Summary: CPSC Reform Act of 2007 - (Sec. 3) Amends the Consumer Product Safety Act to authorize appropriations: (1) to carry out the Act; (2) for the office of Inspector General; (3) to make capital improvements to the research, development, and testing facility of the Consumer Product Safety Commission (CPSC); and (4) for research into safety issues related to the use of nanotechnology in consumer products.(Sec. 4) Requires the CPSC, subject to the availability of appropriations, to increase by at least 500 the number of its full time employees and by at least 50 the number of its port of entry and overseas production facility inspectors. Requires the CPSC to develop and implement a professional career development program. Prohibits the competitive appointment of an individual less than one year after after termination of CPSC political appointee employment. Prohibits the CPSC from reducing the number of full-time employees in the immediate office of a commissioner unless the reduction is authorized by a unanimous vote of the CPSC.(Sec. 5) Urges the President to nominate members to fill any vacancy in CPSC membership as expeditiously as practicable. Removes a provision limiting the funding for the number of CPSC Commisioners to no more than three.(Sec. 6) Adds CPSC annual, semiannual, and other regular periodic reports to the list of reports required to be submitted indefinitely under the Federal Reports Elimination and Sunset Act of 1995.(Sec. 7) Modifies provisions concerning the public disclosure of information regarding a consumer product where disclosure will permit the public to ascertain readily the identity of the manufacturer or private labeler.(Sec. 8) Modifies procedures for promulgating consumer product safety rules under the Consumer Product Safety Act or the Flammable Fabrics Act or regulations under the Federal Hazardous Substances Act.Removes provisions providing that an action for judicial review of a flammability standard or regulation survives any change in the persons occupying the office of CPSC commissioner or any vacancy in such office.(Sec. 9) Expands the authority of the CPSC to prohibit the stockpiling of a product (for the purpose of circumventing a consumer product safety rule) to which a consumer product safety rule applies. (Sec. 10) Requires third party laboratory testing (and related certification) of certain products (other than medications, drugs, or foods) for use by, or care of, a child seven or younger that are subject to a consumer product safety standard or a rule. Requires, if an advertisement, label, or package contains a reference to a consumer product safety standard, that there be a statement regarding whether the product meets all requirements of that standard.Requires the CPSC, with regard to consumer products in general and children's products in particular, to: (1) establish protocols and standards regarding certification or continuing guarantees of compliance; and (2) provide for accreditation of the third party laboratories. Prohibits importation of children's products lacking certification.Authorizes the CPSC, by rule, to extend to other consumer products (or to classes or categories of consumer products) a requirement that a product's manufacturer of a consumer product that is subject to a consumer product safety standard certify that the product conforms to the standard or is not a banned hazardous product. (Sec. 11) Amends the Federal Hazardous Substances Act to require, when a product's packaging or retail display must include a choking warning (as with balloons, small balls, or marbles), that associated advertising (including on Internet sites or in catalogs or other distributed materials) also bear the warning. Treats that requirement as a consumer product safety standard. Requires the manufacturer of a children's product or other consumer product (as required by the CPSC) to place distinguishing marks on the product or its packaging that will enable the ultimate purchaser to ascertain the source, date, and cohort of production.(Sec. 12) Requires each manufacturer of a consumer product or other product or substance over which the CPSC has jurisdiction under any Act to notify the CPSC of certain substantial product hazards. (Current law requires such notification only regarding a consumer product, but makes no reference to other products or substances over which the CPSC has jurisdiction.)(Sec. 13) Modifies requirements regarding action plans of manufacturers, distributors, or retailers to deal with products that present a substantial hazard.(Sec. 14) Requires manufacturers and their subcontractors, importers, retailers, or distributors of a product or substance to identify each other upon CPSC request.(Sec. 15) Authorizes the CPSC to refer a customs broker with repeated violations to United States Customs and Border Protection and requires that agency to revoke the broker's license.(Sec. 16) Makes it unlawful to sell, offer for sale, manufacture, distribute, or import any product or substance regulated under any Act enforced by the CPSC that is not in conformity with an applicable consumer product safety standard, is subject to voluntary corrective action, is subject to an order issued under provisions relating to imminent hazards or substantial product standards, or has been designated a banned hazardous substance under the Federal Hazardous Substances Act.Authorizes the CPSC, notwithstanding any other provision of law, to prohibit the export of a product or substance that is: (1) not in conformity with applicable CPSC requirements and does not violate applicable safety standards established by the importing country; (2) subject to an order issued issued under provisions relating to imminent hazards or substantial product standards, or has been designated a banned hazardous substance under the Federal Hazardous Substances Act; or (3) subject to voluntary corrective action taken by the manufacturer, subject to exception.Prohibits selling, offering for sale, distributing, or importing any consumer product bearing a false certification of compliance with a safety standard established by a nationally recognized testing laboratory.Prohibits exercising or attempting to exercise undue influence on a third party laboratory.(Sec. 17) Increases the maximum civil penalties under the Consumer Product Safety Act, the Federal Hazardous Substances Act, and the Flammable Fabrics Act. Modifies criminal penalties under those Acts. (Sec. 18) Prohibits changing, by rule or regulation (or by reference in any preamble, statement of policy, executive branch statements, or other matter associated with the publication of any such rule or regulation), provisions of the Consumer Product Safety Act, the Federal Hazardous Substances Act, the Flammable Fabrics Act, and the Poison Packaging Prevention Act of 1970 that establish the extent to which those Acts preempt or otherwise affect any other federal, state, or local law, any rule or regulation, or any state cause of action. Makes those provisions preemptive of any state or local law or any state cause of action only to the extent provided in those Acts unless compliance with duties imposed by state law would make compliance with federal rules or regulations under those Acts impossible.(Sec. 19) Authorizes the CPSC to make certain information obtained by the CPSC available to any federal, state, local, or foreign government agency, provided there is an agreement that the information will be maintained in confidence and used only for law enforcement or consumer protection.(Sec. 20) Authorizes the CPSC, by rule, to require the posting of a bond or other security by manufacturers, distributors, or persons who have committed multiple significant violations of any CPSC-enforced Act in an amount sufficient to cover recall costs or, in the case of an imported product or substance, to cover holding and destruction costs.(Sec. 21) Allows states to bring actions to enforce any Act enforced by the CPSC, except during the pendency of an action brought by the CPSC.(Sec. 22) Creates protections for public and private sector whistle-blowers.(Sec. 23) Treats any children's product designed or intended for use by, or care of, a child seven or younger that contains lead over a specified level as a banned hazardous substance under the Federal Hazardous Substances Act regardless of whether the lead is accessible to children. Requires the CPSC, if it determines it is not feasible for electronic devices, including batteries, to comply with that requirement, to issue standards and establish a schedule for full compliance. Allows the CPSC to establish more stringent levels than those specified in this Act.Lowers the lead threshold at which paint becomes a banned hazardous product.(Sec. 24) Requires the CPSC to study the feasibility of establishing a measurement standard based on a units-of-mass-per-area standard that is statistically comparable to the parts-per-million measurement standard now used in laboratory analysis. (Sec. 25) Requires the CPSC to study disparities in the risks and incidence of preventable injuries and deaths among minority children related to products intended for use by children. Requires a report to the Committee on Energy and Commerce of the House of Representatives and the Committee on Commerce, Science, and Transportation of the Senate. Authorizes appropriations. (Sec. 26) Amends the Poison Prevention Packaging Act of 1970 to prohibit construing provisions relating to household substance special packaging to protect children to require a cost-benefit analysis in connection with the establishment of a standard.(Sec. 27) Requires the CPSC's Inspector General to conduct reviews and audits of implementation of the Consumer Product Safety Act by the CPSC and report annually to the CPSC, the Senate Committee on Commerce, Science, and Transportation, and the House of Representatives Committee on Energy and Commerce.Requires the Inspector General to review CPSC employee complaints about violations of rules or regulations of any Act enforced by the CPSC and the process by which corrective action plans are negotiated with such employees and report to the CPSC and such committees.Requires the Inspector General to review whether, and to what extent, there have been unauthorized and unlawful disclosures of information by CPSC Members, officers, or employees and report to the CPSC and such committees.(Sec. 28) Requires the CPSC to establish and maintain: (1) on its home page a direct link to the CPSC's Office of Inspector General; and (2) on the home page of its Inspector General website a mechanism by which individuals may anonymously report cases of waste, fraud, or abuse regarding the CPSC.(Sec. 29) Establishes, as a consumer product safety rule, a requirement that each portable gasoline container conform to the child-resistance requirements in a specified standard issued by ASTM International.(Sec. 30) Considers a specified ASTM-International standard on toy safety to be a consumer product safety rule.(Sec. 31) Requires the CPSC, notwithstanding any other provision of law, to establish as a mandatory consumer product safety standard a specified American National Standard for four-wheeled all-terrain vehicles developed by the Specialty Vehicle Institute of America. Makes it unlawful for any manufacturer or distributor to import or distribute any new all-terrain vehicle unless: (1) the vehicle complies with the standard, is subject to an all-terrain vehicle action plan, and bears a label certifying such compliance and certain other information; and (2) the manufacturer or distributor is in compliance with the action plan.Prohibits the importation of new three-wheeled all-terrain vehicles until a mandatory consumer product safety rule applicable to three-wheeled all-terrain vehicles is in effect.Requires the Comptroller General to study the utility, recreational, and other benefits of certain all-terrain vehicles and the costs associated with accidents and injuries involving all-terrain vehicles.(Sec. 32) Requires, notwithstanding specified provisions of the Consumer Product Safety Improvement Act of 1990 or any amendment by the American National Standards Institute Underwriters Laboratories of specified standards, that all automatic garage door openers that directly drive the door in the closing direction include an external secondary entrapment protection device that does not require contact with a person or object for the garage door to reverse.(Sec. 33) Sets a deadline for the CPSC to issue a final rule in a specified proceeding relating to portable generators.Requires the CPSC to report to the Senate Committee on Commerce, Science, and Transportation regarding charcoal briquettes.(Sec. 34) Sets a deadline for the CPSC to issue a final rule mandating general safety standards for cigarette lighters in specified proceedings.(Sec. 35) Requires the CPSC to promulgate final consumer product safety rules that require manufacturers of durable products for children under five years to: (1) provide consumers with postage-paid consumer registration forms with each such product and maintain the submitted information in order to improve recall effectiveness; and (2) permanently label the product with information about the manufacturer and product.Requires the CPSC to study, and report to Congress on, the effectiveness of such rules in facilitating product recalls.

cpsc reform act sec amends consumer product safety act authorize appropriations carry act office inspector_general capital improvements research development testing facility consumer_product_safety_commission cpsc research safety issues related use nanotechnology consumer requires cpsc subject availability appropriations increase number time employees number port entry overseas production facility inspectors requires cpsc develop implement professional career development program prohibits competitive appointment individual year termination cpsc political appointee employment prohibits cpsc reducing number time employees immediate office commissioner reduction authorized unanimous vote urges president nominate members fill vacancy cpsc membership expeditiously practicable removes provision limiting funding number cpsc adds cpsc annual semiannual regular periodic reports list reports required submitted indefinitely sunset act modifies provisions concerning public disclosure information consumer product disclosure permit public ascertain readily identity manufacturer private modifies procedures promulgating consumer product safety rules consumer product safety act flammable fabrics act regulations federal_hazardous_substances_act removes provisions providing action judicial review flammability standard regulation change persons occupying office cpsc commissioner vacancy expands authority cpsc prohibit stockpiling product purpose consumer product safety rule consumer product safety rule applies sec requires party laboratory testing related certification certain products medications drugs foods use care child seven younger subject consumer product safety standard rule requires advertisement label package contains reference consumer product safety standard statement product meets requirements standard requires cpsc regard consumer products general children products particular establish protocols standards certification continuing guarantees compliance provide accreditation party laboratories prohibits importation children products lacking certification authorizes cpsc rule extend consumer products classes categories consumer products requirement product manufacturer consumer product subject consumer product safety standard certify product conforms standard banned hazardous product sec amends federal_hazardous_substances_act require product packaging retail display include warning small associated advertising including internet sites distributed materials bear warning treats requirement consumer product safety standard requires manufacturer children product consumer product required cpsc place distinguishing marks product packaging enable ultimate purchaser ascertain source date cohort requires manufacturer consumer product product substance cpsc jurisdiction act notify cpsc certain substantial product hazards current law requires notification consumer product makes reference products substances cpsc modifies requirements action plans manufacturers distributors retailers deal products present substantial requires manufacturers subcontractors importers retailers distributors product substance identify cpsc authorizes cpsc refer customs broker repeated violations united_states_customs border protection requires agency revoke broker makes unlawful sell offer sale manufacture distribute import product substance regulated act enforced cpsc conformity applicable consumer product safety standard subject voluntary corrective action subject order issued provisions relating imminent hazards substantial product standards designated banned hazardous substance federal_hazardous_substances_act authorizes cpsc notwithstanding provision law prohibit export product substance conformity applicable cpsc requirements violate applicable safety standards established importing country subject order issued issued provisions relating imminent hazards substantial product standards designated banned hazardous substance federal_hazardous_substances_act subject voluntary corrective action taken manufacturer subject exception prohibits selling offering sale distributing importing consumer product bearing false certification compliance safety standard established nationally recognized testing laboratory prohibits exercising attempting exercise undue influence party increases maximum civil penalties consumer product safety act federal_hazardous_substances_act flammable fabrics act modifies criminal penalties acts sec prohibits changing rule regulation reference statement policy executive branch statements matter associated publication rule regulation provisions consumer product safety act federal_hazardous_substances_act flammable fabrics act establish extent acts preempt affect federal state local law rule regulation state cause action makes provisions state local law state cause action extent provided acts compliance duties imposed state law compliance federal rules regulations acts authorizes cpsc certain information obtained cpsc available federal state local foreign government agency provided agreement information maintained confidence law enforcement consumer authorizes cpsc rule require posting bond security manufacturers distributors persons committed multiple significant violations cpsc enforced act sufficient cover recall costs case imported product substance cover holding destruction allows states bring actions enforce act enforced cpsc pendency action brought creates protections public private sector whistle treats children product designed intended use care child seven younger contains lead specified level banned hazardous substance federal_hazardous_substances_act regardless lead accessible children requires cpsc determines feasible electronic devices including batteries comply requirement issue standards establish schedule compliance allows cpsc establish stringent levels specified act lowers lead threshold paint banned hazardous requires cpsc study feasibility establishing measurement standard based units mass area standard statistically comparable parts million measurement standard laboratory analysis sec requires cpsc study disparities risks incidence preventable injuries deaths minority children related products intended use children requires report house_of_representatives committee_on_commerce science transportation_of_the_senate authorizes appropriations sec amends poison_prevention_packaging_act prohibit construing provisions relating household substance special packaging protect children require cost benefit analysis connection establishment requires cpsc inspector general conduct reviews audits implementation consumer product safety act cpsc report annually cpsc senate_committee_on_commerce science transportation requires inspector general review cpsc employee complaints violations rules regulations act enforced cpsc process corrective action plans negotiated employees report cpsc committees requires inspector general review extent unauthorized unlawful disclosures information cpsc members officers employees report cpsc requires cpsc establish maintain home page direct link cpsc office_of_inspector_general home page inspector general website mechanism individuals anonymously report cases waste fraud abuse establishes consumer product safety rule requirement portable gasoline container conform child resistance requirements specified standard issued astm considers specified standard toy safety consumer product safety requires cpsc notwithstanding provision law establish mandatory consumer product safety standard specified wheeled terrain vehicles developed makes unlawful manufacturer distributor import distribute new terrain vehicle vehicle complies standard subject terrain vehicle action plan bears label certifying compliance certain information manufacturer distributor compliance action plan prohibits importation new wheeled terrain vehicles mandatory consumer product safety rule applicable wheeled terrain vehicles effect requires comptroller general study utility recreational benefits certain terrain vehicles costs associated accidents injuries involving terrain requires notwithstanding specified provisions amendment specified standards automatic garage door openers directly drive door closing direction include external secondary entrapment protection device require contact person object garage door sets deadline cpsc issue final rule specified proceeding relating portable generators requires cpsc report senate_committee_on_commerce science transportation sets deadline cpsc issue final rule mandating general safety standards cigarette lighters specified requires cpsc promulgate final consumer product safety rules require manufacturers durable products children years provide consumers postage paid consumer registration forms product maintain submitted information order improve recall effectiveness permanently label product information manufacturer product requires cpsc study report congress effectiveness rules facilitating product recalls


Summary: Food and Product Responsibility Act of 2007 - Applies this Act to replacement equipment, food, drugs, devices, cosmetics, biological products, consumer products, meat or meat food product, poultry or poultry products, and eggs or egg products (covered products). Prohibits a manufacturer from distributing a covered product unless the manufacturer holds a certification from the U.S. Customs and Border Protection that the manufacturer possesses sufficient means (through insurance or otherwise) to cover the entire cost of a recall of the product, including administrative costs, compensatory damages, and costs of any product liability or other lawsuit relating to that product.Amends the Federal Meat Inspection Act (regarding meat and meat food products), the Poultry Products Inspection Act (regarding poultry and poultry products), the Egg Products Inspection Act (regarding eggs and egg products), and the Federal Food, Drug, and Cosmetic Act (FDCA) (regarding food) to provide for voluntary and mandatory recalls of adulterated or misbranded articles, notice to consumers and health officials, and related procedures.

food product responsibility act applies act replacement equipment food drugs devices cosmetics biological products consumer products meat meat food product poultry poultry products eggs egg products covered products prohibits manufacturer distributing covered product manufacturer holds certification manufacturer possesses sufficient means insurance cover entire cost recall product including administrative costs compensatory damages costs product liability lawsuit relating product amends federal_meat_inspection_act meat meat food products poultry_products_inspection_act poultry poultry products egg_products_inspection_act eggs egg products cosmetic act fdca food provide voluntary mandatory recalls adulterated misbranded articles notice consumers health officials related procedures


Summary: Bans as a hazardous substance within the meaning of the Federal Hazardous Substances Act any children's product containing more than the specified amounts of lead. Defines the term "children's product" to mean any consumer product marketed for use by children under age six, or whose substantial use by children under age six is foreseeable. Sets forth standards for the amount of lead that may be in such products over time. Authorizes the Consumer Product Safety Commission (CPSC) to revise the standards to any lower amount of lead that CPSC determines is feasible to achieve. Requires CPSC to review and revise the standards to require the lowest amount of lead that is feasible to achieve five years after this Act's enactment.Requires children's products that are electronic devices to be equipped with a child-resistant cover or casing that limits exposure of and accessibility to the parts of the product containing lead if the CPSC determines it is not feasible for such products to attain lead standards. Requires such an alternative standard to be considered to be a consumer product safety rule under the Consumer Product Safety Act. Authorizes CPSC to establish a schedule by which such electronic devices shall be in full compliance.

bans hazardous substance meaning federal_hazardous_substances_act children product containing specified amounts lead defines term children product mean consumer product marketed use children age substantial use children age foreseeable sets forth standards lead products time authorizes consumer product safety commission cpsc revise standards lower lead cpsc determines feasible achieve requires cpsc review revise standards require lowest lead feasible achieve years act enactment requires children products electronic devices equipped child resistant cover casing limits exposure accessibility parts product containing lead cpsc determines feasible products attain lead standards requires alternative standard considered consumer product safety rule consumer product safety act authorizes cpsc establish schedule electronic devices shall compliance


Summary: Directs the Secretary of Health and Human Services to collect a user fee from each manufacturer of a food, drug, device, biological product, or animal drug for which a followup reinspection is required to ensure correction of a violation of a Good Manufacturing Practices requirement under the Federal Food, Drug, and Cosmetic Act found by the Secretary during the initial inspection of the manufacturer.

directs secretary health_and_human_services collect user fee manufacturer food drug device biological product animal drug reinspection required ensure correction violation good manufacturing practices requirement cosmetic act found secretary initial inspection manufacturer


Summary: International and Domestic Product Safety Act - Establishes in the Department of Commerce an Office of International and Domestic Product Safety to oversee and coordinate international and domestic consumer product safety responsibilities in a way that protects the health and safety of U.S. consumers and ensures that consumers and businesses have access to consumer product safety information. Establishes a Product Safety Coordinating Council to assist the Office's director.

international domestic product safety act establishes domestic product safety oversee coordinate international domestic consumer product safety responsibilities way protects health safety consumers ensures consumers businesses access consumer product safety information establishes product safety coordinating council assist office director


Summary: Children's Chemical Risk Reduction Act of 2007 - Requires any children's product or child care article that contains a phthalate to be treated as a banned hazardous substance under the Federal Hazardous Substances Act. Applies certain prohibitions of that Act to such product article. Provides that, if a manufacturer modifies a children's product or child care article that contains a phthalate to comply with such ban, it shall: (1) use an alternative to phthalates that is the least toxic; and (2) not use any of specified prohibited alternatives to phthalates.

requires children product child care article contains phthalate treated banned hazardous substance federal_hazardous_substances_act applies certain prohibitions act product article provides manufacturer modifies children product child care article contains phthalate comply ban shall use alternative phthalates toxic use specified prohibited alternatives phthalates


Summary: Wireless 411 Privacy Act - Amends the Communications Act of 1934 to prohibit a provider of commercial mobile services, or any affiliate or agent of such provider (provider), from including the wireless telephone number (wireless number) of any subscriber in any wireless directory assistance service (WDAS) database unless the provider: (1) provides a conspicuous, separate notice to the subscriber of the right not be listed in any WDAS; and (2) obtains express prior listing authorization from such subscriber, and that authorization has not been withdrawn. Requires a provider to remove the wireless number of any subscriber from a WDAS upon request of that subscriber and without subscriber cost. Provides limited circumstances under which a provider may connect a calling party from a WDAS to a commercial mobile service subscriber. Prohibits a telecommunications carrier from disclosing in billing information provided to customers wireless numbers of subscribers who have indicated a preference to their provider for not having their wireless number disclosed. Prohibits a provider from publishing (listing) in any form, selling, or otherwise distributing the contents of any WDAS database unless the provider: (1) notifies the subscriber of the right not to be listed; and (2) obtains express prior authorization for listing from such subscriber, and that authorization has not been withdrawn. Prohibits a provider from charging a subscriber for the exercise of any rights under this Act. Prohibits selling, marketing for sale, or otherwise disseminating the wireless telephone information of any individual, or any directory or other list of such information of individuals, unless each such individual provides written express prior authorization. Preempts inconsistent state or local laws.

wireless privacy act amends communications act prohibit provider commercial mobile services affiliate agent provider provider including wireless telephone number wireless number subscriber wireless directory assistance service database provider provides conspicuous separate notice subscriber right listed obtains express prior listing authorization subscriber authorization withdrawn requires provider remove wireless number subscriber request subscriber subscriber cost provides limited circumstances provider connect calling party commercial mobile service subscriber prohibits telecommunications carrier disclosing billing information provided customers wireless numbers subscribers indicated preference provider having wireless number disclosed prohibits provider publishing listing form selling distributing contents database provider notifies subscriber right listed obtains express prior authorization listing subscriber authorization withdrawn prohibits provider charging subscriber exercise rights act prohibits selling marketing sale disseminating wireless telephone information individual directory list information individuals individual provides written express prior authorization preempts inconsistent state local laws


Summary: Anti-Phishing Consumer Protection Act of 2008 or the APCPA - Makes it unlawful for a person to fraudulently: (1) solicit identifying information from a protected computer; (2) use a domain name in violation of the Trademark Act of 1946; (3) use a domain name in an electronic mail message, an instant message, or on a Web page; or (4) register a domain name in any domain name registration authority. Makes it unlawful for a domain name authority to replace or materially alter the contents of, or restrict access to, any domain name registrant's name or other identifying information in any domain name registration authority database if the authority has received written notice that the use of such domain name is in violation of any provision of this Act. Authorizes civil actions by state officials (except during the pendency of a federal action), interactive computer services, and trademark owners. Provides for enforcement by the Federal Trade Commission (FTC) and certain other agencies. Provides for fines and/or imprisonment for violators. Preempts inconsistent state laws, but allows state laws that provide greater protection.

makes unlawful person fraudulently solicit identifying information protected computer use domain violation trademark act use domain electronic mail message instant message web page register domain domain registration authority makes unlawful domain authority replace materially alter contents restrict access domain registrant identifying information domain registration authority database authority received written notice use domain violation provision act authorizes civil actions state officials pendency federal action interactive computer services trademark owners provides enforcement federal_trade_commission ftc certain agencies provides fines imprisonment violators preempts inconsistent state laws allows state laws provide greater protection


Summary: CPSC Reform Act - Amends the Consumer Product Safety Act to authorize appropriations to carry out the Act and for other purposes. Creates or modifies provisions relating to personnel and Commissioners of the Consumer Product Safety Commission (CPSC), public disclosure of information, and rulemaking procedures. Requires third party certification of, and provides for tracking and record keeping regarding, children's products. Modifies provisions relating reporting of substantial product hazards and corrective action plans. Requires manufacturers, retailers, distributors, and importers to identify each other. Modifies provisions relating to prohibited acts, penalties, preemption, and sharing of information with federal, state, local, and foreign government agencies. Requires certain manufacturers or distributors to post an escrow or proof of insurance to cover recalls. Allows enforcement by state attorneys general and provides public and private sector whistleblower protections. Bans children's products containing lead and lowers the allowable lead content in paint. Requires a study of preventable injuries and deaths of minority children related to consumer products. Requires a cost-benefit analysis under the Poison Prevention Packaging Act of 1970. Imposes or modifies requirements regarding portable gasoline containers, toy safety, all-terrain vehicles, garage door openers, carbon monoxide, cigarette lighters, and consumer product registration forms. Requires development of a risk assessment methodology regarding imports. Requires publication of a list of product defects that constitute a substantial product hazard. Conditions importation of a consumer product on the manufacturer's compliance with certain inspection and record keeping requirements. Requires a database on violations of consumer product safety rules to be used to determine whether a container being imported contains consumer products that are in violation of a consumer product safety standard and whether action should be taken under imported products provisions.

cpsc reform act amends consumer product safety act authorize appropriations carry act purposes creates modifies provisions relating personnel cpsc public disclosure information rulemaking procedures requires party certification provides tracking record keeping children products modifies provisions relating reporting substantial product hazards corrective action plans requires manufacturers retailers distributors importers identify modifies provisions relating prohibited acts penalties preemption sharing information federal state local foreign government agencies requires certain manufacturers distributors post escrow proof insurance cover recalls allows enforcement state attorneys general provides public private sector whistleblower protections bans children products containing lead lowers allowable lead content paint requires study preventable injuries deaths minority children related consumer products requires cost benefit analysis poison_prevention_packaging_act imposes modifies requirements portable gasoline containers toy safety terrain vehicles garage door openers carbon monoxide cigarette lighters consumer product registration forms requires development risk assessment methodology imports requires publication list product defects constitute substantial product hazard conditions importation consumer product manufacturer compliance certain inspection record keeping requirements requires database violations consumer product safety rules determine container imported contains consumer products violation consumer product safety standard action taken imported products provisions


Summary: Financial Literacy Improvement Act of 2008 - Amends the Elementary and Secondary Education Act of 1965 to direct the Secretary of Education to award formula matching grants to states or partnerships between states and experienced nonprofit providers of financial literacy or personal finance education programs. Requires grantees to use 25% of the grant funds to: (1) develop financial literacy standards and assessments for at least three grade levels; (2) create teacher training programs to embed financial literacy or personal finance education into core academic subjects; and (3) evaluate the impact such education has on students' financial literacy. Requires the remaining grant funds to be used for subgrants to local educational agencies (LEAs) or partnerships between LEAs and community organizations, local businesses, or other educational entities to implement such financial literacy activities, including student assessments and teacher training. Amends the Higher Education Act of 1965 to direct the Secretary to award competitive grants to institutions of higher education (IHEs) or partnerships between IHEs and experienced nonprofit providers of financial literacy or personal finance education programs for activities that increase student knowledge in consumer, economic, and personal financial concepts.

financial literacy improvement act amends elementary secondary education act direct secretary education award formula matching grants states partnerships states experienced nonprofit providers financial literacy personal finance education programs requires grantees use grant funds develop financial literacy standards assessments grade levels create teacher training programs embed financial literacy personal finance education core academic subjects evaluate impact education students financial literacy requires remaining grant funds subgrants local educational agencies leas partnerships leas community organizations local businesses educational entities implement financial literacy activities including student assessments teacher training amends higher education act direct secretary award competitive grants institutions higher education ihes partnerships ihes experienced nonprofit providers financial literacy personal finance education programs activities increase student knowledge consumer economic personal financial concepts


Summary: Stop Deceptive Advertising for Women's Services Act - Requires the Federal Trade Commission (FTC) to: (1) promulgate rules prohibiting, as unfair and deceptive acts or practices, persons from advertising with the intent to deceptively create the impression that such persons provide abortion services; and (2) enforce violations of such rules as unfair methods of competition and unfair or deceptive acts or practices in or affecting commerce.

stop deceptive advertising women services act requires federal_trade_commission ftc promulgate rules prohibiting unfair deceptive acts practices persons advertising intent deceptively create impression persons provide abortion services enforce violations rules unfair methods competition unfair deceptive acts practices affecting commerce


Summary: Illegal Garnishment Prevention Act - Prohibits funds appropriated or otherwise made available to the Secretary of the Treasury or the Commissioner of Social Security for FY2009 from being used to promote or otherwise encourage recipients of benefits paid under title II (Old Age, Survivors and Disability Insurance) (OASDI) of the Social Security Act to use direct deposit for the payment of such benefits until: (1) the Secretary promulgates rules establishing procedures to ensure that such benefits are protected from attachment and garnishment; and (2) at least five of the seven members of the advisory committee established under this Act concur in advising the Secretary that such procedures provide adequate safeguards.Establishes a Social Security Benefits Protection from Attachment or Garnishment Advisory Committee.

illegal garnishment prevention act prohibits funds appropriated available secretary treasury commissioner_of_social_security fy2009 promote encourage recipients benefits paid title survivors disability insurance oasdi social security act use direct deposit payment benefits secretary promulgates rules establishing procedures ensure benefits protected attachment garnishment seven members advisory committee established act concur advising secretary procedures provide adequate safeguards establishes


Summary: Fair Value and Independent Appraisal Act - Amends the Truth in Lending Act to prohibit a creditor from extending a mortgage to any consumer without first obtaining a written appraisal of the property to be mortgaged, prepared in accordance with specified requirements. Requires a creditor to provide a copy of each such appraisal to the consumer without charge, at least three days prior to the transaction closing date. Declares unfair or deceptive specified property appraisal practices in the provision of: (1) mortgage lending services for a consumer credit transaction secured by the consumer's principal dwelling; or (2) any mortgage brokerage services for such a transaction. Establishes civil monetary penalties for such practices. Directs the Board of Governors of the Federal Reserve System and the Federal Trade Commission to jointly prescribe regulations defining such unfair or deceptive acts or practices.

independent lending act prohibit creditor extending mortgage consumer obtaining written appraisal property mortgaged prepared accordance specified requirements requires creditor provide copy appraisal consumer charge days prior transaction closing date declares unfair deceptive specified property appraisal practices provision mortgage lending services consumer credit transaction secured consumer principal dwelling mortgage brokerage services transaction establishes civil monetary penalties practices directs board_of_governors federal_reserve_system federal_trade_commission jointly prescribe regulations defining unfair deceptive acts practices


Summary: Safeguarding Social Security Numbers Act of 2008 - Directs the Commissioner of Social Security to issue uniform standards for the method for truncation of Social Security account numbers in order to facilitate their protection from use in fraud or identity theft. Amends the federal criminal code to prohibit the display of Social Security account numbers to the general public on the Internet by state and local governments, except in compliance with such truncation standards. Directs the Attorney General to award grants to state and local governments to come into compliance with such prohibition or the exception to it.

numbers act directs commissioner social_security issue uniform standards method truncation social_security account numbers order facilitate protection use fraud identity theft amends federal criminal code prohibit display social_security account numbers general public internet state local governments compliance truncation standards directs attorney general award grants state local governments come compliance prohibition exception


Summary: American Energy Production Act of 2008 - Amends the Outer Continental Shelf Lands Act to permit projected lines of states adjacent to the subsoil and seabed of the outer Continental Shelf to be used for oil and gas preleasing and leasing activities. Authorizes the governor of a state with a new producing area within the offshore administrative boundaries beyond the submerged land of the state to petition the Secretary of Energy to make new producing areas available for oil and gas leasing. Sets forth a lease sales program for oil and gas development within the Coastal Plain of the Arctic National Wildlife Refuge. Prescribes environmental protection procedures for the Coastal Plain. Requires Alaska to establish in its state treasury the Coastal Plain Local Government Impact Aid Assistance Fund to assist designated Alaska entities impacted by the oil and gas exploration and production. Prohibits exportation of oil or gas produced under this Act. Prescribes a refinery permitting process. Suspends petroleum acquisition for the Strategic Petroleum Reserve (SPR). Amends the Clean Air Act to include renewable biomass within its purview.Sets forth an advanced battery manufacturing incentive program. Instructs the Assistant Administrator of the Office of Research and Development of the Environmental Protection Agency to implement a research and development program for adding materials to biofuels to make them more compatible with infrastructure used to store and deliver petroleum-based fuels. Instructs the Secretary of Energy to study and report to Congress on: (1) the feasibility of increasing consumption in the United States of ethanol-blended gasoline with specified levels of ethanol; and (2) specified diesel vehicle attributes. Clean Coal-Derived Fuels for Energy Security Act of 2008 - Directs the President to promulgate regulations to ensure that covered fuel introduced into commerce in the United States on an annual average basis contains a specified volume and percentage of clean coal-derived fuel. Amends the Department of the Interior, Environment, and Related Agencies Appropriations Act, 2008 to repeal the prohibition against final regulations for commercial oil shale leasing program on public land.Amends the Energy Independence and Security Act of 2007 to repeal the prohibition against federal agency contracts for procurement of alternative or synthetic fuel. Authorizes the Department of Defense to enter into multiyear contracts to purchase synthetic fuels.

amends outer_continental_shelf lands act permit projected lines states adjacent subsoil seabed outer continental_shelf oil gas preleasing leasing activities authorizes governor state new producing area offshore administrative boundaries submerged land state petition secretary energy new producing areas available oil gas leasing sets forth lease sales program oil gas development prescribes environmental protection procedures coastal_plain requires alaska establish state treasury coastal_plain_local_government_impact_aid_assistance_fund assist designated alaska entities impacted oil gas exploration production prohibits exportation oil gas produced act prescribes refinery permitting process suspends petroleum acquisition strategic_petroleum_reserve spr amends clean air act include renewable biomass purview sets forth advanced battery manufacturing incentive program instructs assistant administrator implement research development program adding materials biofuels compatible infrastructure store deliver petroleum based fuels instructs secretary energy study report congress feasibility increasing consumption united_states ethanol blended gasoline specified levels ethanol specified diesel vehicle attributes clean coal derived fuels energy security act directs president promulgate regulations ensure covered fuel introduced commerce united_states annual average basis contains specified volume percentage clean coal derived fuel amends related agencies appropriations act repeal prohibition final regulations commercial oil shale leasing program public land amends energy_independence_and_security_act repeal prohibition federal agency contracts procurement alternative synthetic fuel authorizes department_of_defense enter multiyear contracts purchase synthetic fuels


Summary: Amends the Harmonized Tariff Schedule of the United States to reduce temporarily the duty on certain isotopic separation machinery and apparatus, and parts thereof, for use in the construction of an isotopic separation facility in southern New Mexico.

amends harmonized_tariff schedule united_states reduce temporarily duty certain isotopic separation machinery apparatus parts thereof use construction isotopic separation facility southern new_mexico


Summary: Protect Children from Dangerous Lighters Act of 2008 - Treats certain novelty lighters as banned hazardous substances under the Federal Hazardous Substances Act, and applies to them the Act's prohibitions (in effect banning their introduction or delivery for introduction into interstate commerce).

protect children dangerous lighters act treats certain lighters banned hazardous substances federal_hazardous_substances_act applies act prohibitions effect banning introduction delivery introduction interstate commerce


Summary: Truth in Fur Labeling Act of 2008 - Amends the Fur Products Labeling Act to: (1) eliminate the exemption to fur labeling requirements for products containing relatively small amounts of fur; and (2) permit states to enforce more restrictive labeling requirements. Directs the the Federal Trade Commission (FTC), in the Fur Products Name Guide, to replace the term "Raccoon, Asiatic" with "Dog, Raccoon."

truth fur labeling act amends fur products labeling act eliminate exemption fur labeling requirements products containing relatively small amounts fur permit states enforce restrictive labeling requirements directs federal_trade_commission ftc replace term raccoon dog raccoon


Summary: Residential Carbon Monoxide Poisoning Prevention Act - Amends the Consumer Product Safety Act to require the Consumer Product Safety Commission (CPSC) to publish the American National Standard for Single and Multiple Station Carbon Monoxide Alarms (American National Standard ANSI/UL 2034-2005) as a mandatory consumer product safety standard. Makes it unlawful for any manufacturer or distributor to import into or distribute any new assembled or unassembled residential carbon monoxide detector unless it complies with the standard. Requires the CPSC to promulgate consumer product safety rules requiring, at a minimum, that every portable generator sold to the public for purposes other than resale shall be equipped with an interlock safety device that: (1) detects the level of carbon monoxide in the areas surrounding such portable generator; and (2) automatically turns off the portable generator before the level of carbon monoxide reaches a level that would cause serious bodily injury or death to people. Requires the CPSC to establish a grant program to provide assistance to states to carry out a carbon monoxide alarm program.

require consumer_product_safety_commission cpsc publish american_national_standard_for_single_and_multiple_station_carbon_monoxide_alarms mandatory consumer product safety standard makes unlawful manufacturer distributor import distribute new assembled residential carbon monoxide detector complies standard requires cpsc promulgate consumer product safety rules requiring minimum portable generator sold public purposes resale shall equipped safety device detects level carbon monoxide areas surrounding portable generator automatically turns portable generator level carbon monoxide reaches level cause bodily injury death people requires cpsc establish grant program provide assistance states carry carbon monoxide alarm program


Summary: Camera Phone Predator Alert Act - Requires any mobile phone containing a digital camera to sound a tone whenever a photograph is taken with the camera's phone. Prohibits such a phone from being equipped with a means of disabling or silencing the tone. Treats the requirement as a consumer product safety standard and requires enforcement by the Consumer Product Safety Commission (CPSC).

camera phone predator mobile phone containing digital camera sound tone photograph taken camera phone prohibits phone equipped means disabling tone treats requirement consumer product safety standard requires enforcement consumer_product_safety_commission cpsc


Summary: Safe Access in Fire Emergencies Act of 2009 - Requires the Consumer Product Safety Commission (CPSC) to establish a consumer product safety standard for window bars that: (1) requires all window bars manufactured or installed in the United States to incorporate releasing systems that meet minimum standards; and (2) addresses such systems for interior and exterior based bars. Provides that the minimum standards shall require that such systems provide for: (1) egress when actuated; and (2) manual activation from inside a residence allowing escape through a protected opening. Requires compliance enforcement under the Consumer Product Safety Act. Directs the CPSC to require each manufacturer to include in the packaging a statement explaining window bar installation and releasing system operation. Expresses the sense of Congress that public housing, low-income housing, manufactured housing units, and homes purchased using any loan made, insured, or guaranteed under the National Housing Act should meet a minimal standard that requires window bars to incorporate an emergency releasing system. Requires the CPSC to establish and maintain a National Electronic Injury Surveillance System code and system for collection of information and statistics on casualties associated with window bars.

safe access fire emergencies act requires consumer product safety commission cpsc establish consumer product safety standard window bars requires window bars manufactured installed united_states incorporate releasing systems meet minimum standards addresses systems interior exterior based bars provides minimum standards shall require systems provide egress manual activation inside residence allowing escape protected opening requires compliance enforcement consumer product safety act directs cpsc require manufacturer include packaging statement explaining window bar installation releasing system operation expresses sense congress public housing low income housing manufactured housing units homes purchased loan insured guaranteed national housing act meet minimal standard requires window bars incorporate emergency releasing system requires cpsc establish maintain code system collection information statistics casualties associated window bars


Summary: Notify Americans Before Outsourcing Personal Information Act - Prohibits a business from transferring personally identifiable information of a U.S. citizen to any foreign affiliate or subcontractor in another country without providing notice to such citizen that the information may be transferred to such affiliate or subcontractor. Authorizes a private cause of action in a state court to enforce compliance with this Act.

business transferring personally identifiable information citizen foreign affiliate subcontractor country providing notice citizen information transferred affiliate subcontractor authorizes private cause action state court enforce compliance act


Summary: Protection From Telemarketers Act - Amends the Telemarketing and Consumer Fraud and Abuse Prevention Act to require the Federal Trade Commission (FTC) to include in rules respecting abusive telemarketing acts or practices a requirement that telemarketers not initiate any outbound telephone calls during the hours of 5 to 7 p.m. in the locality of the person called.

protection act amends telemarketing consumer fraud abuse prevention act require federal_trade_commission ftc include rules respecting abusive telemarketing acts practices requirement initiate outbound telephone calls hours locality person called


Summary: Consumer Fairness Act of 2009 - Amends the Consumer Credit Protection Act to treat as an unfair and deceptive trade act or practice under federal or state law any written provision in a consumer transaction or contract which requires binding arbitration to resolve a controversy arising out of or related to the transaction or contract, or the failure to perform any part. Declares such a provision unenforceable. Permits a written agreement to determine an existing controversy by binding arbitration if the parties agree after the controversy has arisen.

consumer fairness act amends consumer_credit_protection_act treat unfair deceptive trade act practice federal state law written provision consumer transaction contract requires binding arbitration resolve controversy arising related transaction contract failure perform declares provision unenforceable permits written agreement determine existing controversy binding arbitration parties agree controversy arisen


Summary: Thrift Store Protection Act - Allows, for two years after enactment of this Act, a secondhand reseller to sell, offer for sale, or distribute specified used products that are treated as a banned hazardous substances under the Federal Hazardous Substances Act: (1) because of the application of provisions of the Consumer Product Safety Improvement Act of 2008 relating to lead in children's products or paint; or (2) because the products lack a label required by specified provisions of the Consumer Product Safety Act. Defines "specified used product" as an article of clothing, a textile, shoes, or a book that, when sold or offered, has previously been purchased for use by a consumer. Defines "secondhand seller" as: (1) a consignment shop, thrift shop, or similar enterprise; (2) an individual who uses the Internet, a yard sale, or other casual means of selling; or (3) a person who sells at an auction for the benefit of a nonprofit organization.

thrift store protection act allows years enactment act secondhand reseller sell offer sale distribute specified products treated banned hazardous substances federal_hazardous_substances_act application provisions relating lead children products paint products lack label required specified provisions consumer product safety act defines specified product article clothing textile shoes book sold offered previously purchased use consumer defines secondhand seller consignment shop thrift shop similar enterprise individual uses internet yard sale casual means selling person sells auction benefit nonprofit organization


Summary: Children's Product Safety Enhancement and Clarification Act of 2009 - Amends the Consumer Product Safety Improvement Act of 2008 to exempt a children's product made solely out of fabric from provisions limiting the amount of lead in children's products. Requires the Consumer Product Safety Commission (CPSC), in implementing those lead limits with regard to a small business, a person who sells used goods, or a charity to: (1) work cooperatively with the entity; (2) take into account economic, administrative, or other limits on the entity's compliance ability; and (3) construe those provisions favorably to the entity. Exempts a children's product made solely out of fabric from provisions requiring a manufacturer to certify, based on third party testing, that the product complies with an applicable children's product safety rule before importing, warehousing, or distributing the product.

children product safety enhancement clarification act amends consumer product safety improvement act exempt children product solely fabric provisions limiting lead children products requires consumer product safety commission cpsc implementing lead limits regard small business person sells goods charity work cooperatively entity account economic administrative limits entity compliance ability provisions entity exempts children product solely fabric provisions requiring manufacturer certify based party testing product complies applicable children product safety rule importing warehousing distributing product


Summary: Prohibits, under the Consumer Product Safety Act, the manufacture, sale, distribution, importation, or installation of a residential kitchen range or oven which does not include a device which complies with a consensus product safety standard intended to prevent product tipping. Requires the Consumer Product Safety Commission (CPSC) to conduct a campaign to educate consumers about range and oven tipping danger and the importance of installing such products in accordance with an applicable consensus product safety standard.

prohibits consumer product safety act manufacture sale distribution importation installation residential kitchen range include device complies consensus product safety standard intended prevent product requires consumer product safety commission cpsc conduct campaign educate consumers range danger importance installing products accordance applicable consensus product safety standard


Summary: Fire Sprinkler Incentive Act of 2009 - Amends the Internal Revenue Code to classify automatic fire sprinkler systems as five-year depreciable property. Makes this Act applicable to property placed in service after April 11, 2003.

fire sprinkler incentive act amends internal revenue code classify automatic fire sprinkler systems year depreciable property makes act applicable property placed service april


Summary: Amends the Higher Education Act of 1965 to require institutions of higher education (IHEs) to provide at least four hours of financial literacy counseling to each student borrower: (1) under the Federal Family Education Loan (FFEL) program, at or prior to their receipt of such loan; and (2) under the FFEL, Direct Loan, or Perkins Loans programs, during their enrollment at the IHE or when their studies end. Requires such counseling to include information on: (1) banking; (2) budgeting; (3) credit cards and ratings; (4) loans, grants, education tax credits, and scholarships; (5) renting and housing; and (6) investing. Directs the Secretary of Health and Human Services to encourage IHEs to perform these duties using interactive programs that test each borrower's understanding of the financial literacy information they receive.

amends higher education act require institutions higher education ihes provide hours financial literacy counseling student borrower federal_family_education_loan ffel program prior receipt loan ffel direct_loan perkins loans programs enrollment ihe studies end requires counseling include information banking budgeting credit cards ratings loans grants education tax credits scholarships renting housing investing directs secretary health_and_human_services encourage ihes perform duties interactive programs test borrower understanding financial literacy information receive


Summary: Medical Device Safety Act of 2009 - Amends the Federal Food, Drug, and Cosmetic Act to prohibit specified provisions preempting state and local requirements for medical devices intended for human use from being construed to modify or otherwise affect any action for damages or the liability of any person under state law. Makes this Act effective as if it were included in the Medical Device Amendments of 1976 and applicable to any civil action pending or filed on or after the date of enactment of this Act.

medical device safety act amends cosmetic act prohibit specified provisions preempting state local requirements medical devices intended human use construed modify affect action damages liability person state law makes act effective included medical device amendments applicable civil action pending filed date enactment act


Summary: Federal Reserve Sunshine Act - Directs the Board of Governors of the Federal Reserve System to publish on its website, with respect to all loans and other financial assistance it has provided since March 24, 2008: (1) the identity of each business, individual, or entity to which the Board has provided such assistance; (2) the type of financial assistance provided; (3) its value or amount; (4) the date on which it was provided; (5) the specific terms of any repayment expected, including the repayment time period, interest charges, collateral, limitations on executive compensation or dividends, and other material terms; and (6) the specific rationale for providing assistance in each instance. Requires the Board to update such information at least once every 30 days.

act directs board_of_governors federal_reserve_system publish website respect loans financial assistance provided march identity business individual entity board provided assistance type financial assistance provided value date provided specific terms repayment expected including repayment time period interest charges collateral limitations executive compensation dividends material terms specific rationale providing assistance instance requires board update information days


Summary: Labeling Education and Nutrition Act of 2009 or the LEAN Act of 2009 - Amends the Federal Food, Drug, and Cosmetic Act to authorize a food service establishment to provide nutrition information for a food item by: (1) providing calories and nutrient information required for food intended for human consumption; (2) disclosing such information in written form; and (3) making such disclosure available upon request prior to purchase. Requires the labeling of a standard food item served or offered for sale in a food service establishment that is part of a chain that operates 20 or more establishments under the same trade name to disclose, in a clear and conspicuous manner, prior to the point of purchase: (1) the number of calories on a menu board, on a sign meeting certain requirements, in the menu, or as part of or supplement to the menu; (2) specified nutrient information, in writing and upon request; (3) a statement directing the consumer to the availability of additional nutrient information; and (4) a statement providing suggested daily caloric intake, on a menu or menu board that does not list calories.Declares a person to have knowingly or willfully violated the requirements of this Act if the person: (1) purposefully fails to make a disclosure required by this Act; or (2) makes a disclosure with the intent to deceive.Provides that a reasonable basis determination of nutrition information shall be required only once per standard food item if certain requirements are met.Preempts state laws not identical to this Act.

labeling education nutrition act lean act amends cosmetic act authorize food service establishment provide nutrition information food item providing calories nutrient information required food intended human consumption disclosing information written form making disclosure available request prior purchase requires labeling standard food item served offered sale food service establishment chain operates establishments trade disclose clear conspicuous manner prior point purchase number calories menu board sign meeting certain requirements menu supplement menu specified nutrient information writing request statement directing consumer availability additional nutrient information statement providing suggested daily caloric intake menu menu board list calories declares person knowingly willfully violated requirements act person purposefully fails disclosure required act makes disclosure intent deceive provides reasonable basis determination nutrition information shall required standard food item certain requirements met preempts state laws identical act


Summary: Amends the Consumer Product Safety Act to allow a secondhand seller to sell, offer for sale, or distribute a product or substance that is not in conformity with a consumer product safety rule relating to lead in children's products or to currently-required labeling for children's products. Defines "secondhand seller" to include: (1) a consignment or thrift shop; (2) an individual who uses the Internet, a yard sale, or other casual means; or (3) a person who sells such a product at an auction to benefit a nonprofit organization.Delays by six months each required step down in the allowed lead level in children's products. Applies this change as though it had taken effect on August 15, 2008. Relieves a manufacturer from the requirement to test or certify a product regarding lead content if the manufacturer has tested and certifies each component of the product. Prohibits either the Consumer Product Safety Commission (CPSC) or any state attorney general from initiating an enforcement proceeding under the Consumer Product Safety Act or the Federal Hazardous Substances Act regarding product certification and labeling and children's products containing lead until 30 days after the issuance of final rules, regulations, or guidance. Requires the CPSC to waive any civil penalty for a good faith first violation of a prohibition under the Act.

amends consumer product safety act allow secondhand seller sell offer sale distribute product substance conformity consumer product safety rule relating lead children products currently required labeling children products defines secondhand seller include consignment thrift shop individual uses internet yard sale casual means person sells product auction benefit nonprofit organization delays months required step allowed lead level children products applies change taken effect august relieves manufacturer requirement test certify product lead content manufacturer tested certifies component product prohibits consumer_product_safety_commission cpsc state attorney general initiating enforcement proceeding consumer product safety act federal_hazardous_substances_act product certification labeling children products containing lead days issuance final rules regulations guidance requires cpsc waive civil penalty good faith violation prohibition act


Summary: Major Drug Trafficking Prosecution Act of 2009- Requires the Attorney General's prior written approval for a federal prosecution of an offense under the Controlled Substances Act (CSA) or the Controlled Substances Import and Export Act (CSIEA), or for any conspiracy to commit such an offense, where the offense involves the illegal distribution or possession of a controlled substance in an amount less than that specified as a minimum for an offense under CSA or, in the case of any substance containing cocaine or cocaine base, in an amount less than 500 grams. Modifies CSA and CSIEA to delete specified mandatory minimum terms of imprisonment.

requires attorney general prior written approval federal prosecution offense controlled substances act csa controlled_substances_import_and_export_act csiea conspiracy commit offense offense involves illegal distribution possession controlled substance specified minimum offense csa case substance containing cocaine cocaine base grams modifies csa csiea delete specified mandatory minimum terms imprisonment


Summary: Mortgage Credit Repair Act of 2009 - Amends the Fair Credit Reporting Act to define "front end ratio" as a ratio that indicates what portion of an individual's income is used to make mortgage payments, calculated by dividing an individual's gross monthly income by their housing expenses, particularly the mortgage principal, interest, taxes, and insurance (PITI). Prohibits a consumer reporting agency from making a consumer report containing cases under title 11 or under the Bankruptcy Act that antedate the report by more than three years when certain criteria are met. Includes among such criteria that a consumer's front-end debt ratio on a mortgage instrument originated or refinanced on or after January 1, 2003, was 37% or higher for at least six months before and continuing through the time that the bankruptcy is filed. Prohibits a consumer reporting agency from making a consumer report containing any adverse information excluding bankruptcy, but including closed accounts, amounts in collections, accounts charged to profit or loss, repossessions, and foreclosures, if certain circumstances have occurred.

mortgage credit repair act amends fair credit reporting act define end ratio ratio indicates portion individual income mortgage payments calculated dividing individual gross monthly income housing expenses particularly mortgage principal interest taxes insurance prohibits consumer reporting agency making consumer report containing cases title bankruptcy act report years certain criteria met includes criteria consumer end debt ratio mortgage instrument originated refinanced january higher months continuing time bankruptcy filed prohibits consumer reporting agency making consumer report containing adverse information excluding bankruptcy including closed accounts amounts collections accounts charged profit loss foreclosures certain circumstances occurred


Summary: Overdraft Fee Notification Act - Amends the Electronic Fund Transfer Act to prohibit a financial institution from imposing any fee or charge for consumer overdraft protection unless it notifies the consumer, in a specified manner, of the fee or charge for such protection before the transaction that would result in an overdraft is completed. Requires such notice for all in-person, automated, telephonic, and Internet-based financial transactions. Requires financial institutions to disclose to the consumer in periodic statements the annual percentage rate of interest which any overdraft protection fee or charge represents.

prohibit financial institution imposing fee charge consumer overdraft protection notifies consumer specified manner fee charge protection transaction result overdraft completed requires notice person automated telephonic internet based financial transactions requires financial institutions disclose consumer periodic statements annual percentage rate interest overdraft protection fee charge represents


Summary: Amends the Consumer Product Safety Improvement Act of 2008 to require the Consumer Product Safety Commission (CPSC) to exempt certain all-terrain vehicles from children's product lead limits if it finds that compliance is not technologically feasible due to certain parts that are required for safety or functionality. Allows the CPSC to exempt a specific product or material from the limits if it finds that lead in the product or material will not result in the absorption of lead (under current law, of any lead) into the human body, taking into account normal and reasonably foreseeable use and abuse of the product by a child.

amends consumer product safety improvement act require consumer_product_safety_commission cpsc exempt certain terrain vehicles children product lead limits finds compliance technologically feasible certain parts required safety functionality allows cpsc exempt specific product material limits finds lead product material result absorption lead current law lead human body taking account normal reasonably foreseeable use abuse product child


Summary: Ban Poisonous Additives Act of 2009 - Treats any food container that is composed, in whole or in part, of bisphenol A or that can release bisphenol A into food as a container that is composed of a poisonous or deleterious substance for purposes of the Federal Food, Drug, and Cosmetic Act. Bans the use of such containers. Allows the Secretary of Health and Human Services to grant a waiver of such ban for one year (renewable for an additional year) under specified circumstances. Requires any product for which the Secretary grants a waiver to display a prominent warning on its label of the potential health effects associated with bisphenol A. Directs the Commissioner of Food and Drugs to periodically review substances listed in federal regulations and generally recognized as safe. Requires any such substances that are shown by new scientific evidence to cause reproductive or developmental toxicity in humans or animals to be banned or otherwise restricted. Amends the Federal Food, Drug, and Cosmetic Act to require (currently, permits) a manufacturer or supplier of a food contact substance to notify the Secretary of the identity, intended use, and safety of any such substance and of determinations as to the health effects of such substance.

ban poisonous additives act treats food container composed bisphenol release bisphenol food container composed poisonous substance purposes cosmetic act bans use containers allows secretary health_and_human_services grant waiver ban year renewable additional year specified circumstances requires product secretary grants waiver display prominent warning label potential health effects associated bisphenol directs commissioner food drugs periodically review substances listed federal regulations generally recognized safe requires substances shown new scientific evidence cause reproductive developmental toxicity humans animals banned restricted amends cosmetic act require currently permits manufacturer supplier food contact substance notify secretary identity intended use safety substance determinations health effects substance


Summary: Amends the Consumer Product Safety Improvement Act of 2008 to exempt off-highway vehicles from children's product lead limits. Defines "off-highway vehicle" as: (1) any motorized vehicle designed to travel on two, three, or four wheels and having a seat designed to be straddled by the operator and handlebars for steering control; and (2) a snowmobile. Allows the Consumer Product Safety Commission (CPSC) to exempt a specific product or material from the limits if it finds that lead in the product or material will not result in the absorption of lead (under current law, of any lead) into the human body, taking into account normal and reasonably foreseeable use and abuse of the product by a child.

amends consumer product safety improvement act exempt highway vehicles children product lead limits defines highway vehicle motorized vehicle designed travel wheels having seat designed operator steering control allows consumer product safety commission cpsc exempt specific product material limits finds lead product material result absorption lead current law lead human body taking account normal reasonably foreseeable use abuse product child


Summary: Interest Rate Reduction Act - Amends the Truth in Lending Act to prohibit the annual percentage rate of interest (APR) applicable to any extension of credit to a consumer from exceeding 15% on unpaid balances, inclusive of all finance charges. Authorizes the Board of Governors of the Federal Reserve System to establish an APR ceiling exceeding the 15% annual rate for periods not to exceed 18 months, upon a determination that: (1) money market interest rates have risen over the preceding six-month period; and (2) prevailing interest rate levels threaten the safety and soundness of individual lenders, as evidenced by adverse trends in liquidity, capital, earnings, and growth. Declares the interest rate limitation inapplicable to an extension of credit by an insured credit union.Subjects a creditor who violates this Act to a civil penalty.

interest rate reduction act amends truth lending act prohibit annual percentage rate interest apr applicable extension credit consumer exceeding unpaid balances inclusive finance charges authorizes board_of_governors federal_reserve_system establish apr ceiling exceeding annual rate periods exceed months determination money market interest rates preceding month period prevailing interest rate levels threaten safety soundness individual lenders evidenced adverse trends liquidity capital earnings growth declares interest rate limitation inapplicable extension credit insured credit union subjects creditor violates act civil penalty


Summary: Amends the Consumer Product Safety Improvement Act to exempt ordinary books from the lead limits on children's products. Defines "ordinary books" as books published on paper or cardboard, printed by conventional publishing methods, intended to be read, and lacking inherent play value.

amends consumer product safety improvement act exempt ordinary books lead limits children products defines ordinary books books published paper printed conventional publishing methods intended read lacking inherent play value


Summary: Financial Product Safety Commission Act of 2009 - Establishes the Financial Product Safety Commission to: (1) promulgate consumer financial product safety rules; (2) establish a best practices guide for all providers of consumer financial products; (3) conduct continuing studies and investigations of consumer financial products industry practices; (4) award grants or enter into contracts for the conduct of such studies and investigations; (5) assist public and private organizations or groups of consumer financial product providers, administratively and technically, in the development of safety standards or guidelines that would assist them in complying with any Commission rule; (6) comment on selected agency rulemakings affecting consumer financial products; and (7) establish a consumer financial product customer hotline.

establishes financial product safety commission promulgate consumer financial product safety rules establish best practices guide providers consumer financial products conduct continuing studies investigations consumer financial products industry practices award grants enter contracts conduct studies investigations assist public private organizations groups consumer financial product providers administratively technically development safety standards guidelines assist complying commission rule comment selected agency rulemakings affecting consumer financial products establish consumer financial product customer hotline


Summary: Consumer Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures. Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement. Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations. Grants enforcement powers to the Federal Trade Commission and to state attorneys general. Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.

consumer rental purchase agreement act amends consumer credit protection act prescribe consumer protection guidelines rental purchase transactions including determination rental purchase cost disclosure requirements prohibitions confessions judgment wage assignments waiver consumer claims defenses furnishing statements account point rental disclosures rental purchase advertising disclosures declares action civil liability brought merchant assignee violation apparent face rental purchase agreement relates including limited disclosure determined incomplete inaccurate face agreement authorizes board_of_governors federal_reserve_system promulgate implementing regulations grants enforcement powers federal_trade_commission state attorneys general subjects criminal penalties willful knowing violation information disclosure requirements act


Summary: Fight Fraud Act of 2009 - (Sec. 2) Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. Extends the prohibition against making false statements in a mortgage application to employees and agents of a mortgage lending business. Applies the prohibition against defrauding the federal government to fraudulent activities involving the Troubled Asset Relief Program (TARP) or a federal economic stimulus, recovery, or rescue plan. Expands securities fraud provisions to cover fraud involving options and futures in commodities. (Sec. 3) Authorizes appropriations to the Attorney General for FY2010-FY2011 for investigations, prosecutions, and civil proceedings involving federal assistance programs and financial institutions. Allocates such funds among various departments of the Department of Justice (DOJ). Authorizes additional appropriations to the U.S. Postal Service, the Inspector General for the Department of Housing and Urban Development (HUD), and the U.S. Secret Service for FY2010-FY2011 for similar investigations. Requires the Attorney General to report to Congress on amounts expended for fraud investigations and prosecutions and on amounts recovered from criminal or civil restitution, fines, penalties relating to such investigations and prosecutions. (Sec. 4) Authorizes the Attorney General to award grants to states and Indian tribes to establish and develop programs for enforcement against mortgage fraud, securities and commodities fraud, and financial institution fraud, including enforcement against the use of computers use to commit such fraud. Sets forth requirements for grant applications and the use of grant funds. Authorizes appropriations for FY2010-FY2011. (Sec. 5) Amends the Omnibus Crime Control and Safe Streets Act of 1968 to authorize the Attorney General to award grants and enter into contracts with state and local criminal justice agencies and nonprofit organizations to improve the detection, investigation, and prosecution of covered criminal activities. Defines "covered criminal activity" as a criminal conspiracy or activity or a terrorist conspiracy or activity that spans jurisdictional boundaries, including: (1) terrorism; (2) economic crime, including financial fraud and mortgage fraud; and (3) high-tech crime, including Internet-based crime against children and child pornography. Authorizes appropriations for FY2010-FY2015.

fight fraud act sec amends federal criminal code include definition financial institution mortgage lending business person entity makes federally related mortgage loan defines mortgage lending business organization finances refinances debt secured interest real estate including private mortgage companies subsidiaries activities affect interstate foreign commerce extends prohibition making false statements mortgage application employees agents mortgage lending business applies prohibition federal government fraudulent activities involving troubled_asset_relief_program tarp federal economic stimulus recovery rescue plan expands securities fraud provisions cover fraud involving options futures commodities sec authorizes appropriations attorney general fy2010 fy2011 investigations prosecutions civil proceedings involving federal assistance programs financial institutions allocates funds departments department_of_justice doj authorizes additional appropriations inspector general department_of_housing_and_urban_development hud fy2010 fy2011 similar investigations requires attorney general report congress amounts expended fraud investigations prosecutions amounts recovered criminal civil restitution fines penalties relating investigations prosecutions sec authorizes attorney general award grants states indian tribes establish develop programs enforcement mortgage fraud securities commodities fraud financial institution fraud including enforcement use computers use commit fraud sets forth requirements grant applications use grant funds authorizes appropriations fy2010 fy2011 sec amends omnibus_crime_control_and_safe_streets_act authorize attorney general award grants enter contracts state local criminal justice agencies nonprofit organizations improve detection investigation prosecution covered criminal activities defines covered criminal activity criminal conspiracy activity terrorist conspiracy activity spans jurisdictional boundaries including terrorism economic crime including financial fraud mortgage fraud high tech crime including internet based crime children child pornography authorizes appropriations fy2010 fy2015


Summary: Carbon Monoxide Poisoning Prevention Act - Amends the Consumer Product Safety Act (the Act) to require the Consumer Product Safety Commission (CPSC) to publish the American National Standard for Single and Multiple Station Carbon Monoxide Alarms (American National Standard ANSI/UL 2034) and the American National Standard for Gas and Vapor Detectors and Sensors (ANSI/UL 2075) as mandatory consumer product safety standards. Requires the Underwriters Laboratories to notify the CPSC when either such standard is revised and to incorporate the revision in the consumer product safety rule, unless the CPSC determines that such revision does not carry out the purposes of this Act. Allows the CPSC, at any time subsequent to publication of such consumer product safety standards, to initiate a rulemaking to amend either standard to include any provision determined necessary to ensure the safe and effective operation of carbon monoxide alarms. Treats the national standards published by the CPSC pursuant to this Act, including any revision, as consumer product safety rules for purposes of enforcement under the Act. Requires the CPSC to evaluate whether requiring a language or languages in addition to English would improve the effectiveness of the label required to warn consumers of carbon monoxide hazards. Requires the CPSC to establish a grant program to provide assistance to eligible states and local governments to carry out carbon monoxide prevention activities, including activities for: (1) the purchase and installation of approved carbon monoxide alarms in the dwelling units of low-income families or elderly persons, facilities that commonly serve children or the elderly, or student dwelling units owned by public universities; (2) training state or local fire officials in the proper enforcement of state or local laws concerning such alarms and their installation; and (3) educating the public about the risk associated with carbon monoxide as a poison and the importance of proper carbon monoxide alarm use. Sets limitations on the use of grant funds for: (1) administrative costs not directly related to such training of state and local fire officials; and (2) the costs of the activities of such public outreach. Gives priority to applications from states or local governments that: (1) require the installation of approved carbon monoxide alarms in existing dwelling units within which a fuel-burning appliance, apparatus, or device is installed or which has an attached garage; (2) propose to serve vulnerable populations; and (3) have greater than average losses of life from carbon monixide poisoning in the home. Authorizes appropriations through FY2015 to the CPSC to carry out this Act. Requires the CPSC to report on the implementation of the grant program authorized by this Act.

carbon monoxide poisoning prevention act amends consumer product safety act act require consumer_product_safety_commission cpsc publish american_national_standard_for_single_and_multiple_station_carbon_monoxide_alarms ansi mandatory consumer product safety standards requires underwriters laboratories notify cpsc standard revised incorporate revision consumer product safety rule cpsc determines revision carry purposes act allows cpsc time subsequent publication consumer product safety standards initiate rulemaking amend standard include provision determined necessary ensure safe effective operation carbon monoxide alarms treats national standards published cpsc pursuant act including revision consumer product safety rules purposes enforcement act requires cpsc evaluate requiring language languages addition english improve effectiveness label required warn consumers carbon monoxide hazards requires cpsc establish grant program provide assistance eligible states local governments carry carbon monoxide prevention activities including activities purchase installation approved carbon monoxide alarms dwelling units low income families elderly persons facilities commonly serve children elderly student dwelling units owned public universities training state local fire officials proper enforcement state local laws concerning alarms installation educating public risk associated carbon monoxide poison importance proper carbon monoxide alarm use sets limitations use grant funds administrative costs directly related training state local fire officials costs activities public outreach gives priority applications states local governments require installation approved carbon monoxide alarms existing dwelling units fuel burning appliance apparatus device installed attached garage propose serve vulnerable populations greater average losses life carbon poisoning home authorizes appropriations fy2015 cpsc carry act requires cpsc report implementation grant program authorized act


Summary: Consumer Product Safety Solutions Act of 2009 - Amends the Consumer Product Safety Improvement Act of 2008 to apply the limits on lead in children's products and phthalates in any children's toy or child care article: (1) for a limited time, only to items manufactured after a certain date; and (2) thereafter, to all such items regardless of when manufactured. Requires the Consumer Product Safety Commission (CPSC) to issue a rule on related testing methodologies. Allows the CPSC to exclude a specific item from the lead limits if the the CPSC finds that the lead in the item will not result in the absorption of lead into the human body in excess of the limits. (Current law allows the CPSC to so exclude if it will not result in the absorption of any lead into the human body.) Allows a manufacturer to not test for or certify lead or phthalate limit compliance if each component of the product has been tested and certified by the component's manufacturer. Authorizes the CPSC to exempt a product or product category from a current requirement to certify compliance with all rules, bans, standards, or regulations under any Act the CPSC enforces if the requirement is unduly burdensome or cost prohibitive in relationship to the product or product category's risk, or not practical due to the product or product category's intended use. Allows the CPSC to extend the application of, or exempt manufacturers, distributors, or retailers from, any provision of the Act or its amendments if a delay or exemption would better promote public safety and be in the public interest. Requires the CPSC to develop and make available on its website a guide to assist small businesses in complying with any Act enforced by the CPSC.

consumer product safety solutions act amends consumer product safety improvement act apply limits lead children products phthalates children toy child care article limited time items manufactured certain date items regardless manufactured requires consumer product safety commission cpsc issue rule related testing methodologies allows cpsc exclude specific item lead limits cpsc finds lead item result absorption lead human body excess limits current law allows cpsc exclude result absorption lead human body allows manufacturer test certify lead phthalate limit compliance component product tested certified component manufacturer authorizes cpsc exempt product product category current requirement certify compliance rules bans standards regulations act cpsc enforces requirement unduly burdensome cost prohibitive relationship product product category risk practical product product category intended use allows cpsc extend application exempt manufacturers distributors retailers provision act amendments delay exemption better promote public safety public interest requires cpsc develop available website guide assist small businesses complying act enforced cpsc


Summary: Drywall Safety Act of 2009 - Requires the Consumer Product Safety Commission (CPSC) to: (1) study drywall that was imported from China from 2004 through 2007 and used in U.S. residences; and (2) initiate a proceeding on whether a consumer product safety standard regulating drywall materials is necessary. Requires the CPSC to: (1) designate drywall containing over 5% organic compounds by weight as a product with a product defect which constitutes a substantial product hazard; and (2) order manufacturers, distributors, and retailers of such drywall to cease distribution and notify all persons who handle such product to cease distribution. Requires that the order remain in effect until: (1) the CPSC publishes a determination that such a standard is not necessary; or (2) such a standard takes effect.

drywall safety act requires consumer product safety commission cpsc study drywall imported china residences initiate proceeding consumer product safety standard regulating drywall materials necessary requires cpsc designate drywall containing organic compounds weight product product defect constitutes substantial product hazard order manufacturers distributors retailers drywall cease distribution notify persons handle product cease distribution requires order remain effect cpsc publishes determination standard necessary standard takes effect