bill amends reauthorize fy2016 fy2020 state use allotment funds appropriated fy2016-fy2020 assist households income exceed state median income


Summary:
Home Energy Utility Assistance Act

This bill amends the Low Income Home Energy Assistance Act of 1981 to reauthorize the Low Income Home Energy Assistance Program (LIHEAP) for FY2016-FY2025. The bill also requires states to ensure that households seeking assistance under the program are not required to file more than one application per year.

bill amends reauthorize fy2016 fy2025 bill requires states ensure households seeking assistance program required file application year


Summary:
Public Housing Tenant Protection and Reinvestment Act of 2015

Public Housing One-for-One Replacement and Tenant Protection Act of 2015

 Amends the United States Housing Act of 1937 with respect to: (1) demolition, disposition, or both pursuant to conversion of any public housing unit; and (2) the taking of public housing units through the use of eminent domain.

Exempts from specified requirements for demolition and disposition of public housing any public housing projects removed from a public housing agency (PHA) inventory under the program for conversion of demolished or distressed public housing dwelling units to tenant-based assistance.

Excludes real property containing dwelling units in public housing from federal regulations of the Department of Housing and Urban Development (HUD) or any substantially similar regulations, with respect to:

 certain real estate; and implementing HUD requirements for demolition or disposition of public housing projects, and conversion of public housing to tenant-based assistance. Public Housing Preservation and Rehabilitation Act of 2015

Reauthorizes for FY2016-FY2025 the public housing Capital and Operating Funds.

Authorizes HUD to guarantee notes or other obligations issued by PHAs to finance: (1) the rehabilitation of PHA public housing; (2) the modernization of such housing through energy efficiency improvements; or (3) the construction, rehabilitation, purchase, or conversion of public housing units to replace any demolished, disposed of, or converted.

Prescribes requirements for PHAs that utilize housing tax credits under the Internal Revenue Code for rental housing units.

Removes a specified limitation on the use of amounts from the Capital Fund or Operation Fund by a PHA to construct new public housing units.

Choice Neighborhoods Initiative Act of 2015

 Requires HUD to make competitive grants to local governments, PHAs, or nonprofit entities owning a major housing project to implement transformational programs in eligible neighborhoods with a concentration of extreme poverty and severely distressed housing.

Together We Care Act of 2015

 Requires HUD to establish a competitive grant pilot program for eligible entities to train public housing residents as home health aides and as providers of home-based health services for residents of public housing or federally-assisted rental housing who are elderly, disabled, or both.

public housing tenant protection public housing replacement amends united_states housing act respect demolition disposition pursuant conversion public housing unit taking public housing units use eminent domain exempts specified requirements demolition disposition public housing public housing projects removed public housing agency pha inventory program conversion demolished distressed public housing dwelling units tenant based assistance excludes real property containing dwelling units public housing federal regulations department_of_housing_and_urban_development hud substantially similar regulations respect certain real estate implementing hud requirements demolition disposition public housing projects conversion public housing tenant based assistance rehabilitation act reauthorizes fy2016 fy2025 public housing authorizes hud guarantee notes obligations issued phas finance rehabilitation pha public housing modernization housing energy efficiency improvements construction rehabilitation purchase conversion public housing units replace demolished disposed converted prescribes requirements phas utilize housing tax credits internal revenue code rental housing units removes specified limitation use amounts capital_fund pha construct new public housing units choice neighborhoods initiative act requires hud competitive grants local governments phas nonprofit entities owning major housing project implement transformational programs eligible neighborhoods concentration extreme poverty severely distressed housing care act requires hud establish competitive grant pilot program eligible entities train public housing residents home health aides providers home based health services residents public housing federally assisted rental housing elderly disabled


Summary:
Closing the Digital Divide for Students Act of 2015

Amends the United States Housing Act of 1937 to require high-speed Internet service costs to be included in public housing utility allowances for households with children who qualify for free and reduced price school lunches.

Prohibits a dwelling unit's Internet cost allowance from: (1) exceeding the lowest cost available in the area, and (2) including costs for cable or satellite television or for joint packages for Internet service together with cable or satellite television.

Conditions Internet cost allowances on the service including technology to block visual depictions that are obscene or harmful to minors.


Summary:
(This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)

Preservation Enhancement and Savings Opportunity Act of 2015

(Sec. 2) Amends the Low-Income Housing Preservation and Resident Homeownership Act of 1990 (LIHPRHA) with respect to a plan of action the Department of Housing and Urban Development (HUD) may approve for extension of the low-income affordability restrictions on any eligible low-income housing.

Entitles the owner of a property subject to a plan of action or use agreement to distribute:

 annually all surplus cash generated by the property, but only if the owner is in material compliance with the use agreement, including compliance with prevailing physical condition standards established by HUD; and any funds accumulated in a residual receipts account, notwithstanding any conflicting provision in the use agreement, but only if the individual is in material compliance with the use agreement and has completed, or set aside sufficient funds to complete, any capital repairs identified by the most recent third party capital needs assessment. Requires an owner distributing any such amounts to:

 continue to operate the property in accordance with the affordability requirements of its use agreement for its remaining useful life; continue to renew or extend any project-based rental assistance contract for at least 20 years, as required by the property's plan of action; and have the option to extend the contract to a 20-year term, if he or she has an existing multi-year project-based rental assistance contract for less than 20 years. (Sec. 3) Declares that neither LIHPRHA, nor any plan of action or use agreement implementing it, shall restrict an owner from obtaining a new loan or refinancing an existing loan secured by a low-income housing project, or from distributing the proceeds of such a loan, except that, in conjunction with such refinancing:

 the owner shall provide for adequate rehabilitation pursuant to a capital needs assessment to ensure long-term sustainability of the property satisfactory to the lender or bond issuance agency; any resulting budget-based rent increase shall include debt service on the new financing, commercially reasonable debt service coverage, and replacement reserves as required by the lender; and any rent increases resulting from the refinancing transaction for units not covered by a project-based rental subsidy contract shall be limited to 10%, with the following exception. States that any tenant who occupies a dwelling unit as of the time of the refinancing, and gives the owner proof of income, may not be required to pay for rent and utilities, for the duration of the tenancy, any amount exceeding the greater of: (1) 30% of the tenant's income, or (2) the amount the tenant paid for rent and utilities immediately before the refinancing.

(Sec. 4) Directs HUD to issue any guidance necessary to carry out this Act within 120 days after its enactment.

measure amended introduced summary expanded action occurred measure opportunity act sec amends respect plan action department_of_housing_and_urban_development hud approve extension low income affordability restrictions eligible low income housing entitles owner property subject plan action use agreement distribute annually surplus cash generated property owner material compliance use agreement including compliance prevailing physical condition standards established hud funds accumulated residual receipts account notwithstanding conflicting provision use agreement individual material compliance use agreement completed set aside sufficient funds complete capital repairs identified recent party capital needs assessment requires owner distributing amounts continue operate property accordance affordability requirements use agreement remaining useful life continue renew extend project based rental assistance contract years required property plan action option extend contract year term existing multi year project based rental assistance contract years sec declares plan action use agreement implementing shall restrict owner obtaining new loan refinancing existing loan secured low income housing project distributing proceeds loan conjunction refinancing owner shall provide adequate rehabilitation pursuant capital needs assessment ensure long term sustainability property satisfactory lender bond issuance agency resulting budget based rent increase shall include debt service new financing commercially reasonable debt service coverage replacement reserves required lender rent increases resulting refinancing transaction units covered project based rental subsidy contract shall limited following exception states tenant occupies dwelling unit time refinancing gives owner proof income required pay rent utilities duration tenancy exceeding greater tenant income tenant paid rent utilities immediately refinancing sec directs hud issue guidance necessary carry act days enactment


Summary:
National Design Services Act of 2015

Amends the Housing and Community Development Act of 1974 to authorize the Department of Housing and Urban Development to establish a loan repayment program for eligible architects who provide certain design services on behalf of a Community Design Center (a non-profit organization operated and managed by a licensed architect that conducts research and provides design services for community development projects).

Requires an eligible architect, in order to participate in the loan repayment program, to enter into a written contract with the Department that contains:

 an agreement under which: (1) the architect agrees to provide eligible design services on behalf of a Community Design Center for at least one year, and (2) the Department agrees to pay the principal and interest of the architect's qualifying educational loans for the period of time the architect provides such services; a provision that any U.S. financial obligation arising out of the contract, and any obligation of the architect, is contingent upon appropriations for the loan repayment program; and a statement of the damages to which the United States is entitled if the eligible architect breaches the contract.

act amends housing_and_community_development_act authorize department_of_housing_and_urban_development establish loan repayment program eligible provide certain design services behalf non profit organization operated managed licensed architect conducts research provides design services community development projects requires eligible architect order participate loan repayment program enter written contract department contains agreement architect agrees provide eligible design services behalf community design center year department agrees pay principal interest architect qualifying educational loans period time architect provides services provision financial obligation arising contract obligation architect contingent appropriations loan repayment program statement damages united_states entitled eligible architect breaches contract


Summary:
Housing Assistance Reform Act of 2015

This bill authorizes the Department of Housing and Urban Development (HUD) to increase the number of public housing agencies (PHAs) authorized to participate in the Moving to Work demonstration program by adding to it up to 60 high-performing, high-capacity PHAs, for a total of up to 300,000 housing vouchers and public housing units, over five years, to test and evaluate innovative models for improving economic self-sufficiency, mobility, academic performance, and other outcomes for tenants assisted by HUD.

Selected PHAs may not receive more funding under low-income housing assistance, the Capital Fund, or the Operating Fund of the United States Housing Act of 1937 than they otherwise would have received without designation as a high performer under the public housing assessment system and the Section 8 (low-income housing assistance) management assessment program.

If a PHA participating in the program before enactment of this Act has complied with the terms of its Moving to Work agreement, then HUD:

 must extend the PHA's agreement under the same terms in effect on the agreement's date of expiration, and may not alter the formula allocation for the agency's funding. There shall no longer be any limitation, under the Rental Assistance Demonstration specified in the Department of Housing and Urban Development Appropriations Act, 2012 (as amended), on the number of PHA and certain other multifamily housing units receiving Public Housing Capital and Operating Funds assistance or low-income moderate rehabilitation program assistance that may be converted to tenant-based or project-based rental assistance units.

housing assistance reform act bill authorizes department_of_housing_and_urban_development hud increase number public housing agencies phas authorized participate moving work demonstration program adding high performing high capacity phas total housing vouchers public housing units years test evaluate innovative models improving economic self sufficiency mobility academic performance outcomes tenants assisted hud selected phas receive funding low income housing assistance capital_fund received designation high public housing assessment system section low income housing assistance management assessment program pha participating program enactment act complied terms moving work agreement hud extend pha agreement terms effect agreement date expiration alter formula allocation agency funding shall longer limitation rental assistance demonstration specified amended number pha certain multifamily housing units receiving funds assistance low income moderate rehabilitation program assistance converted tenant based project based rental assistance units


Summary:
Together We Care Act of 2015

 This bill amends the United States Housing Act of 1937 to direct the Department of Housing and Urban Development (HUD) to establish a pilot program to make grants on a competitive basis to eligible entities for the training of public housing residents as home health aides and providers of home-based health services to enable them to provide covered home-based health services (services for which medical assistance is available under a state Medicaid plan or for which financial assistance is available under this Act) to residents of:

 public housing who are elderly, disabled, or both; and federally-assisted rental housing who are elderly, disabled, or both, subject to HUD criteria. The grants may be used:

 to establish a program to train public housing residents to provide covered home-based health care services to elderly and disabled public housing residents and to elderly and disabled residents of federally-assisted rental housing, for the transportation and child care expenses of public housing residents in training, and for the administrative expenses of carrying out such a program. For any resident of public housing who is trained as a home health aide or as a provider of home-based health services under the program, any income received for providing covered home-based health services shall apply towards eligibility for benefits under federal housing programs as specified in this Act, based on length of time following completion of the training.

care act bill amends united_states housing act direct department_of_housing_and_urban_development hud establish pilot program grants competitive basis eligible entities training public housing residents home health aides providers home based health services enable provide covered home based health services services medical assistance available state medicaid plan financial assistance available act residents public housing elderly disabled federally assisted rental housing elderly disabled subject hud criteria grants establish program train public housing residents provide covered home based health care services elderly disabled public housing residents elderly disabled residents federally assisted rental housing transportation child care expenses public housing residents training administrative expenses carrying program resident public housing trained home health aide provider home based health services program income received providing covered home based health services shall apply eligibility benefits federal housing programs specified act based length time following completion training