Summary:
GI Internship Program Act - Directs the Secretary of Veterans Affairs (VA) to establish a career transition internship program to match individuals who are eligible for veterans' educational assistance with employers to: (1) provide such individuals with work experience in the civilian sector, (2) address the growing skills gap in the U.S. economy, (3) increase the marketable skills of such individuals, and (4) assist such individuals in obtaining long-term employment.

Requires the Secretary to establish criteria employers must meet to participate in the program. Excludes as program employers: (1) federal, state, and local government agencies; (2) employers who cannot provide the Secretary with certain assurances, including their intention to retain interns after their internship ends; and (3) employers that have previously participated in the program and failed to abide by its requirements.

Directs the Secretary to pay individuals who are full-time participants in such an internship the amount of educational assistance they are due.

Requires each internship to last for at least 180 days but for no more than one year.

Considers each intern to be an employee of the VA for purposes of the Patient Protection and Affordable Care Act.

Requires each intern and employer to provide the Secretary with a monthly certification that the intern worked at least 35 hours each week performing functions that provided the individual with valuable experience.

Directs the Secretary and the Secretary of Labor to create and publicize an Internet website to serve as a portal for eligible individuals and employers to learn about the program and apply. Allows individuals to apply within 180 days of their expected discharge or release from the Armed Forces.

Directs the VA Secretary to minimize the administrative burdens incurred by employers due to their participation in the program and ensure that employer participation is at no cost to the employer.

secretary veterans_affairs establish career transition internship program match individuals eligible veterans educational assistance employers provide individuals work experience civilian sector address growing skills gap economy increase marketable skills individuals assist individuals obtaining long term employment requires secretary establish criteria employers meet participate program excludes program employers federal state local government agencies employers provide secretary certain assurances including intention retain interns internship ends employers previously participated program failed abide requirements directs secretary pay individuals time participants internship educational assistance requires internship days year considers intern employee purposes patient_protection affordable care act requires intern employer provide secretary monthly certification intern worked hours week performing functions provided individual valuable experience directs secretary secretary labor create publicize internet website serve portal eligible individuals employers learn program apply allows individuals apply days expected discharge release armed_forces directs secretary minimize administrative burdens incurred employers participation program ensure employer participation cost employer


Summary:
Doctors' Education Loans Impact VA Employee Retention Act or the DELIVER Act - Directs the Secretary of Veterans Affairs (VA) to establish and carry out a program to make each monthly payment owed by a VA employee on a covered loan during such employee's period of service to the VA.

Defines a "covered loan" as a loan under the Federal Family Education Loan program or the William D. Ford Federal Direct Loan program that is in repayment under an income-based repayment plan under the Higher Education Act of 1965.

doctors education loans impact employee retention act deliver act directs secretary veterans_affairs establish carry program monthly payment owed employee covered loan employee period service defines covered loan loan federal_family_education_loan program federal_direct_loan program repayment income based repayment plan higher education act


Summary: Simplifying the Application for Student Aid Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require the Secretary of Education to provide for the use of data from the second preceding tax year to carry out the simplification of the applications used in estimating and determining financial aid eligibility. Requires such simplification to include data sharing between the Internal Revenue Service (IRS) and the Department of Education, pursuant to taxpayer consent.

simplifying title student assistance higher education act require secretary education provide use data second preceding tax year carry simplification applications estimating determining financial aid eligibility requires simplification include data sharing internal_revenue_service irs department_of_education pursuant taxpayer consent


Summary:
Strengthening Transparency in Higher Education Act - (Sec. 2) Amends the Higher Education Act of 1965 (HEA) to eliminate the restriction of college cost calculations to those costs incurred by first-time students.

Eliminates the requirement that the Secretary of Education make publicly available on the College Navigator website: (1) college affordability and transparency lists, (2) state higher education spending charts, and (3) the multi-year tuition calculator.

Requires that the Secretary develop, annually update, and make publicly available a College Dashboard website that displays the following information regarding each institution of higher education (IHE) participating in the programs under title IV (Student Assistance) of the HEA:

 a link to the IHE's website; an identification of the IHE's type; the number of students enrolled at the IHE; the student-faculty ratio; the percentage of degree- or certificate-seeking undergraduate students at the IHE who obtain a certificate within the normal time for completing their program, within 150% of that time period, and within 200% of that time period; the average net price per year for undergraduate students at the IHE who are receiving student aid under title IV, calculated on the basis of the income category into which they fall; a link to the net price calculator for the IHE; the percentage of undergraduate students who borrowed federal student loans and obtained a certificate or degree from the IHE; the average federal student loan debt incurred by undergraduate students who borrowed federal student loans in the course of obtaining a certificate or degree from the IHE; a link to national and regional data from the Bureau of Labor Statistics (BLS) on starting salaries in all major occupations; and a link to the IHE's website containing campus safety data. Directs the Secretary to publish on Internet web pages that are linked to through the College Dashboard website more detailed and disaggregated information regarding each IHE's faculty and student enrollment, completion rates, costs, and use and repayment of financial aid.

Requires the Secretary to: (1) include on the College Dashboard website a function enabling users to easily compare information between IHEs, and (2) provide each student who submits a Free Application for Federal Student Aid (FAFSA) with a link to the web page of the College Dashboard website that contains information for each IHE on the student's FAFSA.

Requires the Secretary to: (1) conduct ongoing consumer testing on the College Dashboard website to ensure that it is usable and easily understandable and provides useful and relevant information to students and families, and (2) submit recommendations to Congress for changing the information required to be provided on the website based on the results of the consumer testing.

Treats any reference in the HEA to the College Navigator website as a reference to the College Dashboard website.

(Sec. 3) Sets forth minimum requirements for the net price calculators that each IHE participating in a title IV program must include on its website. (An IHE's "net price," after taking into account this Act's amendments, is the average yearly price actually charged to full-time undergraduate students receiving student aid at the school after deducting such aid.)

Requires the link for the calculator to be clearly labeled and conspicuously posted on an IHE's website.

Requires each calculator's results page to include:

 the net price of attending the IHE; the cost of attending the IHE; the estimated total need- and merit-based grant aid from federal, state, and institutional sources, that may be available to full-time undergraduate students enrolled at the IHE; the percentage of such students enrolled at the school who receive any of that aid; and a notice that an estimate of an individual's net price is non-binding and subject to change. Requires calculators that estimate a user's eligibility for veterans' education benefits or for educational benefits for active duty service members to clearly distinguish those benefits from other grant-aid. Requires calculators that do not make such estimates to provide users with notice of, and a link to information concerning, those benefits.

Directs IHEs to populate their calculators with data from not later than two academic years prior to the most recent academic year.

Requires the calculators to: (1) clearly indicate which questions need to be completed for a net price estimate; (2) clearly mark requests for contact information as optional and provide estimates of net price, without requiring users to enter such information; and (3) prohibit personally identifiable information from being sold or made available to third parties.

(Sec. 4) Makes $1 million of the amount authorized to be appropriated to the Department of Education to maintain the College Navigator website available for carrying out this Act.

strengthening transparency higher education act sec amends higher education act hea eliminate restriction college cost calculations costs incurred time students eliminates requirement secretary education publicly available college navigator website college affordability transparency lists state higher education spending charts multi year tuition calculator requires secretary develop annually update publicly available college dashboard website displays following information institution higher education ihe participating programs title student assistance hea link ihe website identification ihe type number students enrolled ihe student faculty ratio percentage certificate seeking undergraduate students ihe obtain certificate normal time completing program time period time period average net price year undergraduate students ihe receiving student aid title calculated basis income category fall link net price calculator ihe percentage undergraduate students borrowed federal student loans obtained certificate degree ihe average federal student loan debt incurred undergraduate students borrowed federal student loans course obtaining certificate degree ihe link national regional data bureau_of_labor_statistics bls starting salaries major occupations link ihe website containing campus safety data directs secretary publish internet web linked website detailed disaggregated information ihe faculty student enrollment completion rates costs use repayment financial aid requires secretary include website function enabling users easily compare information ihes provide student submits link web page website contains information ihe student fafsa requires secretary conduct ongoing consumer testing college dashboard website ensure usable easily understandable provides useful relevant information students families submit recommendations congress changing information required provided website based results consumer testing treats reference hea college navigator website reference college dashboard website sec sets forth minimum requirements net price calculators ihe participating title program include website ihe net price taking account act amendments average yearly price actually charged time undergraduate students receiving student aid school deducting aid requires link calculator clearly labeled conspicuously posted ihe website requires calculator results page include net price attending ihe cost attending ihe estimated total merit based grant aid federal state institutional sources available time undergraduate students enrolled ihe percentage students enrolled school receive aid notice estimate individual net price non binding subject change requires calculators estimate user eligibility veterans education benefits educational benefits active duty service members clearly distinguish benefits grant aid requires calculators estimates provide users notice link information concerning benefits directs ihes populate calculators data later academic years prior recent academic year requires calculators clearly indicate questions need completed net price estimate clearly mark requests contact information optional provide estimates net price requiring users enter information prohibit personally identifiable information sold available parties sec makes million authorized appropriated department_of_education maintain college navigator website available carrying act


Summary:
Empowering Students Through Enhanced Financial Counseling Act - (Sec. 2) Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require institutions of higher education (IHEs) to ensure that individuals who receive a Federal Pell Grant or a William D. Ford Federal Direct Loan (other than a Federal Direct consolidation Loan) receive comprehensive counseling regarding the terms and conditions of the Pell Grant or Direct Loan for each year they receive it. (Currently, IHEs are required to provide a first-time student borrower of a Direct Loan with counseling regarding the terms and conditions of such loan prior to, or upon the student's receipt of, such loan.)

Requires that counseling to be provided in a simple and understandable manner: (1) in person, (2) online, or (3) through the use of an online counseling tool maintained by the Secretary of Education. Requires the in person and online counseling sessions to use interactive programs that test the individual's understanding of the terms and conditions of the Pell Grant or Direct Loan.

Includes in the counseling provided to both Pell Grant and Direct Loan recipients:

 an explanation regarding how the student may budget for typical educational expenses that includes a sample budget based on the cost of attending the IHE; an explanation of the individual's right to annually request a consumer credit report; the estimated average income and percentage of employment in the applicable state for persons with a high school diploma or equivalent, persons with some post-secondary education without completion of a degree or certificate, and persons with a bachelor's degree; and an introduction to the financial management resources provided by the Financial Literacy and Education Commission. Requires the annual counseling provided to each student receiving a Pell Grant to include an explanation of:

 the terms and conditions of the Pell Grant; the educational expenses such Grants cover; why the student may have to repay the Grant; the maximum number of semesters or equivalent periods for which the student may be eligible for the Grant and the amount of time remaining on such eligibility; the fact that if the student transfers to another IHE not all of the courses the student has taken may count in meeting the program requirements at such IHE, but the time remaining on the student's Pell Grant eligibility wont change; and how the student may seek additional financial assistance from the IHE's financial aid office due to changes in the student's financial circumstances, including contact information for that office. Requires the annual counseling provided to each student receiving a Direct Loan to include:

 information regarding the effect of accepting the loan on the borrower's eligibility for other forms of student aid; an explanation of the use of the master promissory note; an explanation that the borrower is not required to accept the full amount of the loan; an explanation that the borrower should consider accepting any grant, scholarship, or state or federal work-study jobs for which the borrower is eligible before accepting federal student loans; a recommendation to exhaust the borrower's federal student loan options prior to taking out private loans that typically have less favorable terms and conditions than federal loans; an explanation of the treatment of Direct Loans and private education loans in bankruptcy; an explanation of a borrower's rights in taking out a private education loan; an explanation of the educational expenses Direct Loans cover; information on the annual and aggregate limits on such loans; information on how interest accrues and is capitalized when it is not paid; information regarding the option for student borrowers of Direct Unsubsidized and PLUS Loans to pay interest while they are in school; the definition of half-time enrollment at the IHE and the consequences of not maintaining at least half-time enrollment; an explanation of the importance of contacting the appropriate offices at the IHE if the borrower withdraws prior to completing the borrower's program of study so that the IHE can provide exit counseling to the borrower; information regarding the borrower's anticipated (in the case of a first-time borrower) or outstanding balance and anticipated monthly payment amount under at least the standard repayment plan and the income-based repayment plan; information regarding the borrower's obligation to repay the full amount of the loan, regardless of the progress the borrower makes in completing the borrower's program of study; information regarding the likely consequences of defaulting on the loan and specified information regarding the IHE's cohort default rate; information on the National Student Loan Data system and how the borrower can access the borrower's records; and contact information for the IHE's financial aid office or other office the borrower may contact to ask questions concerning the loan. Requires the annual counseling provided to a borrower of a Direct PLUS Loan made on behalf of a dependent student to include:

 information regarding the effect of accepting the loan on the borrower's eligibility for other forms of student aid; an explanation of the use of the master promissory note; an explanation that the borrower is not required to accept the full amount of the loan; information regarding the borrower's obligation to repay the full amount of the loan, regardless of the progress the student makes in completing the student's program of study; information regarding the likely consequences of defaulting on the loan and specified information regarding the IHE's cohort default rate; information on the National Student Loan Data system and how the borrower can access the borrower's records; contact information for the IHE's financial aid office or other appropriate office at the IHE the borrower may contact to ask questions concerning the loan; information regarding the borrower's option to pay the interest on the loan while the loan is in deferment; information regarding the borrower's anticipated (in the case of a first-time borrower) or outstanding balance and anticipated monthly payment amount under the standard repayment plan; debt management strategies; an explanation that the borrower has the options to prepay each loan, pay each loan on a shorter schedule, and change repayment plans; and contact information for the loan's loan servicer and a link to such servicer's website. Requires an IHE, prior to making the first disbursement of a Direct Loan to a borrower for an award year, to ensure that the borrower accepts the loan for such award year by: (1) signing the master promissory note for the loan, (2) signing and returning to the IHE a separate written statement that affirmatively states that the borrower accepts the loan, or (3) electronically signing an electronic version of such statement.

(Sec. 3) Requires the exit counseling IHEs provide to student borrowers of loans under the Federal Family Education Loan (FFEL), Direct Loan, and Federal Perkins Loan programs to be conducted through: (1) the use of an interactive program, (2) during an in-person or online session, or (3) through the use of an online counseling tool maintained by the Secretary.

Adds to the information such counseling shall provide:

 the outstanding principal and interest due on the loans; an explanation of the grace period preceding repayment and the expected date the borrower will enter repayment; an explanation that the borrower has the option to pay any interest that accrued while the borrower was in school or that may accrue during grace, deferment, or forbearance periods, prior to the capitalization of the interest; information showing the borrower's anticipated monthly payments under at least the standard repayment plan and the income-based repayment plan; information indicating that a loan default may result in a decreased credit score, difficulty in renting or purchasing a home or car, and potential difficulty in securing employment; contact information for the loan servicer and a link to such servicer's website; and an explanation of the individual's right to annually request a consumer credit report. (Sec. 4) Directs the Secretary to maintain consumer tested online counseling tools that provide recipients of assistance under title IV with the annual counseling and exit counseling this Act requires.

Requires the Secretary to: (1) use each online counseling tool to keep a record of which individuals have received counseling using the tool and notify the applicable IHE of the individual's completion of such counseling; (2) use the online annual counseling tool to notify a borrower who receives annual Direct Loan counseling through such tool regarding when the borrower should accept such loan; and (3) attempt to use the online exit counseling tool to provide exit counseling to a student who leaves an IHE without the prior knowledge of the IHE, provided the IHE provides exit counseling using such tool.

(Sec. 5) Directs the Secretary, acting through the Director of the Institute of Education Sciences, to conduct a rigorous, longitudinal study of the impact and effectiveness of the student loan counseling required under title IV or provided through such other means the Secretary requires.

Requires the study to include borrower information (in the aggregate and disaggregated by race, ethnicity, gender, income, and status as an individual with a disability) on:

 student persistence; degree attainment; program completion; successful entry into student loan repayment; cumulative borrowing levels; and such other factors the Secretary requires. Directs the Secretary to evaluate the progress of the study and report any short-term findings to Congress within 18 months of the study's commencement and annually thereafter.

(Sec. 6) Makes $2 million of the amount authorized to be appropriated for maintaining the Department of Education's Financial Awareness Counseling Tool available for carrying out this Act.

empowering students enhanced financial counseling act sec amends title student assistance higher education act require institutions higher education ihes ensure individuals receive federal pell grant consolidation loan receive comprehensive counseling terms conditions pell_grant direct loan year receive currently ihes required provide time student borrower direct loan counseling terms conditions loan prior student receipt loan requires counseling provided simple understandable manner person online use online counseling tool maintained secretary education requires person online counseling sessions use interactive programs test individual understanding terms conditions pell_grant direct loan includes counseling provided pell_grant direct loan recipients explanation student budget typical educational expenses includes sample budget based cost attending ihe explanation individual right annually request consumer credit report estimated average income percentage employment applicable state persons high school diploma equivalent persons post secondary education completion degree certificate persons bachelor degree introduction financial management resources provided requires annual counseling provided student receiving pell grant include explanation terms conditions pell grant educational expenses grants cover student repay grant maximum number semesters equivalent periods student eligible grant time remaining eligibility fact student transfers ihe courses student taken count meeting program requirements ihe time remaining student pell_grant eligibility change student seek additional financial assistance ihe financial aid office changes student financial circumstances including contact information office requires annual counseling provided student receiving direct loan include information effect accepting loan borrower eligibility forms student aid explanation use master promissory note explanation borrower required accept loan explanation borrower consider accepting grant scholarship state federal work study jobs borrower eligible accepting federal student loans recommendation exhaust borrower federal student loan options prior taking private loans typically favorable terms conditions federal loans explanation treatment direct_loans private education loans bankruptcy explanation borrower rights taking private education loan explanation educational expenses direct loans cover information annual aggregate limits loans information interest accrues capitalized paid information option student borrowers pay interest school definition half time enrollment ihe consequences maintaining half time enrollment explanation importance contacting appropriate offices ihe borrower withdraws prior completing borrower program study ihe provide exit counseling borrower information borrower anticipated case time borrower outstanding balance anticipated monthly payment standard repayment plan income based repayment plan information borrower obligation repay loan regardless progress borrower makes completing borrower program study information likely consequences defaulting loan specified information ihe cohort default rate information system borrower access borrower records contact information ihe financial aid office office borrower contact ask questions concerning loan requires annual counseling provided borrower behalf dependent student include information effect accepting loan borrower eligibility forms student aid explanation use master promissory note explanation borrower required accept loan information borrower obligation repay loan regardless progress student makes completing student program study information likely consequences defaulting loan specified information ihe cohort default rate information system borrower access borrower records contact information ihe financial aid office appropriate office ihe borrower contact ask questions concerning loan information borrower option pay interest loan loan deferment information borrower anticipated case time borrower outstanding balance anticipated monthly payment standard repayment plan debt management strategies explanation borrower options prepay loan pay loan shorter schedule change repayment plans contact information loan loan servicer link servicer website requires ihe prior making disbursement direct loan borrower award year ensure borrower accepts loan award year signing master promissory note loan signing returning ihe separate written statement affirmatively states borrower accepts loan electronically signing electronic version statement sec requires exit counseling ihes provide student borrowers loans federal_family_education_loan ffel direct_loan federal_perkins_loan programs conducted use interactive program person online session use online counseling tool maintained secretary adds information counseling shall provide outstanding principal interest loans explanation grace period preceding repayment expected date borrower enter repayment explanation borrower option pay interest accrued borrower school accrue grace deferment forbearance periods prior capitalization interest information showing borrower anticipated monthly payments standard repayment plan income based repayment plan information indicating loan default result decreased credit score difficulty renting purchasing home car potential difficulty securing employment contact information loan servicer link servicer website explanation individual right annually request consumer credit report sec directs secretary maintain consumer tested online counseling tools provide recipients assistance title annual counseling exit counseling act requires requires secretary use online counseling tool record individuals received counseling tool notify applicable ihe individual completion counseling use online annual counseling tool notify borrower receives annual direct_loan counseling tool borrower accept loan attempt use online exit counseling tool provide exit counseling student leaves ihe prior knowledge ihe provided ihe provides exit counseling tool sec directs secretary acting director institute_of_education_sciences conduct rigorous longitudinal study impact effectiveness student loan counseling required title provided means secretary requires requires study include borrower information aggregate disaggregated race ethnicity gender income status individual disability student persistence degree attainment program completion successful entry student loan repayment cumulative borrowing levels factors secretary requires directs secretary evaluate progress study report short term findings congress months study commencement annually sec makes million authorized appropriated maintaining department_of_education available carrying act


Summary:
Standardization of Collegiate Oversight of Revenues and Expenditures Act or the SCORE Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require each coeducational institution of higher education (IHE) that is participating in a title IV program and has an intercollegiate athletic program to include in its annual report on its intercollegiate athletic program: (1) the amount of revenue generated by each item on a list of categorized sources, disaggregated by each sports team; and (2) the expenses attributable to each item on a list of categorized activities or obligations, disaggregated by each sports team.

Prohibits an IHE from being a member of any intercollegiate athletic association or participating in any national intercollegiate athletics competition organized by any person, unless such association or person annually reports and disaggregates by sport, athletic event, or contract, as applicable: (1) the total generated revenue and amount of revenue generated by each item on a list of categorized sources, (2) the amount of expenses attributable to each item on a list of categorized activities or obligations, and (3) executive compensation schedules.

Directs the Secretary of Education to: (1) define the categories of information that must be reported pursuant to this Act; and (2) biannually review and, as necessary, update each definition in accordance with generally accepted accounting principles or significant changes in the national system of intercollegiate athletics.

Directs the Secretary to appoint a task force, made up of representatives from division I, II, and III schools in the National Collegiate Athletic Association (NCAA), with which the Secretary is to consult in defining or redefining each category.

standardization collegiate oversight revenues expenditures act score act amends title student assistance higher education act require coeducational institution higher education ihe participating title program intercollegiate athletic program include annual report intercollegiate athletic program revenue generated item list categorized sources disaggregated sports team expenses attributable item list categorized activities obligations disaggregated sports team prohibits ihe member intercollegiate athletic association participating national intercollegiate athletics competition organized person association person annually reports sport athletic event contract applicable total generated revenue revenue generated item list categorized sources expenses attributable item list categorized activities obligations executive compensation schedules directs secretary education define categories information reported pursuant act biannually review necessary update definition accordance generally accepted accounting principles significant changes national system intercollegiate athletics directs secretary appoint task force representatives division iii schools national collegiate athletic association ncaa secretary consult defining redefining category


Summary:
(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Amends the Higher Education Act of 1965 to extend by one year, through FY2015, the term of: (1) the National Advisory Committee on Institutional Quality and Integrity, and (2) the Advisory Committee on Student Financial Assistance.

measure amended introduced summary version repeated amends higher education act extend year fy2015 term


Summary:
Student Loan Transparency for Success Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require institutions of higher education and loan originators, servicers, and collectors participating in the William D. Ford Federal Direct Loan program to include in the information they are required to provide Direct Loan borrowers prior to disbursement:

 the total aggregate amount of Direct Loans borrowed by the borrower; the estimated number of payments and total amount to be paid to repay such a loan based on a standard repayment plan; and the estimated average income and percentage of employment in the borrower's state for persons with a high school diploma or its equivalent, persons with some post-secondary education without completion of a degree or certificate, persons with a bachelor's degree, and persons with a post-baccalaureate degree.

success act amends title student assistance higher education act require institutions higher education loan originators servicers collectors participating federal_direct_loan program include information required provide direct_loan borrowers prior disbursement total aggregate direct_loans borrowed borrower estimated number payments total paid repay loan based standard repayment plan estimated average income percentage employment borrower state persons high school diploma equivalent persons post secondary education completion degree certificate persons bachelor degree persons post baccalaureate degree


Summary: Authorizes the Secretary of Veterans Affairs (VA) to waive certain institutional continuity requirements that would block the Secretary's approval of a veteran's enrollment in a program of education offered by a proprietary school that does not lead to a standard college degree, provided: (1) the school has been operating the program of education in another location for at least two years, and (2) that program of education is approved under the veterans' educational benefits program.

authorizes secretary veterans_affairs waive certain institutional continuity requirements block secretary approval veteran enrollment program education offered proprietary school lead standard college degree provided school operating program education location years program education approved veterans educational benefits program


Summary: Pell Grant Accessibility Act - Amends the Higher Education Act of 1965 to authorize the Secretary of Education to waive the ban on participation in the Federal Pell Grant program by an institution of higher education (IHE) (or an affiliate that controls the IHE) that has filed for bankruptcy if: (1) that filing occurred at least five years before the IHE seeks a waiver of such ban, (2) the IHE submits to the Secretary such information as the Secretary considers appropriate, and (3) the Secretary determines that the IHE should not be subject to the ban.

higher education act authorize secretary education waive ban participation federal pell grant program institution higher education ihe affiliate controls ihe filed bankruptcy filing occurred years ihe seeks waiver ban ihe submits secretary information secretary considers appropriate secretary determines ihe subject ban


Summary: Amends the Internal Revenue Code, with respect to the exclusion from gross income of income attributable to the discharge of student loan indebtedness, to: (1) include indebtedness discharged due to income-contingent and income-based repayment plans, the death or disability of the borrower, or the closing of an educational institution; and (2) revise the definition of "student loan" to mean a loan made by any lender, including a loan for the refinancing of an existing loan.

amends internal revenue code respect exclusion gross income income attributable discharge student loan indebtedness include indebtedness discharged income contingent income based repayment plans death disability borrower closing educational institution revise definition student loan mean loan lender including loan refinancing existing loan


Summary:
Hold Accountable and Lend Transparency on Campus Sexual Violence Act or the HALT Campus Sexual Violence Act - Amends the Department of Education Organization Act to require the Department to make publicly available on its website:

 a list of the institutions of higher education (IHEs) under investigation, and a copy of program reviews and resolution agreements entered into with the Secretary of Education or the Attorney General, under title IX of the Education Amendments of 1972 (Title IX) or title IV of the Civil Rights Act of 1964; the letter terminating the Department's monitoring of such agreements; and a list of the IHEs under investigation, and a copy of the program reviews, fines levied, and resolution agreements entered into with the Secretary or Attorney General, under the provisions of the Higher Education Act of 1965 known as the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (Clery Act). Authorizes the Assistant Secretary for Civil Rights to impose a civil penalty on an IHE that has violated a law under the jurisdiction of the Department's Office for Civil Rights.

Amends the Clery Act to direct the Secretary to develop an annual sexual violence climate survey and include statistics from such survey in the annual campus security report provided to current and prospective students and employees.

Creates a private right of action in a judicial proceeding for individuals allegedly aggrieved by a violation of the Clery Act.

Increases the maximum monetary penalty that may be imposed on an IHE for substantially misrepresenting the number, location, or nature of the crimes required to be reported under the Clery Act.

Requires an IHE's annual statement of its policy regarding domestic violence, dating violence, sexual assault, and stalking to:

 use simple and understandable language and clear formatting; be made available and posted on its public website and in conspicuous places in and around student housing and academic buildings; be provided to each student group, team, or organization that has a specified connection to the IHE or is known by the IHE to act on an unaffiliated basis; and ensure that each of those student groups, teams, or organizations distributes a copy of such policy to each of its members or applicants for membership. Directs the Secretary and the Attorney General to create a joint interagency Campus Sexual Violence Task Force, the duties of which include:

 providing IHEs with recommendations for preventing and responding to campus sexual violence; reviewing the Department's authority to levy intermediate fines for noncompliance with Title IX and the advisability of additional remedies for such noncompliance; and creating a plan for recruiting, retaining, and training a highly qualified Department of Education workforce to investigate alleged violations of and enforce Title IX and the Clery Act with respect to campus sexual violence. Authorizes funding to train, hire, and retain such a workforce.

hold accountable lend transparency campus sexual violence act require department publicly available website list institutions higher education ihes investigation copy program reviews resolution agreements entered secretary education attorney general title education_amendments title title civil rights act letter terminating department monitoring agreements list ihes investigation copy program reviews fines levied resolution agreements entered secretary attorney general provisions higher education act known jeanne clery disclosure campus security policy campus crime statistics act clery act authorizes assistant secretary civil rights impose civil penalty ihe violated law jurisdiction amends clery act direct secretary develop annual sexual violence climate survey include statistics survey annual campus security report provided current prospective students employees creates private right action judicial proceeding individuals allegedly aggrieved violation clery act increases maximum monetary penalty imposed ihe substantially misrepresenting number location nature crimes required reported clery act requires ihe annual statement policy domestic violence dating violence sexual assault stalking use simple understandable language clear formatting available posted public website conspicuous places student housing academic buildings provided student group team organization specified connection ihe known ihe act unaffiliated basis ensure student groups teams organizations distributes copy policy members applicants membership directs secretary attorney general create joint interagency campus sexual violence task force duties include providing ihes recommendations preventing responding campus sexual violence reviewing department authority levy intermediate fines noncompliance advisability additional remedies noncompliance creating plan recruiting retaining training highly qualified department_of_education workforce investigate alleged violations enforce title clery act respect campus sexual violence authorizes funding train hire retain workforce


Summary: Post-9/11 Veterans Education Fairness Act - Allows former members of the Armed Forces and Armed Forces Reserves who are entitled to Post-9/11 Educational Assistance to transfer those benefits to family members within 15 years after their discharge or release from military service. (Currently, this transfer authority is restricted to members of the Armed Forces who transfer such entitlement while serving in the Armed Forces.)

fairness act allows members entitled transfer benefits family members years discharge release military service currently transfer authority restricted members armed_forces transfer entitlement serving armed_forces


Summary: Maximizing Opportunities and Retaining Experienced Teachers Act or the MORE Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to provide up to $17,500 of loan forgiveness under the Federal Family Education Loan and William D. Ford Federal Direct Loan programs to highly qualified elementary and secondary school teachers who are employed in a teacher shortage area.

retaining experienced teachers act act amends title student assistance higher education act provide loan forgiveness federal_family_education_loan federal direct loan programs highly qualified elementary secondary school teachers employed teacher shortage area


Summary:
Survivor Outreach and Support Campus Act or the SOS Campus Act - Amends the Higher Education Act of 1965 to require each institution of higher education (IHE) that participates in the programs under title IV (Student Assistance) to designate an independent advocate for campus sexual assault prevention and response (Advocate) with experience in providing sexual assault victim services.

Directs the Secretary of Education to prescribe regulations for IHEs to follow in appointing Advocates.

Requires each Advocate to: (1) report to an individual outside the body responsible for investigating and adjudicating sexual assault complaints at the IHE, (2) submit to such individual an annual report summarizing how the resources supplied to the Advocate were used, and (3) represent the interests of each student victim even when they conflict with the IHE's interests.

Directs each Advocate to:

 ensure that sexual assault victims at the IHE receive, with their consent, specified information and services; guide sexual assault victims who request assistance through the reporting, counseling, administrative, medical and health, academic accommodations, or legal processes of the IHE or local law enforcement; attend, at the request of a sexual assault victim, any administrative or IHE-based adjudication proceeding related to such assault as an advocate for the victim; maintain the privacy and confidentiality of the victim and any witness to such sexual assault, without notifying the IHE or any other authority of the identity of the victim or of any such witness or the alleged circumstances surrounding the reported sexual assault, unless otherwise required to do so by state law; and conduct a public information campaign to inform the students enrolled at the IHE of the existence of, contact information for, and services provided by the Advocate.

survivor outreach sos campus act amends higher education act require institution higher education ihe participates programs title student assistance designate independent advocate campus sexual assault prevention response advocate experience providing sexual assault victim services directs secretary education prescribe regulations ihes follow appointing advocates requires advocate report individual outside body responsible investigating adjudicating sexual assault complaints ihe submit individual annual report summarizing resources supplied advocate represent interests student victim conflict ihe interests directs advocate ensure sexual assault victims ihe receive consent specified information services guide sexual assault victims request assistance reporting counseling administrative medical health academic accommodations legal processes ihe local law enforcement attend request sexual assault victim administrative ihe based adjudication proceeding related assault advocate victim maintain privacy confidentiality victim witness sexual assault notifying ihe authority identity victim witness alleged circumstances surrounding reported sexual assault required state law conduct public information campaign inform students enrolled ihe existence contact information services provided advocate


Summary:
Campus Accountability and Safety Act - Amends provisions of the Higher Education Act of 1965 known as the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to require institutions of higher education (IHEs) that participate in title IV (Student Assistance) programs to include in their annual campus security reports provided to current and prospective students and employees:

 the memorandum of understanding that this Act requires IHEs to enter into with local law enforcement agencies (and update every two years) to clearly delineate responsibilities and share information about certain serious crimes, including sexual violence, occurring against students or other individuals on campus; and specified information regarding the disposition of sexual offense cases by the IHE. Requires the crime statistics that IHEs are to compile and provide in such reports to be compiled in accordance with:

 definitions used by the Violence Against Women Act of 1994 for the offenses of domestic violence, dating violence, and stalking; and definitions for other offenses that are available under the National Incident-Based Reporting System or the Uniform Crime Reporting Program of the Federal Bureau of Investigation (FBI) or, if not available there, that are provided by the Secretary of Education. Prohibits the statistics for such other crimes from identifying the victims or persons accused of such crimes.

Requires IHEs to provide new students and employees with a statement that identifies domestic violence, dating violence, sexual assault, and stalking as crimes which will be reported and with respect to which, based on the victim's wishes, the IHE will cooperate with local law enforcement.

Directs the Secretary to develop and administer through an online portal a standardized, online, and annual survey of students regarding their experiences with sexual violence and harassment. Omits survey responses from the annual crime statistics IHEs must report, but requires the Secretary to publish survey information that includes campus-level data for each school on the Department of Education's website annually.

Requires the Department to make publicly available guidance regarding the intersection of the campus security and crime statistics reporting requirements under title IV and requirements under title IX of the Education Amendments of 1972.

Authorizes the Secretary to impose a civil penalty upon IHEs that fail to carry out campus security and crime statistics reporting requirements.

Requires each IHE that receives federal funding to establish a campus security policy that includes:

 the designation of one or more confidential advisors at the IHE to whom victims of crime can report anonymously or directly; authorization for the IHE to provide an online reporting system to collect anonymous disclosures of crimes; provision on the IHE's website of the telephone number and URL for a hotline providing information to sexual violence victims and the name and location of the nearest medical facility where an individual may have a rape kit administered by a trained sexual violence forensic nurse, including information on transportation options and reimbursement for a visit to such facility; and an amnesty clause for any student who, in good faith, reports sexual violence to a responsible employee, with respect to a student conduct violation revealed in the course of such a report. Amends the Education Amendments of 1972 to require the Secretary to establish a title IX website that includes:

 the name and contact information for the title IX coordinator at each IHE, including a brief description of the coordinator's role and the roles of other officials who may be contacted regarding sexual harassment; and the Department's pending investigations and the actions it has taken regarding all title IX complaints and compliance reviews related to sexual harassment. Requires each IHE to employ an individual who shall complete minimum training requirements and be responsible for: (1) reporting cases of sexual harassment to the title IX coordinator; and (2) providing students and employees who report having been a victim of sexual harassment on or off campus with a written explanation of their rights and options.

Requires each individual who is involved in implementing an IHE's grievance procedures to have training or experience in handling sexual violence complaints and the operations of the IHE's grievance procedures. Sets forth minimum training requirements.

Requires each IHE that receives federal funding to establish and carry out a uniform process for disciplinary proceedings relating to claims of sexual violence that shall not vary based on the status or characteristics of a student involved in the process.

Authorizes: (1) the Secretary or the Attorney General (DOJ) to impose a civil penalty on IHEs that violate or fail to carry out title IX requirements regarding sexual violence, and (2) individuals to file a complaint regarding such a violation with the Department's Office for Civil Rights.

Amends the Violence Against Women and Department of Justice Reauthorization Act of 2005 to: (1) increase the minimum grant that may be provided to IHEs to combat domestic violence, dating violence, sexual assault, and stalking on campuses; and (2) authorize the use of such grants to train campus personnel in conducting victim-centered, trauma-informed (forensic) interviews.

campus accountability safety act amends provisions higher education act known jeanne clery disclosure campus security policy campus crime statistics act require institutions higher education ihes participate title student assistance programs include annual campus security reports provided current prospective students employees memorandum understanding act requires ihes enter local law enforcement agencies update years clearly delineate responsibilities share information certain crimes including sexual violence occurring students individuals campus specified information disposition sexual offense cases ihe requires crime statistics ihes compile provide reports compiled accordance definitions violence_against_women_act offenses domestic violence dating violence stalking definitions offenses available national incident based reporting system federal_bureau_of_investigation fbi available provided secretary education prohibits statistics crimes identifying victims persons accused crimes requires ihes provide new students employees statement identifies domestic violence dating violence sexual assault stalking crimes reported respect based victim wishes ihe cooperate local law enforcement directs secretary develop administer online portal standardized online annual survey students experiences sexual violence harassment omits survey responses annual crime statistics ihes report requires secretary publish survey information includes campus level data school department_of_education website annually requires department publicly available guidance campus security crime statistics reporting requirements title requirements title education_amendments authorizes secretary impose civil penalty ihes fail carry campus security crime statistics reporting requirements requires ihe receives federal funding establish campus security policy includes designation confidential advisors ihe victims crime report anonymously directly authorization ihe provide online reporting system collect anonymous disclosures crimes provision ihe website telephone number hotline providing information sexual violence victims location nearest medical facility individual rape kit administered trained sexual violence forensic nurse including information transportation options reimbursement visit facility amnesty clause student good faith reports sexual violence responsible employee respect student conduct violation revealed course report amends education_amendments require secretary establish title website includes contact information title coordinator ihe including brief description coordinator role roles officials contacted sexual harassment department pending investigations actions taken title complaints compliance reviews related sexual harassment requires ihe employ individual shall complete minimum training requirements responsible reporting cases sexual harassment title coordinator providing students employees report having victim sexual harassment campus written explanation rights options requires individual involved implementing ihe grievance procedures training experience handling sexual violence complaints operations ihe grievance procedures sets forth minimum training requirements requires ihe receives federal funding establish carry uniform process disciplinary proceedings relating claims sexual violence shall vary based status characteristics student involved process authorizes secretary attorney general doj impose civil penalty ihes violate fail carry title requirements sexual violence individuals file complaint violation amends violence women department_of_justice reauthorization act increase minimum grant provided ihes combat domestic violence dating violence sexual assault stalking campuses authorize use grants train campus personnel conducting victim centered trauma informed forensic interviews


Summary:
Student Loan Repayment Assistance Act of 2014 - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to allow borrowers of William D. Ford Federal Direct Stafford Loans to opt to extend the period before they must begin to repay such loans to one year after they cease to carry at least one-half the normal full-time academic workload if the unemployment rate is greater than the natural rate of employment (as established by the Board of Governors of the Federal Reserve System). (Currently, the repayment period for Direct Stafford Loans begins six months after borrowers cease to carry at least one-half the normal full-time academic workload.)

Subsidizes the interest that accrues on Direct Stafford Loans for the first six months of that extended grace period.

Makes this Act applicable to Direct Stafford Loans first disbursed on or after July 1, 2013.

Amends the Internal Revenue Code to exclude from the gross income of an employee amounts paid by an employer under a student loan payment assistance program. Requires participating employees to pay at least $50 per month on their student loans (in addition to the amount excluded from their gross income under such program). Limits the amount of such exclusion to $6,000 in a taxable year.

Requires an employer student loan payment assistance program to be a separate written plan of an employer to provide employees with student loan payment assistance. Defines "student loan payment assistance" as the payment of principal or interest on any indebtedness incurred by an employee solely to pay qualified higher education expenses that are paid or incurred within a reasonable time before or after such indebtedness was incurred and that are attributable to education furnished during a period in which such employee was a student eligible for federal financial assistance.

Allows an employee to take an income tax deduction in an amount equal to the employee's student loan payments that are matched by excludible employer contributions under a student loan payment assistance program.

Limits the amount of such deduction to $6,000 in a taxable year and $50,000 over a lifetime.

amends title student assistance higher education act allow borrowers opt extend period begin repay loans year cease carry half normal time academic workload unemployment rate greater natural rate employment established board_of_governors federal_reserve_system currently repayment period direct stafford loans begins months borrowers cease carry half normal time academic workload interest accrues direct stafford loans months extended grace period makes act applicable direct stafford_loans disbursed july amends internal revenue code exclude gross income employee amounts paid employer student loan payment assistance program requires participating employees pay month student loans addition excluded gross income program limits exclusion taxable year requires employer student loan payment assistance program separate written plan employer provide employees student loan payment assistance defines student loan payment assistance payment principal interest indebtedness incurred employee solely pay qualified higher education expenses paid incurred reasonable time indebtedness incurred attributable education furnished period employee student eligible federal financial assistance allows employee income tax deduction equal employee student loan payments matched excludible employer contributions student loan payment assistance program limits deduction taxable year lifetime


Summary:
Enhancing Educational Opportunities for all Students Act - Amends the Elementary and Secondary Education Act of 1965 to allow a state educational agency to allocate grant funds among local educational agencies based on the number of eligible children (children age 5 to 17 from a family with an income below the poverty level) enrolled in the public schools and the state-accredited private schools within each local agency's geographic jurisdiction.

Amends the Internal Revenue Code to: (1) allow payment of home school expenses from Coverdell education savings accounts; (2) remove the dollar limitation on contributions to Coverdell education savings accounts and require such accounts to provide adequate safeguards to prevent contributions from exceeding the amount necessary to provide for the qualified education expenses of the account beneficiary; and (3) allow tax-exempt qualified tuition programs (529 tuition programs) to pay qualified pre-kindergarten, elementary, and secondary education expenses.

students act amends elementary secondary education act allow state educational agency allocate grant funds local educational agencies based number eligible children children age family income poverty level enrolled public schools state accredited private schools local agency geographic jurisdiction amends internal revenue code allow payment home school expenses coverdell education savings accounts remove dollar limitation contributions coverdell education savings accounts require accounts provide adequate safeguards prevent contributions exceeding necessary provide qualified education expenses account beneficiary allow tax exempt qualified tuition programs tuition programs pay qualified pre kindergarten elementary secondary education expenses


Summary:
Ravi Thackurdeen Safe Students Study Abroad Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require an institution of higher education (IHE), other than a foreign IHE, that is participating in the programs under title IV to distinguish, in its annual campus security report on crime statistics, crimes that occur while a student is participating in an approved study abroad program, without regard to whether the IHE owns or controls a building or property at the location where the crime occurred.

Requires such IHEs to develop and distribute, as part of their annual security report provided to students and employees, a statement that the IHE has adopted and implemented a program to protect students participating in an approved study abroad program from crime and harm.

Requires each student protection program to include:

 a biennial review by the IHE of its study abroad programs to determine their effectiveness in protecting students from crime and harm and the number of deaths and sexual assaults of program participants, accidents and illnesses occurring during program participation, and incidents resulting in police involvement during the preceding 10 years; and the crime statistics IHEs are required to include in their annual campus security report. Requires such IHEs to:

 provide each student who is interested in participating in an approved study abroad program with a pre-trip orientation session and information regarding the countries in which the programs are located and the incidents and crime statistics they are required to include in their protection program for students studying abroad; and provide each student who returns from such a study abroad program with a post-trip orientation session, including an exit interview that assists the IHE in carrying out its program to protect students studying abroad. Directs the Secretary to periodically review a representative sample of those student protection programs.

safe students study abroad act amends title student assistance higher education act require institution higher education ihe foreign ihe participating programs title distinguish annual campus security report crime statistics crimes occur student participating approved study abroad program regard ihe owns controls building property location crime occurred requires ihes develop distribute annual security report provided students employees statement ihe adopted implemented program protect students participating approved study abroad program crime harm requires student protection program include biennial review ihe study abroad programs determine effectiveness protecting students crime harm number deaths sexual assaults program participants accidents illnesses occurring program participation incidents resulting police involvement preceding years crime statistics ihes required include annual campus security report requires ihes provide student interested participating approved study abroad program pre trip orientation session information countries programs located incidents crime statistics required include protection program students studying abroad provide student returns study abroad program post trip orientation session including exit interview assists ihe carrying program protect students studying abroad directs secretary periodically review representative sample student protection programs


Summary: Student Loan Interest Deduction Fairness Act - Amends the Internal Revenue Code to increase the dollar limitation for the tax deduction for education loan interest to $5,000 in a taxable year for married couples filing joint tax returns (thus eliminating the tax effect known as the marriage penalty).

fairness act amends internal revenue code increase dollar limitation tax deduction education loan interest taxable year married couples filing joint tax returns eliminating tax effect known marriage penalty


Summary: College Tuition and Debt Relief Act of 2014 - Amends the Internal Revenue Code to: (1) make permanent the American Opportunity tax credit, (2) increase the allowable amount of such credit and adjust such amount for inflation for taxable years beginning after 2015, and (3) increase the tax deduction for student loan interest and adjust such increased amount for inflation for taxable years beginning after 2015.

college tuition debt relief act amends internal revenue code permanent american_opportunity tax credit increase allowable credit adjust inflation taxable years beginning increase tax deduction student loan interest adjust increased inflation taxable years beginning


Summary: Online Education Verification Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require recognized accrediting agencies or associations that evaluate the quality of distance or correspondence education programs to require those programs to have a secure login and passcode for Internet coursework.

online education verification act amends title student assistance higher education act require recognized accrediting agencies associations evaluate quality distance correspondence education programs require programs secure internet coursework


Summary:
Helping College Students Cross the Finish Line Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require the Secretary of Education to award grants to institutions of higher education (IHEs) to establish a financial assistance program that awards funds to at least 100 of the IHE's undergraduate or vocational students each academic year who:

 are enrolled on at least a half-time basis; are academically able to complete the degree or certificate program in which they are enrolled within an academic year; are in good academic standing; if they previously received such an award, maintained good academic standing during the academic period for which they received such award; are unable to fully pay an outstanding tuition payment that is due; and without financial assistance, will discontinue the degree or certificate program in which they are enrolled. Caps the amount of such award. Prohibits a student from receiving an award for more than two semesters or the equivalent of two semesters.

Requires the IHEs to provide each student who receives an award that does not fully cover the amount due on the student's outstanding tuition with information on the financial assistance available from any other source.

Directs the Secretary to create, and each student that receives an award to complete, an online financial literacy survey that includes matters relating to budgeting and saving, student loan debt, and career planning.

finish line act amends title student assistance higher education act require secretary education award grants institutions higher education ihes establish financial assistance program awards funds ihe undergraduate vocational students academic year enrolled half time basis academically able complete degree certificate program enrolled academic year good academic standing previously received award maintained good academic standing academic period received award unable fully pay outstanding tuition payment financial assistance discontinue degree certificate program enrolled caps award prohibits student receiving award semesters equivalent semesters requires ihes provide student receives award fully cover student outstanding tuition information financial assistance available source directs secretary create student receives award complete online financial literacy survey includes matters relating budgeting saving student loan debt career planning


Summary:
Protect Student Borrowers Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require institutions of higher education (IHEs) participating in the William D. Ford Federal Direct Loan program to accept specified risk-sharing requirements.

Requires an IHE, for any fiscal year in which at least 25% of the IHE's student body is participating in the Direct Loan program, to remit, at such times as the Secretary of Education specifies, a risk-sharing payment set at:

 20% of the total amount of its defaulted Direct loans if its cohort default rate is 30% or higher, 15% of the total amount of its defaulted Direct loans if its cohort default rate is lower than 30% but not lower than 25%, 10% of the total amount of its defaulted Direct loans if its cohort default rate is lower than 25% but not lower than 20%, and 5% of the total amount of its defaulted Direct loans if its cohort default rate is lower than 20% but not lower than 15%. Directs the Secretary to make specified modifications to such risk-sharing requirements if an IHE develops and implements a student loan management plan that is approved by the Secretary. Requires that plan to include individualized financial aid counseling for students and strategies to minimize student loan default and delinquency.

Allows the Secretary to waive or reduce an IHE's risk-sharing payments in certain other instances.

Prohibits IHEs from denying admission or financial aid to a student based on a perception that the student may be at risk for defaulting on a Direct loan.

Authorizes the Secretary to enter into contracts or cooperative agreements for: (1) statewide or institutionally-based programs for the prevention of federal student loan delinquency and default at IHEs that have a high cohort default rate or serve large numbers or percentages of students who have a higher risk of defaulting on student loans under title IV, and (2) increasing the number of borrowers who successfully rehabilitate defaulted loans

Establishes a separate account in the Treasury for the deposit of the risk-sharing payments, of which: (1) up to 50% are to be used by the Secretary to enter into the contracts or cooperative agreements for delinquency and default prevention or rehabilitation, and (2) the remainder are to be used to offset any future shortfalls in funding under the Federal Pell Grant program.

Makes an IHE's ability to meet its obligation to make risk-sharing payments part of the determination of its eligibility to participate in title IV programs.

protect student borrowers act amends title student assistance higher education act require institutions higher education ihes participating federal_direct_loan program accept specified risk sharing requirements requires ihe fiscal year ihe student body participating direct_loan program remit times secretary education specifies risk sharing payment set total defaulted direct loans cohort default rate higher total defaulted direct loans cohort default rate lower lower total defaulted direct loans cohort default rate lower lower total defaulted direct loans cohort default rate lower lower directs secretary specified modifications risk sharing requirements ihe develops implements student loan management plan approved secretary requires plan include individualized financial aid counseling students strategies minimize student loan default delinquency allows secretary waive reduce ihe risk sharing payments certain instances prohibits ihes denying admission financial aid student based perception student risk defaulting direct loan authorizes secretary enter contracts cooperative agreements statewide institutionally based programs prevention federal student loan delinquency default ihes high cohort default rate serve large numbers percentages students higher risk defaulting student loans title increasing number borrowers successfully rehabilitate defaulted loans establishes separate account treasury deposit risk sharing payments secretary enter contracts cooperative agreements delinquency default prevention rehabilitation remainder offset future shortfalls funding federal pell grant program makes ihe ability meet obligation risk sharing payments determination eligibility participate title programs


Summary:
SMART Grant Reauthorization Act of 2014 - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to eliminate the program awarding Academic Competitiveness Grants to first- and second-year undergraduates who completed a rigorous high school curriculum and are eligible for Federal Pell Grants.

Reauthorizes and appropriates funds through FY2020 for National Science and Mathematics Access to Retain Talent Grants (SMART Grants) currently awarded to third, fourth, and fifth-year undergraduates who are eligible for Pell Grants and are pursuing:

 a major in the physical, life, or computer sciences, mathematics, technology, or engineering or a critical foreign language; or equivalent coursework in a qualifying liberal arts program that does not allow students to declare a major in a particular subject matter. Limits SMART Grant eligibility to students who are pursuing a major in the physical sciences or are pursuing equivalent coursework in a qualifying liberal arts program that does not allow students to declare a major in a particular subject matter.

Terminates the Secretary of Education's authority to award SMART Grants at the end of award year 2020-2021.

smart grant reauthorization act amends title student assistance higher education act eliminate program awarding first- second year undergraduates completed rigorous high school curriculum eligible federal pell_grants reauthorizes appropriates funds smart grants currently awarded fourth fifth year undergraduates eligible pell_grants pursuing major physical life computer sciences mathematics technology engineering critical foreign language equivalent coursework qualifying liberal arts program allow students declare major particular subject matter limits smart grant eligibility students pursuing major physical sciences pursuing equivalent coursework qualifying liberal arts program allow students declare major particular subject matter terminates secretary education authority award smart grants end award year


Summary:
B-On-Time Student Loan Relief Act of 2014 - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to direct the Secretary of Education to award interest-free loans to students who meet any prerequisites that the Secretary requires.

Requires eligible students, at a minimum, to:

 have either graduated on or after the 2013-2014 school year from a secondary school in the United States, one operated by the Department of Defense (DOD), or its equivalent or earned an associate's degree from an institution of higher education (IHE) on or after May 1, 2013; have not earned a bachelor's degree; be enrolled on a full-time basis in an IHE undergraduate degree or certificate program; and have completed a Free Application for Federal Student Aid (FAFSA) and met the eligibility requirements for title IV assistance. Directs the Secretary to forgive students' outstanding principal on such interest-free loans if they:

 receive a bachelor's degree within a set timeframe, determined by the Secretary; maintained a certain grade point average or majored in a science, technology, engineering, or mathematics (STEM) field while enrolled in the IHE; and meet any other requirements established by the Secretary. Requires the Secretary to award such loans and grant such loan forgiveness on a first-come, first-served basis, subject to the availability of appropriations.

time student loan relief act amends title student assistance higher education act direct secretary education award interest free loans students meet prerequisites secretary requires requires eligible students minimum graduated school year secondary school united_states operated department_of_defense dod equivalent earned associate degree institution higher education ihe earned bachelor degree enrolled time basis ihe undergraduate degree certificate program completed free application federal student aid fafsa met eligibility requirements title assistance directs secretary forgive students outstanding principal interest free loans receive bachelor degree set timeframe determined secretary maintained certain grade point average science technology engineering mathematics stem field enrolled ihe meet requirements established secretary requires secretary award loans grant loan forgiveness come served basis subject availability appropriations


Summary:
Expresses the sense of Congress that no origination fees should be charged on any future loans under the William D. Ford Federal Direct Loan program. (Origination fees are the fees lenders charge for processing new loan applications.)

Amends title IV (Student Assistance) of the Higher Education Act of 1965 to repeal the Secretary of Education's authority to charge an origination fee on a Direct Loan first disbursed, or, in the case of a Direct Consolidation Loan, for which an application is received, on or after July 1, 2015.

expresses sense congress origination fees charged future loans federal_direct_loan program origination fees fees lenders charge processing new loan applications amends title student assistance higher education act repeal secretary education authority charge origination fee direct loan disbursed case application received july


Summary: Employer Participation in Refinancing Act - Amends the Internal Revenue Code to allow an exclusion from gross income for the payment of an employer, either to an employee or a lender, of any indebtedness of an employee under a qualified education refinance loan or any interest relating to such a loan.  Defines "qualified education refinance loan" as any indebtedness used solely to refinance a qualified education loan with respect to which the lender offers the borrower protection in the event of unemployment or financial hardship.

employer participation refinancing act amends internal revenue code allow exclusion gross income payment employer employee lender indebtedness employee qualified education refinance loan interest relating loan defines qualified education refinance loan indebtedness solely refinance qualified education loan respect lender offers borrower protection event unemployment financial hardship


Summary:
Veteran Education Empowerment Act - Directs the Secretary of Education to award four-year grants to institutions of higher education (IHEs) to establish, maintain, and improve a veteran student center.

Requires grantees to be IHEs that:

 have a population of at least 15,000 students, of which at least 1% are veterans or members of the Armed Forces; are located in a region or community that has a significant veteran population; carry out programs or activities that assist veterans in the local community; and present a sustainability plan demonstrating that their veteran student center will be maintained and will continue to operate after the grant ends. Defines a "veteran student center" as a dedicated space on a campus that provides students who are veterans or members of the Armed Forces with: (1) a lounge or meeting space for such students and veterans in the community, and (2) a centralized office for veteran services that is staffed by trained employees and volunteers.

Requires that office to provide such students with assistance in:

 transitioning from the military to student life, transitioning from the military to the civilian workforce, networking with other students, understanding and obtaining the federal and state benefits for which they may be eligible, and understanding how to succeed in the IHE.

veteran education empowerment act directs secretary education award year grants institutions higher education ihes establish maintain improve veteran student center requires grantees ihes population students veterans members armed_forces located region community significant veteran population carry programs activities assist veterans local community present sustainability plan demonstrating veteran student center maintained continue operate grant ends defines veteran student center dedicated space campus provides students veterans members armed_forces meeting space students veterans community centralized office veteran services staffed trained employees volunteers requires office provide students assistance transitioning military student life transitioning military civilian workforce networking students understanding obtaining federal state benefits eligible understanding succeed ihe


Summary:
Go to High School, Go to College Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to direct the Secretary of Education to carry out (from July 1, 2014, through June 30, 2020) a program awarding Early College Federal Pell Grants to students to support their enrollment in, and completion of, postsecondary courses offered through early college high schools.

Deems students who would be eligible for a Federal Pell Grant if not for their enrollment in secondary school to be eligible for an Early College Federal Pell Grant upon their completion of a full-time postsecondary semester or its equivalent.

Allows students to receive Early College Federal Pell Grants in an amount equal to the cost of not more than four full-time postsecondary semesters or the equivalent while enrolled in postsecondary courses offered by an early college high school.

Counts Early College Federal Pell Grants toward the twelve semester, or equivalent, limit on a student's receipt of Federal Pell Grants.

high school college act amends title student assistance higher education act direct secretary education carry july june program awarding federal pell_grants students support enrollment completion postsecondary courses offered early college high schools deems students eligible federal pell grant enrollment secondary school eligible early college federal pell grant completion time postsecondary semester equivalent allows students receive early college federal pell_grants equal cost time postsecondary semesters equivalent enrolled postsecondary courses offered early college high school counts early college federal pell_grants semester equivalent limit student receipt federal pell_grants


Summary:
Fairness in Student Loan Repayment Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require the Secretary of Education to make available to borrowers of Federal Family Education Loans (FFELs) the following loan repayment options and benefits that are made available to borrowers of William D. Ford Federal Direct Loans (DLs):

 standard repayment plans, graduated repayment plans, extended repayment plans, income contingent repayment plans, income-based repayment plans, or alternative repayment plans that the Secretary deems appropriate; the loan deferments that are made available to certain borrowers who are still in school, unemployed, performing specified military service, or facing an economic hardship; payments of interest on behalf of military personnel; the repayment plan for public service employees; and the non-accrual of interest on the loans of active duty military personnel. Directs the Secretary to pay to FFEL holders the principal, interest, or special allowance payments needed to apply these options and benefits to FFEL borrowers.

fairness title student assistance higher education act require secretary education available borrowers federal_family_education_loans ffels following loan repayment options benefits available borrowers dls standard repayment plans graduated repayment plans extended repayment plans income contingent repayment plans income based repayment plans alternative repayment plans secretary deems appropriate loan deferments available certain borrowers school unemployed performing specified military service facing economic hardship payments interest behalf military personnel repayment plan public service employees non accrual interest loans active duty military personnel directs secretary pay ffel holders principal interest special allowance payments needed apply options benefits ffel borrowers


Summary:
College Affordability and Innovation Act of 2014 - Directs the Secretary of Education to award 5-year grants to up to 15 institutions of higher education (IHEs) to carry out new or existing high-quality programs designed to graduate students with certificates or degrees at significantly lower student costs and within shorter time periods than traditional programs.

Includes among those programs, those that:

 use online instruction; use direct assessments rather than credit hours or clock hours as the measure of student learning; integrate experiential learning and customized curricula to promote completion or alignment with medium- and long-term employment needs; allow students to be dually or concurrently enrolled in the postsecondary program and a secondary school, or a postsecondary program and a graduate program; or use any other innovative, evidence-based method of providing students with a cost-effective, high-quality, postsecondary education. Authorizes the Secretary to waive the application to grantees of specified provisions of the Higher Education Act of 1965 (HEA) that would inhibit their operation of innovative education programs.

Directs the Secretary to:

 establish and annually administer an evaluation and accountability process for the programs; review policies and identify those that impede the development and use of innovative methods of expanding access to, and success in, education; establish measures to assess the quality of the programs, including a minimum standard of quality that they must meet; and direct an independent third-party evaluator to conduct a final evaluation of the effectiveness of each program in providing students with a quality education at lower costs and within shorter time periods than traditional programs. Requires the establishment of a Commission on Higher Education Accountability Standards, composed of higher education stakeholders, to make recommendations to the Secretary on a set of minimum accountability standards IHEs' undergraduate programs must meet with respect to affordability, accessibility, and value in order to participate in the programs under title IV (Student Assistance) of the HEA.

Directs the Secretary, after considering those recommendations, to establish IHE affordablity, accessibility, and value accountability standards that, at a minimum, take into account each IHE's: (1) average or mean cost of attendance, minus grant aid; (2) percentage of enrolled students who are recipients of a Federal Pell Grant; and (3) student loan repayment rates.

Requires the Secretary to conduct an annual assessment of schools' compliance with those standards. Deems noncompliant schools to be on probation and requires them to work with the Secretary on a plan to achieve compliance within five years.

Requires schools that do not make continuous improvement toward the accountability standards 2 years, 3 years, and 4 years after being placed on probation to pay the Secretary an amount equal to 10%, 20%, and 30%, respectively, of the title IV funds they make available to undergraduate students.

Makes schools that fail to achieve compliance within five years of being placed on probation ineligible for title IV funds.

Directs the Secretary to place the amounts collected from noncompliant schools in a special fund that is to be used to award competitive grants to IHEs that meet or exceed the accountability standards. Requires grantees to use the funds to provide need-based aid to students who are eligible for Federal Pell Grants.

college affordability innovation act directs secretary education award year grants institutions higher education ihes carry new existing high quality programs designed graduate students certificates degrees significantly lower student costs shorter time periods traditional programs includes programs use online instruction use direct assessments credit hours clock hours measure student learning integrate experiential learning customized curricula promote completion alignment medium- long term employment needs allow students dually concurrently enrolled postsecondary program secondary school postsecondary program graduate program use innovative evidence based method providing students cost effective high quality postsecondary education authorizes secretary waive application grantees specified provisions higher education act hea inhibit operation innovative education programs directs secretary establish annually administer evaluation accountability process programs review policies identify impede development use innovative methods expanding access success education establish measures assess quality programs including minimum standard quality meet direct independent party evaluator conduct final evaluation effectiveness program providing students quality education lower costs shorter time periods traditional programs requires establishment commission higher education accountability standards composed higher education stakeholders recommendations secretary set minimum accountability standards ihes undergraduate programs meet respect affordability accessibility value order participate programs title student assistance hea directs secretary considering recommendations establish ihe accessibility value accountability standards minimum account ihe average mean cost attendance minus grant aid percentage enrolled students recipients federal pell grant student loan repayment rates requires secretary conduct annual assessment schools compliance standards deems noncompliant schools probation requires work secretary plan achieve compliance years requires schools continuous improvement accountability standards years years years placed probation pay secretary equal respectively title funds available undergraduate students makes schools fail achieve compliance years placed probation ineligible title funds directs secretary place amounts collected noncompliant schools special fund award competitive grants ihes meet exceed accountability standards requires grantees use funds provide need based aid students eligible federal pell_grants


Summary: Guard and Reserve Academic Protection Act - Requires the Secretary of Veterans Affairs (VA) to ensure that institutions of higher learning provide members of the National Guard or Armed Forces Reserves who are receiving educational assistance from the VA or the military with a reasonable opportunity to complete educational assignments, tests, and other requirements that occur while they are performing: (1) inactive duty training, or (2) active duty training for less than 30 days.

secretary veterans_affairs ensure institutions higher learning provide members receiving educational assistance military reasonable opportunity complete educational assignments tests requirements occur performing inactive duty training active duty training days


Summary: GI Bill STEM Extension Act of 2014 - Authorizes the Secretary of Veterans Affairs (VA) to pay up to nine months of additional Post-9/11 Educational Assistance to a veteran who has used all of the Post-9/11 Educational Assistance to which he or she was entitled and who: (1) is enrolled in a postsecondary education program that requires more than the standard 128 semester (or 192 quarter) credit hours for completion in a specified science, technology, engineering, or mathematics (STEM) field; or (2) has earned a postsecondary degree in one of those fields and is enrolled in a teaching certification program.

bill stem extension act authorizes secretary veterans_affairs pay months additional veteran entitled enrolled postsecondary education program requires standard semester quarter credit hours completion specified science technology engineering mathematics stem field earned postsecondary degree fields enrolled teaching certification program


Summary: Amends the Internal Revenue Code to exclude from gross income payments received by a student under a comprehensive work-learning-service program operated by a work college.

amends internal revenue code exclude gross income payments received student comprehensive work learning service program operated work college


Summary: Amends the Veterans Access, Choice, and Accountability Act of 2014 to deem any member of the Armed Forces who died between September 11, 2001, and December 31, 2005, to have died on January 1, 2006, for purposes of the eligibility of such member's surviving spouse for the Marine Gunnery Sergeant John David Fry scholarship. (Surviving spouses of service members who die in the line of duty after September 11, 2001, are eligible for such assistance until the earlier of the date they remarry or the date that is 15 years after their military spouse's death.)

amends accountability act deem member armed_forces died september december died january purposes eligibility member surviving spouse marine gunnery sergeant john_david_fry scholarship surviving spouses service members die line duty september eligible assistance earlier date remarry date years military spouse death


Summary: Amends the Internal Revenue Code to allow: (1) payment of home school expenses from Coverdell education savings accounts, and (2) an annual inflation adjustment after 2012 to the contribution limit amount for such accounts.

amends internal revenue code allow payment home school expenses coverdell education savings accounts annual inflation adjustment contribution limit accounts


Summary:
Know Before You Owe Private Student Loan Act of 2013 - Amends the Truth in Lending Act to require a lender, before issuing a private education loan for a student attending an institution of higher education (IHE), to obtain the IHE's certification of: (1) the student's enrollment status, (2) the student's cost of attendance, and (3) the difference between that cost and the student's estimated financial assistance. Eliminates the requirement that such lenders obtain a self-certification form from the private education loan applicant.

Allows a lender to issue such loan without a certification if there is no response from the relevant IHE within 15 business days of the lender's request for the certification.

Requires private educational lenders to: (1) send loan statements to borrowers at least once every three months a student is enrolled at an IHE; (2) notify the relevant IHE, in writing, of the loan amount and the student to whom it applies no later than the date funds are issued; and (3) submit an annual report to the Consumer Financial Protection Bureau (CFPB) containing information the CFPB requires concerning private student loans.

Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require IHEs, before providing lenders with certifications, to determine whether students have exhausted their options for title IV assistance and notify borrowers of: (1) the availability of such assistance, (2) their ability to choose their own private educational lender, (3) the impact of the proposed private education loan on their eligibility for other financial assistance, and (4) their right to accept or reject a private education loan within 30 days of the lender's approval of their application and to cancel the loan within 3 business days of its consummation.

know owe private student loan act amends truth lending act require lender issuing private education loan student attending institution higher education ihe obtain ihe certification student enrollment status student cost attendance difference cost student estimated financial assistance eliminates requirement lenders obtain self certification form private education loan applicant allows lender issue loan certification response relevant ihe business days lender request certification requires private educational lenders send loan statements borrowers months student enrolled ihe notify relevant ihe writing loan student applies later date funds issued submit annual report consumer_financial_protection_bureau cfpb containing information cfpb requires concerning private student loans amends title student assistance higher education act require ihes providing lenders certifications determine students exhausted options title assistance notify borrowers availability assistance ability choose private educational lender impact proposed private education loan eligibility financial assistance right accept reject private education loan days lender approval application cancel loan business days consummation